Gavop's guide to buying homeowners insurance in Siler City, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Siler City, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Westmont Dr, Moons Chapel Rd, W Elk St, E 7th St, Jim Paige Rd, Howard Gilliland Rd, Old US Hwy 421 S, Parkwood Dr, Colony St, Will Be Ln | $89,000 | $70,000 | $100,000-$125,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Central Ave, Graham Moore Rd, S Evergreen Ave, State Rd 1362, Brook Ave, W 2nd St, Coleridge Rd, Poplar Trl, Aviation Dr, State Rd 1176 | $172,000 | $150,000 | $125,000-$150,000 | $81,000 | $70,000 | $75,000-$100,000 |
| US Hwy 421 S, W 4th St, Horse Haven Ln, Lukes Ln, J R Edwards Ln, E Elk St, Ollie Maes Dr, Patterson St, Sedgefield Dr, Pear Dr | $148,500 | $120,000 | $175,000-$200,000 | $81,000 | $80,000 | $75,000-$100,000 |
| Hudson Rd, Hilltop Dr, Lee St, N Sears Ave, Tripp Cottages Dr, Pine Glade Ave, Fairfax St, State Rd 1311, Johns Cir, Ss Edwards Rd | $86,000 | $80,000 | $75,000-$100,000 | $67,500 | $60,000 | $75,000-$100,000 |
| Diamond K Campground Rd, Ike Brooks Rd, Glasgow Dr, N Fir Ave, S Fir Ave, S 2nd Ave, Moore St, Southport St, Canterbury Ln, Fellowship Church Rd | $124,500 | $110,000 | $100,000-$125,000 | $76,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $518 |
| Superior Protection Discount | -$55 | $554 |
| Fire & Security Discount | -$67 | $542 |
| Hail Resistant Roof Discount | -$18 | $591 |
| Newly Constructed Home Discount | -$146 | $463 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chatham County | $1,500 | $1,084 | $2,584 | $788 | $2,288 | $296 |
| Siler City, NC | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Bear Creek, NC | $200 | $770 | $970 | $559 | $759 | $210 |
| Center, NC | $700 | $793 | $1,493 | $576 | $1,276 | $217 |
| Greene, NC | $500 | $915 | $1,415 | $665 | $1,165 | $250 |
| Randolph County, NC | $2,000 | $690 | $2,690 | $501 | $2,501 | $189 |
| Fuquay-Varina, NC | $100 | $905 | $1,005 | $658 | $758 | $247 |
| Center Grove, NC | $2,500 | $1,026 | $3,526 | $746 | $3,246 | $280 |
| Lebanon, NC | $500 | $841 | $1,341 | $611 | $1,111 | $230 |
| Pee Dee, NC | $2,500 | $807 | $3,307 | $587 | $3,087 | $221 |
| Locust Hill, NC | $300 | $549 | $849 | $399 | $699 | $150 |
| Butner, NC | $2,000 | $653 | $2,653 | $475 | $2,475 | $178 |
| Home Insurance Company Siler City, NC | Homeowners Insurance Agency Siler City, NC | Address | Popularity Score | Distance from Siler City (miles) |
|---|---|---|---|---|
| State Farm | Walter Ciucevich | 1609 E 11th St, Siler City, NC, 27344-2823 | 1.1 | |
| Erie | Professional Insurance Service Inc. | 645 N Fayetteville Street, Asheboro, NC, 27203 | 20.0 | |
| State Farm | John Hill | 7320 Six Forks Rd Ste 200, Raleigh, NC, 27615-7809 | 46.8 | |
| State Farm | Katy England | 541 N Fayetteville St, Asheboro, NC, 27203-4725 | 20.0 | |
| State Farm | Drew Baker | 608 Pisgah Ch Rd, Greensboro, NC, 27455-2554 | 34.0 | |
| Allstate | Chris Allen | 7990 Arco Corporate Dr Ste 117, Raleigh, NC, 27617 | 40.2 | |
| Erie | The Beacon Insurance Group Inc | 1515 W Cornwallis Drive Suite 206, Greensboro, NC, 27408 | 32.7 | |
| Travelers | Asheboro Insurance Agency | 207 E Pritchard St, Asheboro, NC, 27203 | 19.8 | |
| State Farm | Melvin Patrick | 6416 Tryon Rd, Cary, NC, 27518-7050 | 39.1 | |
| Allstate | Jeremy Hathcock | 102 Siler Xing Ste 2, Siler City, NC, 27344 | 1.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,260 | $650 |
| Chatham County, NC | $251,600 | $1,097 | $740 | $1,530 | $790 |
| Siler City, NC | $106,100 | $609 | $410 | $840 | $430 |
| Bear Creek, NC | $132,600 | $779 | $530 | $1,110 | $580 |
| Center, NC | $233,900 | $803 | $540 | $1,100 | $560 |
| Greene, NC | $169,900 | $926 | $620 | $1,270 | $650 |
| Randolph County, NC | $119,500 | $698 | $510 | $990 | $480 |
| Fuquay-Varina, NC | $221,000 | $916 | $630 | $1,290 | $660 |
| Center Grove, NC | $344,700 | $1,039 | $720 | $1,480 | $760 |
| Lebanon, NC | $195,500 | $851 | $610 | $1,220 | $610 |
| Pee Dee, NC | $141,500 | $817 | $580 | $1,150 | $570 |
| Locust Hill, NC | $87,500 | $556 | $370 | $770 | $400 |
| Butner, NC | $134,400 | $661 | $470 | $950 | $480 |