Gavop shows you how to buy homeowners insurance in Morehead, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Morehead, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cornett Cemetery Spur Rd, Hollan Ct, Pettit Ave, Cold Springs Hollow, Daves Ln, Martin Branch Rd, Roosevelt Blvd, E Clack Mountain Rd, Bristol Rd, Cs-1059 | $180,000 | $150,000 | $150,000-$175,000 | $136,500 | $110,000 | $100,000-$125,000 |
| Barker Pl, Jones Rdg, Harris Hill Rd, Hill Ct, Cecil Dr, Brown Ridge Rd, Peachtree Ln, Crique Side Dr, Jones Rdg, Angel Grove Ln | $123,500 | $110,000 | $125,000-$150,000 | $73,500 | $70,000 | $50,000-$75,000 |
| Hemlock View Rd, Parker Hollow Rd, Calvert Br, Hartz Mt Dr, Hilltop Estates Rd, Hillcrest Ave, McKinney Cem Rd, Bratton Br, 1st St, W Main St | $114,500 | $100,000 | $75,000-$100,000 | $93,000 | $90,000 | $75,000-$100,000 |
| Rifle Range Rd, Bays Ave, Fannin Rd, S Mill Branch Rd, 2nd St, N Owens Rd, Trent Ridge Rd, Scaggs Rd, E First St, Conley Rd | $89,500 | $70,000 | $75,000-$100,000 | $68,000 | $60,000 | $50,000-$75,000 |
| Short St, State Hwy 32, N Blair Ave, Grand Rios Way, N Hargis Ave, S Blair Ave, Crix Ridge Spr, Young Pl, W 2nd St, Cincinnati Br | $120,000 | $100,000 | $100,000-$125,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $614 |
| Home and Two Car | -$113 | $554 |
| Home and Three Car | -$160 | $507 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,556 |
| Home Insurance Company Morehead, KY | Homeowners Insurance Agency Morehead, KY | Address | Popularity Score | Distance from Morehead (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Woodford Hill Thompson | 500 Main St, Paris, KY, 40361 | 46.6 | |
| State Farm | Brian Payne | 537 Moody Dr, Maysville, KY, 41056-9328 | 40.4 | |
| Travelers | Vince Wells Insurance | 110 South Broadway, Carlisle, KY, 40311 | 36.2 | |
| Allstate | Paul Maupin | 1476 W Lexington Ave Ste A, Winchester, KY, 40391 | 45.1 | |
| State Farm | Steve Barker | 519 W Main St, Morehead, KY, 40351-1539 | 3.3 | |
| Travelers | Morris Insurance Inc | 218 Main St, Paris, KY, 40361 | 46.6 | |
| State Farm | Joel Shaw | 1435 Main St, Paris, KY, 40361-1201 | 46.9 | |
| State Farm | Tim Green | 3 N Main St, Winchester, KY, 40391 | 43.6 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Road, Greenup, KY, 41144 | 42.9 | |
| State Farm | Ramona Salyer | 308 Horton St, Grayson, KY, 41143-1319 | 28.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,280 | $630 |
| Rowan County, KY | $121,100 | $727 | $520 | $1,000 | $480 |
| Morehead, KY | $102,000 | $667 | $450 | $920 | $470 |
| Salt Lick, KY | $76,100 | $680 | $490 | $950 | $460 |
| Carter, KY | $101,400 | $792 | $570 | $1,100 | $530 |
| Wolfe County, KY | $65,700 | $584 | $430 | $820 | $390 |
| Tollesboro, KY | $70,700 | $653 | $440 | $900 | $460 |
| Garrison, KY | $70,500 | $652 | $460 | $910 | $450 |
| Rousseau, KY | $32,400 | $434 | $300 | $600 | $300 |
| Southeast Clark, KY | $132,500 | $905 | $650 | $1,240 | $590 |
| Bourbon County, KY | $144,900 | $793 | $540 | $1,130 | $590 |
| Raceland, KY | $118,300 | $856 | $580 | $1,220 | $640 |
| Bellefonte, KY | $207,400 | $1,103 | $750 | $1,570 | $820 |