Gavop's guide to buying homeowners insurance in Cheyenne County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cheyenne County, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 80, Co Rd X, Rich Ave, Co Rd 27, Cave Ave, Birch St, Ketcham Ave, Co Rd 19, N Frances St, Co Rd I | $107,500 | $90,000 | $125,000-$150,000 | $82,500 | $70,000 | $50,000-$75,000 |
| 6th St, Co Rd 15, S Francis St, Scott Rd, Co Rd 23, Co Rd D, Bird Ave, Bressler St, Park St, Co Rd Bb | $149,000 | $130,000 | $150,000-$175,000 | $109,000 | $90,000 | $125,000-$150,000 |
| Parks Rd, Co Rd 12, Co Rd 6, Co Rd 8, Demick Ave, College St, N Denison St, Co Rd A, S River St, 1st St | $144,500 | $130,000 | $125,000-$150,000 | $72,500 | $70,000 | $75,000-$100,000 |
| Washington St, E 4th St, Co Rd 20, Cedar St, W 4th St, Burr Ave, Pen Ave, Co Rd 3, W 1st St, Co Rd T | $141,500 | $120,000 | $125,000-$150,000 | $82,500 | $80,000 | $75,000-$100,000 |
| S Denison St, E 3rd St, Co Rd L, Co Rd 10, S College St, S Adams St, Valley St, Adams St, Co Rd 35, Co Rd U | $88,000 | $70,000 | $50,000-$75,000 | $55,500 | $50,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $777 |
| Superior Protection Discount | -$81 | $822 |
| Fire & Security Discount | -$63 | $840 |
| Hail Resistant Roof Discount | -$18 | $885 |
| Newly Constructed Home Discount | -$199 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cheyenne County | $1,000 | $892 | $1,892 | $648 | $1,648 | $244 |
| Cheyenne County, KS | $1,000 | $892 | $1,892 | $648 | $1,648 | $244 |
| Benkelman No. 3, NE | $1,500 | $677 | $2,177 | $492 | $1,992 | $185 |
| Barrett, KS | $100 | $1,900 | $2,000 | $1,381 | $1,481 | $519 |
| Stratton, NE | $2,500 | $617 | $3,117 | $448 | $2,948 | $168 |
| Idalia-Joes, CO | $400 | $1,220 | $1,620 | $887 | $1,287 | $333 |
| Herl, KS | $500 | $758 | $1,258 | $551 | $1,051 | $207 |
| Home Insurance Company Cheyenne County, KS | Homeowners Insurance Agency Cheyenne County, KS | Address | Popularity Score | Distance from Cheyenne County (miles) |
|---|---|---|---|---|
| Allstate | Eklund Insurance | 1617 Clark St, Goodland, KS, 67735 | 30.8 | |
| State Farm | Jane Johnson | 905 E 4th St, Colby, KS, 67701-2801 | 45.8 | |
| Farmers | Rodney Eisenbise | 2780 N Range Ave, Colby, KS, 67701 | 44.2 | |
| State Farm | Jim Neal | 1007 Main St, Goodland, KS, 67735-2942 | 30.4 | |
| Farmers | Robert Spresser | 119 S 4th St, Atwood, KS, 67730 | 36.5 | |
| Allstate | Frewen Insurance Agency Inc | 115 W. Washington St. Francis, St. Francis, KS, 67756 | 4.0 | |
| Travelers | Wright Ins Agency | 310 Bird Ave, Bird City, KS, 67731 | 10.7 | |
| Allstate | Frewen Insurance Agency Inc | 115 E Washington St, Saint Francis, KS, 67756 | 4.0 | |
| State Farm | Jim Neal Clu, Chfc | 1007 Main Street, Goodland, KS, 67735-2942 | 30.4 | |
| Nationwide | Mountain Plains Agency Llc | 1690 W 4th St, Colby, KS, 67701 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Cheyenne County, KS | $86,600 | $903 | $700 | $1,220 | $520 |
| Cheyenne County, KS | $86,600 | $903 | $700 | $1,220 | $520 |
| Benkelman No. 3, NE | $53,200 | $685 | $490 | $980 | $490 |
| Barrett, KS | $339,100 | $1,923 | $1,500 | $2,600 | $1,100 |
| Stratton, NE | $44,400 | $624 | $440 | $890 | $450 |
| Idalia-Joes, CO | $202,600 | $1,235 | $860 | $1,620 | $760 |
| Herl, KS | $45,700 | $767 | $600 | $1,040 | $440 |