Gavop shows you how to buy homeowners insurance in Bandera County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bandera County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rainbow Ridge, Cypress Bluff, Rio Cir, 6th St, White Bluff Rd, Virginia Ave, Redford Rd, Evans Creek Rd, Ave D, 30th St W | $154,000 | $130,000 | $125,000-$150,000 | $79,500 | $70,000 | $75,000-$100,000 |
| River Trl, Cypress St, Valley View Rd, N Thunder Creek Rd, Johnson Rd, Madrona Ridge Dr, Rebecca Ln, Scenic Summit Rd, Middle Verde Rd, Maple St | $151,500 | $120,000 | $150,000-$175,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Lake Forest Rd, Indian Creek Dr, Deer Forest Dr W, Branding Iron Rd, Lakeshore Ter, Valley Oak Dr, Settlers Creek, Texas Ave, Spring Branch Rd, E Bear Springs Rd | $170,500 | $150,000 | $150,000-$175,000 | $117,500 | $100,000 | $100,000-$125,000 |
| Turkey Rd, Laurel Bend Dr, Fawn Dr, Hay Hollar Rd, Panther Hollow Dr, Summit Rd, Circle R Dr, Bandina River Rd, Arrowhead Ln, Reidquist Rd | $186,500 | $150,000 | $175,000-$200,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Madrona Ranch Rd, Woodland Loop, Red Bluff Ln, Hidden Oaks, Sycamore, Odom's Rd, Silver Springs Rd, Northstar Dr, 3rd St W, Pecan Way N | $149,000 | $130,000 | $125,000-$150,000 | $117,000 | $110,000 | $125,000-$150,000 |
| Broken Spur Rd, Hondo Dr, Odom Rd, Bruins Creek Rd, Willow Springs Dr, Phils Rd, Embers Cir, Lake View Rd, Red Bud Ln, Swailes Rd | $100,500 | $100,000 | $75,000-$100,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Baptist Ln, Lakeview Cir, Creekside Rd, Ave N, Mesa Verde Rd, Harvey Ray Dr, Spur Dr, Robertson Creek Rd, Beacon Hill, Flying T Ranch Rd | $174,000 | $150,000 | $150,000-$175,000 | $76,000 | $70,000 | $75,000-$100,000 |
| Mason Creek Loop, 19th St W, State Hwy 46, Rodeo Path Dr, Edwards Ln, Sombra Dr, Cypress Pt, Saddle Horn Dr, Bluebonnet Creek, B & R Rd | $162,000 | $130,000 | $125,000-$150,000 | $118,500 | $110,000 | $125,000-$150,000 |
| Agape Ln, Remington Ct, Oklahoma Ave, Windmill Hill Ln, Ranch Rd 689, Ridgewood Cir, Par Dr, Chenaults Ln, 11th St W, Country Point Rd | $152,000 | $130,000 | $125,000-$150,000 | $109,500 | $100,000 | $75,000-$100,000 |
| Elm Cove Dr, Sycamore St, Live Oak Trl, Ranch Rd 187, Arapaho Trl, Deer Run Dr, Windmill Dr, Rikki Dr, Black Jack Hollow Rd, Red Wing Dr | $121,500 | $100,000 | $125,000-$150,000 | $141,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $792 |
| Superior Protection Discount | -$95 | $858 |
| Fire & Security Discount | -$95 | $858 |
| Hail Resistant Roof Discount | -$19 | $935 |
| Newly Constructed Home Discount | -$210 | $744 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bandera County | $2,500 | $942 | $3,442 | $685 | $3,185 | $258 |
| Bandera County, TX | $2,500 | $942 | $3,442 | $685 | $3,185 | $258 |
| Lakehills, TX | $200 | $965 | $1,165 | $701 | $901 | $264 |
| Sabinal, TX | $2,500 | $1,411 | $3,911 | $1,025 | $3,525 | $386 |
| Castroville, TX | $400 | $1,781 | $2,181 | $1,295 | $1,695 | $487 |
| Comfort, TX | $1,000 | $1,003 | $2,003 | $729 | $1,729 | $274 |
| San Antonio West, TX | $200 | $1,363 | $1,563 | $990 | $1,190 | $372 |
| Shavano Park, TX | $700 | $955 | $1,655 | $694 | $1,394 | $261 |
| Camp Wood, TX | $300 | $1,344 | $1,644 | $976 | $1,276 | $367 |
| Castle Hills, TX | $2,000 | $1,981 | $3,981 | $1,440 | $3,440 | $541 |
| Hollywood Park, TX | $200 | $2,111 | $2,311 | $1,534 | $1,734 | $577 |
| Junction Southeast, TX | $2,000 | $1,445 | $3,445 | $1,050 | $3,050 | $395 |
| Home Insurance Company Bandera County, TX | Homeowners Insurance Agency Bandera County, TX | Address | Popularity Score | Distance from Bandera County (miles) |
|---|---|---|---|---|
| State Farm | Michael Idar | 9793 Culebra Rd Ste 103, San Antonio, TX, 78251-3750 | 39.4 | |
| State Farm | Michele Meeks | 8474 Fredericksburg Rd Ste 200, San Antonio, TX, 78229-3317 | 44.5 | |
| Nationwide | Joel Gonzales Agency | 12930 Bandera Rd, Helotes, TX, 78023-4002 | 37.1 | |
| Farmers | Jaime Elias | 5511 W Ih 10 Ste 3, San Antonio, TX, 78201 | 48.1 | |
| Farmers | Crissy Quintero | 8053 Callaghan Rd, San Antonio, TX, 78230 | 45.9 | |
| Allstate | Paul Hinson | 141 W Water St, Kerrville, TX, 78028 | 21.5 | |
| State Farm | Joel Ponton | 4079 N Loop 1604 W Ste 101, San Antonio, TX, 78257-9744 | 43.3 | |
| Allstate | Christopher Hill | 9055 Marbach Rd Ste 110b, San Antonio, TX, 78245 | 42.9 | |
| Allstate | Melinda Jackson | 5152 Fredericksburg Rd Ste 195, San Antonio, TX, 78229 | 45.7 | |
| State Farm | David Galvan | 2399 Nw Military Hwy, San Antonio, TX, 78231-2502 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bandera County, TX | $165,900 | $954 | $630 | $1,470 | $840 |
| Bandera County, TX | $165,900 | $954 | $630 | $1,470 | $840 |
| Lakehills, TX | $152,400 | $976 | $640 | $1,500 | $860 |
| Sabinal, TX | $81,400 | $1,428 | $940 | $2,200 | $1,260 |
| Castroville, TX | $186,700 | $1,803 | $1,190 | $2,780 | $1,590 |
| Comfort, TX | $212,600 | $1,015 | $670 | $1,560 | $890 |
| San Antonio West, TX | $156,400 | $1,379 | $910 | $2,120 | $1,210 |
| Shavano Park, TX | $620,300 | $967 | $640 | $1,490 | $850 |
| Camp Wood, TX | $69,300 | $1,360 | $900 | $2,090 | $1,190 |
| Castle Hills, TX | $274,200 | $2,005 | $1,320 | $3,090 | $1,770 |
| Hollywood Park, TX | $317,600 | $2,137 | $1,410 | $3,290 | $1,880 |
| Junction Southeast, TX | $88,200 | $1,463 | $970 | $2,250 | $1,280 |