Gavop's guide to buying homeowners insurance in Giddings, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $133,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $211,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $297,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $270,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $862 |
| Superior Protection Discount | -$90 | $912 |
| Fire & Security Discount | -$90 | $912 |
| Hail Resistant Roof Discount | -$30 | $972 |
| Newly Constructed Home Discount | -$271 | $732 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $700 | $940 | $1,640 | $683 | $1,383 | $257 |
| Giddings, TX | $1,000 | $990 | $1,990 | $720 | $1,720 | $271 |
| Fayetteville, TX | $200 | $1,701 | $1,901 | $1,236 | $1,436 | $465 |
| Caldwell, TX | $1,000 | $962 | $1,962 | $699 | $1,699 | $263 |
| Webberville, TX | $300 | $1,720 | $2,020 | $1,250 | $1,550 | $470 |
| Columbus, TX | $700 | $961 | $1,661 | $698 | $1,398 | $263 |
| Garfield, TX | $300 | $1,552 | $1,852 | $1,128 | $1,428 | $424 |
| Hornsby Bend, TX | $2,000 | $920 | $2,920 | $668 | $2,668 | $251 |
| Cameron, TX | $400 | $976 | $1,376 | $709 | $1,109 | $267 |
| Mustang Ridge, TX | $700 | $1,596 | $2,296 | $1,160 | $1,860 | $436 |
| Bryan-College Station, TX | $500 | $1,620 | $2,120 | $1,178 | $1,678 | $443 |
| Creedmoor, TX | $700 | $1,860 | $2,560 | $1,352 | $2,052 | $508 |
| Home Insurance Company Giddings, TX | Homeowners Insurance Agency Giddings, TX | Address | Popularity Score | Distance from Giddings (miles) |
|---|---|---|---|---|
| Travelers | Anco Insurance | 1111 Briarcrest Dr, Bryan, TX, 77802 | 47.8 | |
| Travelers | Keystone Insurance Services Inc | 8704 Dawnridge Cir, Austin, TX, 78757 | 50.1 | |
| State Farm | Jane Mcquiggin-Hutson | 2307 W Parmer Ln, Austin, TX, 78727-4333 | 49.1 | |
| Allstate | Jerry B. Anderson | 2214 Texas Ave S, College Station, TX, 77840 | 47.5 | |
| State Farm | Lance Snider | 3608 E 29th St Ste 108, Bryan, TX, 77802-3814 | 48.3 | |
| State Farm | Billy Moore | 105 E Old Stlrs Blvd Ste 111, Round Rock, TX, 78664-2209 | 48.1 | |
| State Farm | Dick Cohalla | 11005 Burnet Rd Ste 114, Austin, TX, 78758-4440 | 49.7 | |
| State Farm | Nancy Callahan | 3500 Jefferson St Ste 313, Austin, TX, 78731-6223 | 50.0 | |
| Travelers | Siegeler Insurance Agency Inc | 172 W Austin St, Giddings, TX, 78942 | 0.8 | |
| Farmers | Eric Stimmel | 4107 Medical Pkwy Ste 206, Austin, TX, 78756 | 49.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Lee County, TX | $138,300 | $951 | $630 | $1,470 | $840 |
| Giddings, TX | $119,500 | $1,002 | $660 | $1,540 | $880 |
| Fayetteville, TX | $155,900 | $1,722 | $1,140 | $2,650 | $1,510 |
| Caldwell, TX | $108,300 | $974 | $640 | $1,500 | $860 |
| Webberville, TX | $162,500 | $1,741 | $1,150 | $2,680 | $1,530 |
| Columbus, TX | $149,900 | $972 | $640 | $1,500 | $860 |
| Garfield, TX | $111,900 | $1,571 | $1,040 | $2,420 | $1,380 |
| Hornsby Bend, TX | $127,800 | $931 | $610 | $1,430 | $820 |
| Cameron, TX | $74,200 | $988 | $650 | $1,520 | $870 |
| Mustang Ridge, TX | $123,200 | $1,615 | $1,070 | $2,490 | $1,420 |
| Bryan-College Station, TX | $130,200 | $1,640 | $1,080 | $2,530 | $1,450 |
| Creedmoor, TX | $221,900 | $1,883 | $1,240 | $2,900 | $1,660 |