Gavop's guide to buying homeowners insurance in Plaquemines, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Plaquemines, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Anderson St, Kimble St, Calvins Ln, Belle Chasse St, Hunt St, Walker Rd, Sebert Ln, F Edward Hebert Blvd, Windmill Ln, Alpha St | $231,500 | $210,000 | $200,000-$250,000 | $214,000 | $190,000 | $175,000-$200,000 |
| Willow St, Engineers Rd, Sherwood Dr, Bataan St, Doctor Bowen St, R St, Russell Dr, Fort Jackson St, Byrd St, Wisteria Ct | $287,500 | $260,000 | $300,000-$350,000 | $234,500 | $190,000 | $250,000-$300,000 |
| Lambda St, Augusta St, Woodchase Dr, Sanborn Ln, W Cran Dr, Ave A, Phi Ln, Myrtle Grove Rd, Carroll Ln, Ruth Ln | $116,500 | $110,000 | $100,000-$125,000 | $135,500 | $120,000 | $125,000-$150,000 |
| Planters Canal Rd, Daigles Ln, E Coleman Ln, Sooner Ln, Sunflower Rd, W 2nd St, Boothville River Rd, Oak Forrest Loop, Keating Dr, Gainey Pl | $272,500 | $220,000 | $300,000-$350,000 | $284,000 | $250,000 | $300,000-$350,000 |
| Delta Dusters Rd, Poinsetta Dr, Wilkinson Ln, Norton Ln, Spring Thyme Dr, Leroy Harvey Ln, Grand Bayou Rd, Gallet Ln, Cazenave St, Michel Ln | $178,000 | $140,000 | $125,000-$150,000 | $249,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $856 |
| Superior Protection Discount | -$100 | $896 |
| Fire & Security Discount | -$90 | $906 |
| Hail Resistant Roof Discount | -$20 | $976 |
| Newly Constructed Home Discount | -$279 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Plaquemines Parish | $1,000 | $984 | $1,984 | $715 | $1,715 | $269 |
| Plaquemines, LA | $1,000 | $984 | $1,984 | $715 | $1,715 | $269 |
| Venice, LA | $500 | $1,033 | $1,533 | $751 | $1,251 | $282 |
| Buras, LA | $300 | $800 | $1,100 | $582 | $882 | $219 |
| Empire, LA | $2,000 | $726 | $2,726 | $528 | $2,528 | $198 |
| Port Sulphur, LA | $100 | $710 | $810 | $516 | $616 | $194 |
| St. Bernard, LA | $1,000 | $1,396 | $2,396 | $1,015 | $2,015 | $382 |
| Grand Isle, LA | $500 | $1,772 | $2,272 | $1,288 | $1,788 | $484 |
| Poydras, LA | $700 | $1,255 | $1,955 | $912 | $1,612 | $343 |
| Violet, LA | $100 | $1,046 | $1,146 | $760 | $860 | $286 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Plaquemines Parish, LA | $165,900 | $996 | $700 | $1,430 | $730 |
| Plaquemines, LA | $165,900 | $996 | $700 | $1,430 | $730 |
| Venice, LA | $83,900 | $1,046 | $730 | $1,510 | $780 |
| Buras, LA | $65,000 | $810 | $570 | $1,170 | $600 |
| Empire, LA | $59,500 | $735 | $510 | $1,060 | $550 |
| Port Sulphur, LA | $58,400 | $719 | $500 | $1,040 | $540 |
| St. Bernard, LA | $139,200 | $1,413 | $990 | $2,030 | $1,040 |
| Grand Isle, LA | $174,500 | $1,794 | $1,260 | $2,580 | $1,320 |
| Poydras, LA | $104,600 | $1,270 | $890 | $1,830 | $940 |
| Violet, LA | $128,800 | $1,059 | $740 | $1,520 | $780 |