Gavop tells you how to get the best homeowners insurance in Mount Joy, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Mount Joy, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Beech Ln, Ridgeview Rd N, Campus Rd, Koser Rd, Elizabethtown Rd, N Milton Grove Rd, Stern Dr, Hickory Run Dr, N Ridgeview Rd, Rose Aly | $292,000 | $250,000 | $250,000-$300,000 | $219,000 | $190,000 | $200,000-$250,000 |
| Larkspur Ln, State Rte 743, Verdant Aly, Old Elizabethtown Rd, Ammon Ave, Gantz Meadows, Masonic Dr, Snyder Dr, Meadow View Rd, Peace Aly | $151,000 | $120,000 | $125,000-$150,000 | $132,000 | $120,000 | $100,000-$125,000 |
| Conoy Ave, S Ridgeview Rd, Forest Ln, College Hill Ln, Pleasure Rd, Milton Grove Rd, Sager Rd, Aberdeen Rd, T328, Sportsmans Ln | $240,000 | $210,000 | $200,000-$250,000 | $174,500 | $150,000 | $175,000-$200,000 |
| Honeysuckle Ct, Cold Springs Rd, Church Aly, Cloverleaf Rd, Sheri Ln, E Harrisburg Ave, Ridgeview Rd S, Porter Aly, Milton Grove Rd N, Bradfield Dr | $180,500 | $150,000 | $150,000-$175,000 | $133,500 | $110,000 | $125,000-$150,000 |
| N Barbara St, Cliff Ln, Peach Aly, Maytown Ave, Hampden Rd, Highlawn Ave, Beverly Rd, Waldheim Rd, Saint Peters Pl, Yorkshire Ct | $195,500 | $180,000 | $175,000-$200,000 | $191,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $551 |
| Superior Protection Discount | -$61 | $619 |
| Fire & Security Discount | -$75 | $606 |
| Hail Resistant Roof Discount | -$14 | $667 |
| Newly Constructed Home Discount | -$136 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $1,000 | $754 | $1,754 | $548 | $1,548 | $206 |
| Mount Joy, PA | $2,500 | $672 | $3,172 | $489 | $2,989 | $184 |
| Stonybrook, PA | $400 | $809 | $1,209 | $588 | $988 | $221 |
| Lewisberry, PA | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Yoe, PA | $200 | $634 | $834 | $461 | $661 | $173 |
| Shillington, PA | $400 | $672 | $1,072 | $488 | $888 | $184 |
| Wyomissing, PA | $1,500 | $715 | $2,215 | $520 | $2,020 | $196 |
| West Sadsbury, PA | $100 | $857 | $957 | $623 | $723 | $234 |
| Ranshaw, PA | $700 | $516 | $1,216 | $375 | $1,075 | $141 |
| Cumbola, PA | $200 | $521 | $721 | $378 | $578 | $142 |
| Thompsontown, PA | $2,000 | $622 | $2,622 | $452 | $2,452 | $170 |
| Home Insurance Company Mount Joy, PA | Homeowners Insurance Agency Mount Joy, PA | Address | Popularity Score | Distance from Mount Joy (miles) |
|---|---|---|---|---|
| Travelers | The Glatfelter Agency | 221 West Philadelphia St, 400e, York, PA, 17401 | 17.1 | |
| Erie | Basile Insurance Agency Llc | 2210 W Market Street, York, PA, 17404 | 19.0 | |
| Allstate | Purdy Insurance Agency Inc | 136 Market St, Sunbury, PA, 17801 | 49.8 | |
| State Farm | Klaudia Chilcoat | 301 S 32nd St, Camp Hill, PA, 17011-5129 | 20.9 | |
| Erie | Wagners Insurance Agency | 107 W Main Street, Hummelstown, PA, 17036 | 11.0 | |
| Travelers | Chapracki Insurance Agency Llc | 300 N Pottstown Pike Ste 220, Exton, PA, 19341 | 49.4 | |
| State Farm | Josh Grove | 4315 W Market St, York, PA, 17408-5937 | 21.6 | |
| State Farm | Joel Langdon | 410a W Main St, Mount Joy, PA, 17552-1222 | 4.1 | |
| Allstate | Thomas Dunn | 1954 E High St, Pottstown, PA, 19464 | 50.1 | |
| State Farm | Andy Brenner | 465 Locust St, Columbia, PA, 17512-1224 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Lancaster County, PA | $193,200 | $763 | $540 | $1,080 | $540 |
| Mount Joy, PA | $206,100 | $680 | $490 | $940 | $450 |
| Stonybrook, PA | $211,100 | $819 | $590 | $1,140 | $550 |
| Lewisberry, PA | $155,900 | $717 | $490 | $980 | $490 |
| Yoe, PA | $120,100 | $642 | $470 | $910 | $440 |
| Shillington, PA | $137,700 | $680 | $470 | $970 | $500 |
| Wyomissing, PA | $234,000 | $724 | $520 | $1,020 | $500 |
| West Sadsbury, PA | $237,000 | $867 | $620 | $1,210 | $590 |
| Ranshaw, PA | $73,100 | $522 | $360 | $750 | $390 |
| Cumbola, PA | $75,000 | $527 | $360 | $730 | $370 |
| Thompsontown, PA | $114,900 | $630 | $420 | $900 | $480 |