Gavop shows you how to buy homeowners insurance in West Whittier-Los Nietos, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $282,000 | $260,000 | $200,000-$250,000 |
| 3 Bedroom | $355,000 | $310,000 | $350,000-$400,000 |
| 4 Bedroom | $516,500 | $410,000 | $500,000-$600,000 |
| 5 Bedroom | $724,500 | $630,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $735 |
| Superior Protection Discount | -$80 | $806 |
| Fire & Security Discount | -$97 | $788 |
| Hail Resistant Roof Discount | -$18 | $868 |
| Newly Constructed Home Discount | -$257 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $1,500 | $1,435 | $2,935 | $1,043 | $2,543 | $392 |
| West Whittier-Los Nietos, CA | $2,000 | $875 | $2,875 | $636 | $2,636 | $239 |
| La Habra, CA | $300 | $1,301 | $1,601 | $945 | $1,245 | $356 |
| Lakewood, CA | $2,500 | $1,315 | $3,815 | $956 | $3,456 | $359 |
| Torrance, CA | $300 | $1,292 | $1,592 | $939 | $1,239 | $353 |
| Hermosa Beach, CA | $700 | $929 | $1,629 | $675 | $1,375 | $254 |
| El Sobrante, CA | $200 | $1,002 | $1,202 | $728 | $928 | $274 |
| Ladera Ranch, CA | $2,000 | $1,106 | $3,106 | $803 | $2,803 | $302 |
| Bloomington, CA | $500 | $630 | $1,130 | $458 | $958 | $172 |
| Desert View Highlands, CA | $1,000 | $623 | $1,623 | $453 | $1,453 | $170 |
| Westlake Village, CA | $200 | $1,168 | $1,368 | $849 | $1,049 | $319 |
| Home Insurance Company West Whittier-Los Nietos, CA | Homeowners Insurance Agency West Whittier-Los Nietos, CA | Address | Popularity Score | Distance from West Whittier-Los Nietos (miles) |
|---|---|---|---|---|
| Farmers | Judy Ho | 3030 E Colorado Blvd, Pasadena, CA, 91107 | 11.8 | |
| State Farm | Delores Stubbs | 3601 E Imperial Hwy, Lynwood, CA, 90262-2608 | 8.4 | |
| State Farm | Bill Coats | 12279 La Mirada Blvd, La Mirada, CA, 90638-1329 | 5.2 | |
| State Farm | Rene Hawkins | 1225 W 190th Street, Gardena, CA, 90248-4320 | 15.5 | |
| Farmers | Grace Vega | 2725 Candlewood St Ste C, Lakewood, CA, 90712 | 9.9 | |
| Allstate | Carl F Johnson | 11837 South St, Cerritos, CA, 90703 | 8.1 | |
| State Farm | Luis Acosta | 11441 Atlantic Ave, Lynwood, CA, 90262-3827 | 7.8 | |
| Allstate | Dealer Direct Insurance Solutions | 16570 S Highland Ave, Fontana, CA, 92336 | 37.5 | |
| Allstate | Gregory Andersen | 14271 Imperial Hwy, La Mirada, CA, 90638 | 4.7 | |
| Nationwide | Alfonso Aduna | 12838 Rosecrans Ave, Norwalk, CA, 90650 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| West Whittier-Los Nietos, CA | $390,000 | $885 | $660 | $1,200 | $540 |
| La Habra, CA | $473,200 | $1,317 | $970 | $1,790 | $820 |
| Lakewood, CA | $475,800 | $1,331 | $990 | $1,810 | $820 |
| Torrance, CA | $687,900 | $1,308 | $970 | $1,780 | $810 |
| Hermosa Beach, CA | $1,220,500 | $940 | $700 | $1,280 | $580 |
| El Sobrante, CA | $467,300 | $1,014 | $750 | $1,380 | $630 |
| Ladera Ranch, CA | $803,400 | $1,119 | $830 | $1,520 | $690 |
| Bloomington, CA | $226,800 | $638 | $470 | $870 | $400 |
| Desert View Highlands, CA | $184,200 | $631 | $470 | $860 | $390 |
| Westlake Village, CA | $866,400 | $1,183 | $880 | $1,610 | $730 |