Gavop's guide to buying homeowners insurance in Linn, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Linn, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sawgrass, Buchanan Trl, Fillmore Trl, N 60th St, Swan Ct, S Orilla Rd, Fulton St, Coolidge St, Co Rd G14, Briggs Trl | $144,500 | $130,000 | $150,000-$175,000 | $104,000 | $90,000 | $75,000-$100,000 |
| Woodmayr Cir, Carter Trl, Berkshire Dr, 93rd Ave, Windsor Dr, E 18th St, W Co Rd R57, Eisenhower St, 6th St, 50th St | $231,000 | $210,000 | $200,000-$250,000 | $144,000 | $130,000 | $125,000-$150,000 |
| 38th Ave, Justin Ct, N 34th St, 45th Ave, E 18th, 45th Pl, 105th Ave, Turnberry Dr, Crescent Ln, NW 44th Ave | $236,500 | $210,000 | $175,000-$200,000 | $173,000 | $160,000 | $125,000-$150,000 |
| Hillside Ter, 105th Ln, 33rd Ave, Elmcrest Dr, Birch, 77th Ln, 113th Ave, Norwood Ct, Legacy Ct, 88th Ave | $268,500 | $230,000 | $300,000-$350,000 | $111,000 | $100,000 | $125,000-$150,000 |
| NW 97th St, Co Rd R45, 43rd Pl, State Hwy 28, High Rd, Legacy Pkwy, Cassandra Ct, 61st Ln, 50th Ave, E 20th St | $202,500 | $180,000 | $200,000-$250,000 | $126,500 | $120,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $718 |
| Home and Two Car | -$126 | $663 |
| Home and Three Car | -$181 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $700 | $873 | $1,573 | $634 | $1,334 | $238 |
| Linn, IA | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Martensdale, IA | $300 | $723 | $1,023 | $526 | $826 | $198 |
| Des Moines, IA | $1,000 | $751 | $1,751 | $546 | $1,546 | $205 |
| Van Meter, IA | $500 | $922 | $1,422 | $670 | $1,170 | $252 |
| Delaware, IA | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Virginia, IA | $400 | $908 | $1,308 | $660 | $1,060 | $248 |
| Squaw, IA | $2,500 | $956 | $3,456 | $695 | $3,195 | $261 |
| Lacona, IA | $300 | $620 | $920 | $451 | $751 | $170 |
| Dawson, IA | $1,500 | $593 | $2,093 | $431 | $1,931 | $162 |
| Newton, IA | $100 | $622 | $722 | $452 | $552 | $170 |
| Arispe, IA | $1,500 | $524 | $2,024 | $381 | $1,881 | $143 |
| Home Insurance Company Linn, IA | Homeowners Insurance Agency Linn, IA | Address | Popularity Score | Distance from Linn (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Absolute Insurance Agency Llc | 7400 University Ave Ste A, Clive, IA, 50325 | 9.4 | |
| State Farm | Glenn Waterhouse Iii | 5441 Nw 86th St Ste 100, Johnston, IA, 50131-1708 | 13.4 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 9.6 | |
| Travelers | The Dana Company | 12345 University Ave Ste 300, Des Moines, IA, 50325 | 9.8 | |
| Allstate | Randy Highness | 516 Lincoln Way Ste B, Ames, IA, 50010 | 38.9 | |
| Liberty Mutual Independent | Bearence Management Group | 1045 76th St Ste 4000, West Des Moines, IA, 50266 | 9.2 | |
| State Farm | Julie Helps | 8818 Swanson Blvd., Clive, IA, 50325 | 9.8 | |
| Travelers | Seabury & Smith | 1776 West Lake Pkwy, West Des Moines, IA, 50306 | 9.6 | |
| State Farm | Brad Van Meter | 4229 Fleur Dr, Des Moines, IA, 50321-2325 | 7.2 | |
| State Farm | Kimberly Reed | 3812 Ingersoll Ave, Des Moines, IA, 50312-3400 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,140 | $550 |
| Warren County, IA | $171,400 | $883 | $590 | $1,220 | $630 |
| Linn, IA | $179,800 | $789 | $570 | $1,130 | $560 |
| Martensdale, IA | $108,600 | $732 | $490 | $1,030 | $540 |
| Des Moines, IA | $123,300 | $760 | $520 | $1,080 | $560 |
| Van Meter, IA | $177,100 | $933 | $660 | $1,300 | $640 |
| Delaware, IA | $154,100 | $736 | $530 | $1,020 | $490 |
| Virginia, IA | $171,000 | $919 | $620 | $1,300 | $680 |
| Squaw, IA | $193,800 | $968 | $660 | $1,370 | $710 |
| Lacona, IA | $83,200 | $628 | $460 | $860 | $400 |
| Dawson, IA | $77,000 | $600 | $430 | $850 | $420 |
| Newton, IA | $94,500 | $630 | $450 | $880 | $430 |
| Arispe, IA | $63,000 | $530 | $360 | $750 | $390 |