Gavop shows you how to buy homeowners insurance in Hobe Sound, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hobe Sound, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| SE Crestview Pl, SE Concord Pl, SE Sharon St, SE Fir Dr, SE Harmony Way, SE Peacock St, SE Guava Dr, SE Neptune St, Teton Dr SE, SE Bobwhite St | $90,000 | $80,000 | $100,000-$125,000 | $160,000 | $140,000 | $125,000-$150,000 |
| SE Croft Cir, Old Dixie Hwy, Surf St, SE Gull Way, SE Windham Ln, SE Buoy Ct, SE Vulcan Ave, Old Dixie Hwy, SE Seahawk St, Delespine Trl | $201,500 | $180,000 | $175,000-$200,000 | $180,500 | $140,000 | $150,000-$175,000 |
| Hawser Ct, SE Crooked Oak Ave, SE Gold Ave, SE Hobe Hills Dr, 55th Ter, SE Tndian River Dr, Powerline Ave, SE Robwyn St, SE Hill Club Ter, SE Lanham St | $160,500 | $150,000 | $175,000-$200,000 | $249,000 | $230,000 | $250,000-$300,000 |
| SE Wren Ave, SE Seagrape Way, SE Sandy Ln, SE Indian River Dr S, SE Amendment St, SE Pine Cone Ln, SE Mars St, Pine Tree Dr, Estrada Rd, N Beach Rd | $180,500 | $160,000 | $200,000-$250,000 | $234,500 | $200,000 | $175,000-$200,000 |
| SE Rigdon Way, SE Patriot Ave, SE Palm St, SE Mars St, SE Pettway St, SE Plandome Dr, Colby Ave, SE Barnacle Ct, SE James St, SE Saturn St | $157,500 | $130,000 | $150,000-$175,000 | $302,000 | $260,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $884 |
| Home and Two Car | -$155 | $816 |
| Home and Three Car | -$233 | $738 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Martin County | $700 | $1,306 | $2,006 | $949 | $1,649 | $357 |
| Hobe Sound, FL | $2,500 | $960 | $3,460 | $697 | $3,197 | $262 |
| Ocean Breeze Park, FL | $200 | $562 | $762 | $409 | $609 | $154 |
| North Palm Beach, FL | $1,000 | $1,135 | $2,135 | $825 | $1,825 | $310 |
| Palm Beach, FL | $1,500 | $924 | $2,424 | $672 | $2,172 | $253 |
| Glen Ridge, FL | $200 | $2,215 | $2,415 | $1,610 | $1,810 | $605 |
| Wellington, FL | $2,000 | $1,469 | $3,469 | $1,067 | $3,067 | $401 |
| West St. Lucie, FL | $400 | $1,048 | $1,448 | $762 | $1,162 | $286 |
| Florida Ridge, FL | $1,500 | $830 | $2,330 | $603 | $2,103 | $227 |
| Belle Glade, FL | $200 | $811 | $1,011 | $589 | $789 | $222 |
| South Bay, FL | $2,500 | $952 | $3,452 | $692 | $3,192 | $260 |
| Home Insurance Company Hobe Sound, FL | Homeowners Insurance Agency Hobe Sound, FL | Address | Popularity Score | Distance from Hobe Sound (miles) |
|---|---|---|---|---|
| Travelers | Hsbr Insurance Inc | 9055 Se Bridge Rd, Hobe Sound, FL, 33455 | 1.0 | |
| Travelers | Collinsworth Alter Lambert Llc | 23 Eganfuskee St Ste 102, Jupiter, FL, 33477 | 9.7 | |
| Travelers | Floridian Discount Insurance Agency | 2006 Ne 5 Avenue Boca Raton, Boca Raton, FL, 33431 | 48.7 | |
| State Farm | Bob Wylin | 20423 State Road #7 Ste F-5, Boca Raton, FL, 33498 | 48.5 | |
| Allstate | Charles Roussin | 2884 N Federal Hwy, Boca Raton, FL, 33431 | 48.1 | |
| Travelers | Florida Business Insurance Inc | 123 Nw 13th St Ste 208, Boca Raton, FL, 33432 | 49.1 | |
| Travelers | Park & Associates Inc | 5255 N Federal Hwy 2nd Fl, Boca Raton, FL, 33487 | 46.8 | |
| Travelers | Day Agency Inc | 11340 Se Federal Hwy , Hobe Sound, FL, 33455 | 0.5 | |
| Travelers | Day Agency Inc | 11340 Se Federal Hwy, Hobe Sound, FL, 33455 | 0.5 | |
| Travelers | First Florida Insurance Llc | 825 Parkway Pl Ste 31, Jupiter, FL, 33477 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Martin County, FL | $233,000 | $1,322 | $1,030 | $1,770 | $740 |
| Hobe Sound, FL | $165,600 | $971 | $760 | $1,300 | $540 |
| Ocean Breeze Park, FL | $25,600 | $569 | $440 | $760 | $320 |
| North Palm Beach, FL | $277,600 | $1,149 | $900 | $1,540 | $640 |
| Palm Beach, FL | $986,200 | $936 | $730 | $1,250 | $520 |
| Glen Ridge, FL | $278,100 | $2,242 | $1,750 | $3,000 | $1,250 |
| Wellington, FL | $349,700 | $1,486 | $1,160 | $1,990 | $830 |
| West St. Lucie, FL | $97,700 | $1,061 | $830 | $1,420 | $590 |
| Florida Ridge, FL | $115,500 | $840 | $660 | $1,130 | $470 |
| Belle Glade, FL | $111,400 | $820 | $640 | $1,100 | $460 |
| South Bay, FL | $83,500 | $964 | $750 | $1,290 | $540 |