Gavop tells you how to get the best homeowners insurance in Covington, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $121,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $193,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $154,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $594 |
| Superior Protection Discount | -$69 | $621 |
| Fire & Security Discount | -$62 | $628 |
| Hail Resistant Roof Discount | -$21 | $670 |
| Newly Constructed Home Discount | -$145 | $545 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,537 |
| Hail Damage | $4,806 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company Covington, TN | Homeowners Insurance Agency Covington, TN | Address | Popularity Score | Distance from Covington (miles) |
|---|---|---|---|---|
| Allstate | Josh Roman - Memphis Insurance | 579 S Perkins Rd, Memphis, TN, 38117 | 34.3 | |
| Erie | Mosby Insurance | 5575 Poplar Avenue Suite 607, Memphis, TN, 38119 | 34.2 | |
| State Farm | Ron Willis | 3486 Poplar Ave Ste 102, Memphis, TN, 38111-4693 | 34.5 | |
| Liberty Mutual Independent | Lipscomb & Pitts Insurance | 2670 Union Avenue Ext , Suite 200, Memphis, TN, 38112 | 34.9 | |
| Erie | Elizabeth Rook Insurance Llc | 1921 Highway 51 S Suite B, Covington, TN, 38019 | 2.4 | |
| State Farm | Kacky Kortenber | 7900 Winchester Rd Ste 101, Memphis, TN, 38125-2396 | 36.6 | |
| Liberty Mutual Independent | Fsb Insurance | 23 Federal Dr, Jackson, TN, 38305 | 46.4 | |
| Allstate | Realis Sanders | 2650 Thousnd Oks Blvd Ste 1310, Memphis, TN, 38118 | 36.6 | |
| Allstate | Deadrick Brittman | 3725 Highway 196 S Ste D, Collierville, TN, 38017 | 35.8 | |
| Erie | Reyle And Associates Llc | 1620 Bonnie Lane Suite 105, Cordova, TN, 38016 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,470 | $760 |
| Tipton County, TN | $142,400 | $976 | $650 | $1,400 | $750 |
| Covington, TN | $88,500 | $690 | $480 | $990 | $510 |
| Tipton County, TN | $142,400 | $976 | $650 | $1,360 | $710 |
| Munford, TN | $153,700 | $881 | $590 | $1,220 | $630 |
| Keiser, AR | $68,600 | $842 | $610 | $1,170 | $560 |
| Shelby County, TN | $135,700 | $957 | $700 | $1,310 | $610 |
| Alamo, TN | $101,200 | $876 | $620 | $1,210 | $590 |
| Bowen, AR | $88,100 | $942 | $670 | $1,290 | $620 |
| Caraway, AR | $45,800 | $718 | $490 | $990 | $500 |
| Marked Tree, AR | $66,700 | $832 | $570 | $1,170 | $600 |
| Proctor, AR | $64,600 | $821 | $590 | $1,170 | $580 |
| Trenton, TN | $89,800 | $828 | $560 | $1,180 | $620 |