Gavop's guide to buying homeowners insurance in Hughson, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hughson, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Portia Way, Everett Ct, Colbert Ct, Downie Rd, Roberts Ferry Rd, Walnut Rd, Lake Rd, Cole Ct, Hickman Rd, Rhapsody Ln | $166,000 | $150,000 | $175,000-$200,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Hall Rd, E Redwood Rd, Bramble Ln, Doerksen Rd, Mulberry Way, Verduga Rd, E Grayson Rd, Montpelier Rd, White Birch Dr, Graybark Ln | $368,500 | $320,000 | $350,000-$400,000 | $318,500 | $290,000 | $300,000-$350,000 |
| Silva Rd, Prelude Ln, Blue Gum Rd, Dinard Ct, Walnut Haven Dr, Paul St, Fox Rd, Los Cerritos Rd, Charles St, Varni Way | $189,000 | $160,000 | $175,000-$200,000 | $175,500 | $160,000 | $175,000-$200,000 |
| Huntmaster Dr, Narcisco Way, Mari Ln, Carpathian Way, S Hickman Rd, Joe Ruddy Ct, Little Ave, Merriam Rd, Waring Rd, S Gratton Rd | $241,500 | $190,000 | $200,000-$250,000 | $174,500 | $140,000 | $125,000-$150,000 |
| S Waring Rd, Delaware Rd, Morgan Lynn Ln, Hidden Hills Rd, Bishop Ave, Hawkins Rd, Coyote Run, Hamlow Rd, Mellor Rd, Gorman Ave | $357,000 | $340,000 | $400,000-$500,000 | $308,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $562 |
| Superior Protection Discount | -$62 | $624 |
| Fire & Security Discount | -$69 | $617 |
| Hail Resistant Roof Discount | -$14 | $672 |
| Newly Constructed Home Discount | -$199 | $487 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stanislaus County | $2,500 | $680 | $3,180 | $494 | $2,994 | $186 |
| Hughson, CA | $700 | $677 | $1,377 | $492 | $1,192 | $185 |
| Ballico, CA | $200 | $608 | $808 | $442 | $642 | $166 |
| Keyes, CA | $2,000 | $1,034 | $3,034 | $751 | $2,751 | $283 |
| Delhi, CA | $100 | $955 | $1,055 | $694 | $794 | $261 |
| Airport, CA | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| West Modesto, CA | $400 | $545 | $945 | $396 | $796 | $149 |
| Chinese Camp, CA | $700 | $865 | $1,565 | $628 | $1,328 | $236 |
| Merced County, CA | $500 | $619 | $1,119 | $450 | $950 | $169 |
| Mono Vista, CA | $1,500 | $687 | $2,187 | $499 | $1,999 | $188 |
| Dos Palos Y, CA | $100 | $592 | $692 | $430 | $530 | $162 |
| Home Insurance Company Hughson, CA | Homeowners Insurance Agency Hughson, CA | Address | Popularity Score | Distance from Hughson (miles) |
|---|---|---|---|---|
| Farmers | Dean Uecker | 1444 W Main St Ste A, Ripon, CA, 95366 | 27.2 | |
| Liberty Mutual Independent | Basi Insurance Services Inc | 1491 E G St, Oakdale, CA, 95361 | 14.2 | |
| State Farm | Nick Winters | 3931 Coffee Rd Ste A, Modesto, CA, 95355-9609 | 17.8 | |
| Liberty Mutual Independent | Dohrmann Insurance Agency Inc | 3255 W March Ln Ste 200, Stockton, CA, 95219 | 45.5 | |
| State Farm | Angel Sepulveda | 6838 Pacific Ave, Stockton, CA, 95207-2605 | 45.2 | |
| State Farm | Pam Shelton | 3520 Oakdale Rd Ste E, Modesto, CA, 95357-0714 | 16.7 | |
| State Farm | Justi Smith | 830 W 19th St, Merced, CA, 95340-4609 | 23.1 | |
| Farmers | Yesenia Gonzalez | 1036 W Robinhood Dr Ste 106, Stockton, CA, 95207 | 44.6 | |
| Farmers | Tannia Solis | 205 W Hatch Rd Ste 3, Modesto, CA, 95351 | 17.8 | |
| State Farm | Jake Harless | 3200 Atchison St, Riverbank, CA, 95367-2019 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Stanislaus County, CA | $244,100 | $689 | $510 | $940 | $430 |
| Hughson, CA | $305,800 | $685 | $510 | $930 | $420 |
| Ballico, CA | $171,900 | $615 | $460 | $840 | $380 |
| Keyes, CA | $166,500 | $1,046 | $770 | $1,420 | $650 |
| Delhi, CA | $161,600 | $967 | $720 | $1,310 | $590 |
| Airport, CA | $158,200 | $596 | $440 | $810 | $370 |
| West Modesto, CA | $127,900 | $552 | $410 | $750 | $340 |
| Chinese Camp, CA | $331,600 | $875 | $650 | $1,190 | $540 |
| Merced County, CA | $196,200 | $627 | $460 | $850 | $390 |
| Mono Vista, CA | $233,100 | $695 | $510 | $950 | $440 |
| Dos Palos Y, CA | $160,400 | $599 | $440 | $810 | $370 |