Gavop's guide to buying homeowners insurance in Goose Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Goose Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Price Dairy Rd, Persimmon Creek Dr, Four Wood Dr, Plainview Dr, Union Rd, Joe Lee Helms Rd, Clontz Rd, State Rd 1651, State Rd 1539, Heritage Vw | $254,500 | $210,000 | $250,000-$300,000 | $326,500 | $310,000 | $350,000-$400,000 |
| Piedmont Dr, Legend Creek Ln, Dairywood Ln, Carriker Rd, State Rd 1706, Goose Creek Dr, Baucom Rd, Southwick Dr, Green Tree Ln, New Salem Rd | $192,500 | $170,000 | $200,000-$250,000 | $252,500 | $220,000 | $200,000-$250,000 |
| State Rd 1747, Roy Kindley Rd, Baucom Manor Rd, State Rd 1579, Hillcrest Dr, State Rd 1583, State Rd 1638, State Rd 1676, W C J Thomas Rd, State Rd 1616 | $182,500 | $170,000 | $175,000-$200,000 | $265,500 | $240,000 | $250,000-$300,000 |
| Three Wood Dr, Reece Rd, State Rd 1659, Huntsman Ln, Garrett Rd, State Rd 1746, Tesh Rd, N Hills Dr, Waycross Dr, Country Wood Rd | $174,000 | $160,000 | $150,000-$175,000 | $374,500 | $350,000 | $350,000-$400,000 |
| Crooked Creek Church Rd, Kate Rd, Rolling Hills Dr, Baucom Deese Rd, Topeka Ct, Haigler Gin Rd, Holmes Rd, State Rd 1536, Holly School Rd, G W Griffin Rd | $234,500 | $220,000 | $250,000-$300,000 | $222,500 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $741 |
| Superior Protection Discount | -$91 | $823 |
| Fire & Security Discount | -$82 | $832 |
| Hail Resistant Roof Discount | -$27 | $887 |
| Newly Constructed Home Discount | -$247 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $700 | $987 | $1,687 | $717 | $1,417 | $270 |
| Goose Creek, NC | $1,000 | $904 | $1,904 | $657 | $1,657 | $247 |
| Anson County, NC | $300 | $868 | $1,168 | $631 | $931 | $237 |
| Rockwell, NC | $700 | $718 | $1,418 | $522 | $1,222 | $196 |
| Cornelius, NC | $400 | $883 | $1,283 | $642 | $1,042 | $241 |
| Ruby, SC | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Mooresville, NC | $100 | $966 | $1,066 | $702 | $802 | $264 |
| Denver, NC | $700 | $831 | $1,531 | $604 | $1,304 | $227 |
| Denton, NC | $100 | $584 | $684 | $424 | $524 | $160 |
| Ellerbe, NC | $700 | $477 | $1,177 | $347 | $1,047 | $130 |
| Candor, NC | $400 | $563 | $963 | $409 | $809 | $154 |
| Scotch Irish, NC | $2,500 | $986 | $3,486 | $717 | $3,217 | $269 |
| Home Insurance Company Goose Creek, NC | Homeowners Insurance Agency Goose Creek, NC | Address | Popularity Score | Distance from Goose Creek (miles) |
|---|---|---|---|---|
| Travelers | Movement Insurance | 13840 Ballantyne Corp Pl Ste 125, Charlotte, NC, 28277 | 19.2 | |
| State Farm | Jeremy Fulkerson | 4805 Park Rd Ste 103, Charlotte, NC, 28209-3676 | 18.9 | |
| State Farm | Todd Younker | 7725 Mthw Mt Hl Rd, Mint Hill, NC, 28227-7598 | 8.4 | |
| State Farm | John Norris | 2407 Plntatn Ctr Dr Ste 100a, Matthews, NC, 28105-6614 | 10.0 | |
| State Farm | Mark Husmillo | 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202 | 20.7 | |
| Nationwide | Ken Austin Agency Inc | 15040 Idlewild Rd Ste A, Matthews, NC, 28104 | 7.5 | |
| Allstate | Valbuena Insurance Group Llc | 5110 Park Rd Ste 2f, Charlotte, NC, 28209 | 18.8 | |
| Liberty Mutual Independent | Larry S Helms & Associates | 2593 W Roosevelt Blvd Ste 208, Monroe, NC, 28110 | 7.7 | |
| Nationwide | Robert Helms | 5719 Hwy 74 West Suite B, Indian Trail, NC, 28079-3672 | 7.6 | |
| Travelers | Morrow Insurance Agency Inc | 5200 Park Road, Charlotte, NC, 28209 | 18.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,280 | $650 |
| Union County, NC | $215,200 | $999 | $710 | $1,380 | $670 |
| Goose Creek, NC | $220,300 | $915 | $660 | $1,300 | $640 |
| Anson County, NC | $83,700 | $879 | $620 | $1,200 | $580 |
| Rockwell, NC | $121,000 | $727 | $500 | $1,030 | $530 |
| Cornelius, NC | $279,000 | $894 | $620 | $1,260 | $640 |
| Ruby, SC | $100,800 | $696 | $470 | $1,000 | $530 |
| Mooresville, NC | $207,500 | $977 | $670 | $1,380 | $710 |
| Denver, NC | $147,300 | $841 | $600 | $1,160 | $560 |
| Denton, NC | $93,900 | $591 | $420 | $830 | $410 |
| Ellerbe, NC | $75,000 | $483 | $320 | $690 | $370 |
| Candor, NC | $90,100 | $570 | $420 | $790 | $370 |
| Scotch Irish, NC | $191,000 | $998 | $720 | $1,430 | $710 |