Gavop tells you how to get the best homeowners insurance in Clearwater County, ID by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Clearwater County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 122nd St, Tamarac St, Blackberry Ln, US Hwy 12, Gibbar Ln, Dent Bridge Rd, N Front St, Whiskey Cr Rd, Coffee Creek Rd, Driftwood Ln | $215,000 | $180,000 | $200,000-$250,000 | $151,500 | $130,000 | $100,000-$125,000 |
| S Dick's Creek Rd, Mountain Lovers Ln, Clearwater Rd, Huckleberry Hts, Hardy Rd, Cavendish Hwy, Little Canyon Cr Rd, 3rd Ave, Cemetery Rd, Larson Rd | $159,000 | $150,000 | $125,000-$150,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Berry St, Carlock Rd, French Mtn Rd, Woods Ln, Woodland Medow, Upper Fords Creek Rd, Upper Fords Creek Rd, Ridgeview Dr, Cavendish Rd, Tabor Dr | $152,000 | $130,000 | $100,000-$125,000 | $118,500 | $110,000 | $75,000-$100,000 |
| Canal St, Upper Fords Cr Rd, Grandview Ave, 8th Ave E, 130th St, Space Creek Rd, Laqa Ave, Shellburn Dr, Big Bird Ln, Poverty Gulch Rd | $150,000 | $130,000 | $125,000-$150,000 | $105,000 | $90,000 | $100,000-$125,000 |
| 118th St, Hardy Ln, Waters St, High Valley Rd, Freeman Creek Rd, Chevy Dr, Hayes Ave E, Old Dent Rd, Johnson Mill Rd, W Hospital Dr | $120,000 | $110,000 | $125,000-$150,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $558 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$53 | $612 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$153 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clearwater County | $1,500 | $657 | $2,157 | $477 | $1,977 | $179 |
| Clearwater County, ID | $700 | $657 | $1,357 | $477 | $1,177 | $179 |
| Elk River, ID | $100 | $499 | $599 | $363 | $463 | $136 |
| Weippe, ID | $1,000 | $469 | $1,469 | $341 | $1,341 | $128 |
| Orofino, ID | $500 | $522 | $1,022 | $379 | $879 | $143 |
| Nezperce, ID | $2,500 | $528 | $3,028 | $383 | $2,883 | $144 |
| Kooskia, ID | $400 | $460 | $860 | $335 | $735 | $126 |
| Deary-Bovill, ID | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Mineral County, MT | $200 | $803 | $1,003 | $584 | $784 | $220 |
| Craigmont, ID | $1,000 | $515 | $1,515 | $374 | $1,374 | $141 |
| Lewis County, ID | $200 | $668 | $868 | $486 | $686 | $183 |
| Reubens, ID | $1,500 | $466 | $1,966 | $339 | $1,839 | $127 |
| Home Insurance Company Clearwater County, ID | Homeowners Insurance Agency Clearwater County, ID | Address | Popularity Score | Distance from Clearwater County (miles) |
|---|---|---|---|---|
| Allstate | Walrath Insurance | 163 Johnson Ave, Orofino, ID, 83544 | 31.6 | |
| Allstate | Mick Landmark Agency Inc | Po Box 188, Kamiah, ID, 83536 | 35.5 | |
| Allstate | Walrath Insurance | Po Box 7881, Orofino, ID, 83544 | 31.6 | |
| Travelers | Stonebraker Mcquary Agency Group Inc | 208 W Main St, Craigmont, ID, 83523 | 49.3 | |
| State Farm | Jake Lingard | 125 Johnson Ave Ste 4, Orofino, ID, 83544 | 31.6 | |
| Allstate | Central Idaho Ii | 419 Main Street, Kamiah, ID, 83536 | 35.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $860 | $430 |
| Clearwater County, ID | $134,400 | $665 | $460 | $940 | $480 |
| Clearwater County, ID | $134,400 | $665 | $450 | $920 | $470 |
| Elk River, ID | $111,200 | $505 | $340 | $700 | $360 |
| Weippe, ID | $99,600 | $475 | $330 | $650 | $320 |
| Orofino, ID | $120,800 | $528 | $370 | $730 | $360 |
| Nezperce, ID | $123,500 | $534 | $370 | $730 | $360 |
| Kooskia, ID | $96,400 | $466 | $330 | $660 | $330 |
| Deary-Bovill, ID | $175,800 | $626 | $430 | $890 | $460 |
| Mineral County, MT | $159,800 | $813 | $620 | $1,070 | $450 |
| Craigmont, ID | $117,900 | $521 | $380 | $720 | $340 |
| Lewis County, ID | $120,000 | $676 | $470 | $970 | $500 |
| Reubens, ID | $98,800 | $472 | $340 | $650 | $310 |