Gavop's guide to buying homeowners insurance in Great Barrington, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Great Barrington, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Crissey Rd, Herberts Dr, W Sheffield Rd, E Sheffield Rd, Spruce St, Cottage St, Cooper Rd, Mahaiwe St, Mechanic St, Highland St | $432,000 | $370,000 | $400,000-$500,000 | $304,500 | $260,000 | $300,000-$350,000 |
| Monument Valley Rd, Kirk St, Barrington Pl, River St, Hemlock Hill, Laurel St, Blue Hill Ln, Comstock Ln, Lake Buel Rd, Ramsdell Rd | $360,000 | $320,000 | $300,000-$350,000 | $276,500 | $240,000 | $250,000-$300,000 |
| Forest Row, Haley Rd, Rosseter St, Maplewood Ave, Stockbridge Rd, Newsboy Monument Ln, Muddy Brook Cir, Brush Hill Rd, Egremont Rd, Welcome St | $279,500 | $240,000 | $300,000-$350,000 | $183,000 | $170,000 | $200,000-$250,000 |
| Grant Ln, Christian Hill Rd, Old Monterey Rd, Beartown Mountain Rd, Pothul Dr, Division St, State Rte 183, Fairview Rd, Rose Ct W, Bentley Ave | $238,500 | $210,000 | $250,000-$300,000 | $184,000 | $170,000 | $175,000-$200,000 |
| Bridlepath Ln, Rose Ct E, Stoney Brook Rd, Foothill Farm Dr, Lake View Rd, Wyantenuck St, Cornwall Dr, Knob Hill, Highland Dr, Front St | $305,000 | $280,000 | $250,000-$300,000 | $219,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $750 |
| Superior Protection Discount | -$80 | $813 |
| Fire & Security Discount | -$80 | $813 |
| Hail Resistant Roof Discount | -$18 | $875 |
| Newly Constructed Home Discount | -$241 | $652 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,389 |
| Home Insurance Company Great Barrington, MA | Homeowners Insurance Agency Great Barrington, MA | Address | Popularity Score | Distance from Great Barrington (miles) |
|---|---|---|---|---|
| Travelers | Ross Insurance Agency Inc | 150 Lower Westfield Rd, Ste 2, Holyoke, MA, 1040 | 35.4 | |
| Travelers | Sumner & Toner Insurance Agency Inc | 813 Williams St, Longmeadow, MA, 1116 | 42.1 | |
| Liberty Mutual Independent | Haberman Insurance Group | 95 Ashley Ave Ste F, West Springfield, MA, 1089 | 36.8 | |
| Allstate | John Slosek Jr | 799 Front St, Chicopee, MA, 1020 | 38.6 | |
| Travelers | Mayes Insurance | 1102 State St, Springfield, MA, 1109 | 40.7 | |
| Travelers | Goodworks Insurance | 343 Main St Ste 4, Great Barrington, MA, 1230 | 2.5 | |
| Liberty Mutual Independent | Berkshire Insurance Group Inc | 244 Main St, Great Barrington, MA, 1230 | 2.3 | |
| Travelers | Berkshire Fairfield Insurance Agency Llc | 128 South St, Pittsfield, MA, 1202 | 16.0 | |
| Travelers | Mayes Insurance | 1102 State St, Springfield, MA, 1109 | 40.7 | |
| Travelers | A C Piccolo Insurance | 4 Open Square Wy Ste 213, Holyoke, MA, 1040 | 37.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $1,960 | $930 |
| Berkshire County, MA | $203,300 | $921 | $660 | $1,280 | $620 |
| Great Barrington, MA | $311,700 | $893 | $610 | $1,220 | $610 |
| Becket, MA | $251,200 | $1,075 | $760 | $1,470 | $710 |
| Sharon, CT | $408,500 | $1,666 | $1,180 | $2,320 | $1,140 |
| New Hartford Center, CT | $191,400 | $1,024 | $750 | $1,410 | $660 |
| Simsbury, CT | $327,800 | $1,001 | $690 | $1,380 | $690 |
| Simsbury Center, CT | $295,900 | $1,321 | $900 | $1,860 | $960 |
| Enfield, CT | $185,000 | $962 | $640 | $1,380 | $740 |
| Oakville, CT | $194,000 | $867 | $580 | $1,240 | $660 |
| Preston-Potter Hollow, NY | $143,800 | $633 | $450 | $910 | $460 |
| East Hartford, CT | $159,800 | $875 | $590 | $1,200 | $610 |
| Stone Ridge, NY | $274,400 | $1,070 | $720 | $1,510 | $790 |