Gavop tells you how to get the best homeowners insurance in Lamar County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lamar County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 27th St NE, FM 194, Turtle Creek Dr, Co Rd 33980, Wright Dr, Hideaway Rd, W Division St, W Sherman St, 22nd St SW, Miears Dr | $107,500 | $90,000 | $125,000-$150,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Co Rd 44920, Co Rd 33940, W Long Ave, Co Rd 44460, FM 3426, Co Rd 36190, Ripplewood, Maness St, Co Rd 35550, Graham St | $153,500 | $130,000 | $150,000-$175,000 | $130,500 | $120,000 | $150,000-$175,000 |
| Co Rd 13350, E Cherry St, 32nd St NW, Co Rd 45250, Co Rd 16590, FM 2675, Co Rd 36180, Arms Cir, Wight St, 10th St NE | $77,500 | $70,000 | $50,000-$75,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Audubon St, Co Rd 25400, 3rd St NE, Franklin St, Nobles St, Co Rd 22900, Kessler Dr, Parc Ouest Dr, Co Rd 35840, Co Rd 13500 E | $113,000 | $100,000 | $100,000-$125,000 | $82,000 | $80,000 | $75,000-$100,000 |
| Co Rd 43400, Co Rd 32230, Hooverton Rd, 28th St NE, Deer Valley, Elm St, 29th St NE, Co Rd 35450, FM 197, Wooded Hill | $83,500 | $80,000 | $75,000-$100,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Co Rd 14040, 39th St SW, Co Rd 35460, Co Rd 14655, Co Rd 34050, E Sherman St, Lc 15220, Co Rd 25780, E Hickory St, Plum St | $115,000 | $110,000 | $125,000-$150,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Co Rd 26720, Co Rd 32100, SE Loop 286, Easy St, Cooper St, Crescent St, Carol Ln, Co Rd 24720, Harrison Ave, E Price St | $152,500 | $130,000 | $125,000-$150,000 | $108,500 | $100,000 | $100,000-$125,000 |
| Moore St, Cr 26716, 41st St SE, Dickson St, FM 137, E Brame St, Co Rd 16100, Co Rd 34660, Co Rd 35920, Co Rd 43330 | $98,500 | $80,000 | $75,000-$100,000 | $75,000 | $70,000 | $50,000-$75,000 |
| Co Rd 45480, Co Rd 24980, Jefferson Rd, Co Rd 34435, Co Rd 36200, Cr 43850, FM 1506, 15th St SE, Hickory St, 7th St NW | $118,500 | $110,000 | $100,000-$125,000 | $106,500 | $100,000 | $75,000-$100,000 |
| Cr 33900, Co Rd 34250, 1st St SW, 33rd St NE, Parr Ave, Cr 33800, Co Rd 24725, Co Rd 17050, Co Rd 33865, 48th SE | $114,500 | $100,000 | $125,000-$150,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$250 | $1,066 |
| Superior Protection Discount | -$132 | $1,184 |
| Fire & Security Discount | -$132 | $1,184 |
| Hail Resistant Roof Discount | -$39 | $1,276 |
| Newly Constructed Home Discount | -$276 | $1,039 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lamar County | $2,000 | $1,300 | $3,300 | $945 | $2,945 | $355 |
| Lamar County, TX | $2,000 | $1,300 | $3,300 | $945 | $2,945 | $355 |
| North Hopkins-Sulphur Bluff, TX | $400 | $1,503 | $1,903 | $1,092 | $1,492 | $411 |
| Fort Towson, OK | $2,500 | $1,174 | $3,674 | $853 | $3,353 | $321 |
| Wolfe City, TX | $100 | $1,428 | $1,528 | $1,038 | $1,138 | $390 |
| Hopkins County, TX | $700 | $1,339 | $2,039 | $973 | $1,673 | $366 |
| Franklin County, TX | $500 | $925 | $1,425 | $672 | $1,172 | $253 |
| Bryan County, OK | $100 | $1,172 | $1,272 | $851 | $951 | $320 |
| Hunt County, TX | $700 | $1,370 | $2,070 | $996 | $1,696 | $374 |
| Finley-Rattan, OK | $500 | $1,169 | $1,669 | $849 | $1,349 | $319 |
| Pushmataha County, OK | $1,500 | $876 | $2,376 | $637 | $2,137 | $240 |
| Home Insurance Company Lamar County, TX | Homeowners Insurance Agency Lamar County, TX | Address | Popularity Score | Distance from Lamar County (miles) |
|---|---|---|---|---|
| State Farm | Penni Perkins | 2814 Terrell Rd, Greenville, TX, 75402-5564 | 49.7 | |
| Liberty Mutual Independent | Select Insurance Group | 6009 Wesley St., Greenville, TX, 75402 | 49.5 | |
| Travelers | Woodby Insurance Agency | 2250 Lamar Ave, Paris, TX, 75460 | 2.2 | |
| State Farm | Chris Harvey | 401 E Main St, Clarksville, TX, 75426-4001 | 30.4 | |
| Travelers | The Duncan Insurance Agency | 1119 Main Street, Commerce, TX, 75428 | 34.4 | |
| State Farm | Scott Kennedy | 516 N Collegiate Dr, Paris, TX, 75460-4885 | 2.6 | |
| Travelers | Goodman Insurance Agency Inc | 300 E Broadway, Clarksville, TX, 75426 | 30.3 | |
| State Farm | Dane Mclamore | 2360 Lamar Ave, Paris, TX, 75460-4758 | 2.3 | |
| Farmers | Robert Bledsoe | 4702 Wesley St Ste F, Greenville, TX, 75401 | 48.7 | |
| Allstate | C. Bruce Moler | 400 S Madison Ave, Mount Pleasant, TX, 75455 | 49.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Lamar County, TX | $88,100 | $1,316 | $870 | $2,030 | $1,160 |
| Lamar County, TX | $88,100 | $1,316 | $870 | $2,030 | $1,160 |
| North Hopkins-Sulphur Bluff, TX | $100,300 | $1,521 | $1,000 | $2,340 | $1,340 |
| Fort Towson, OK | $88,500 | $1,188 | $800 | $1,650 | $850 |
| Wolfe City, TX | $84,700 | $1,445 | $950 | $2,230 | $1,280 |
| Hopkins County, TX | $97,200 | $1,355 | $890 | $2,090 | $1,200 |
| Franklin County, TX | $130,300 | $936 | $620 | $1,440 | $820 |
| Bryan County, OK | $98,900 | $1,186 | $840 | $1,700 | $860 |
| Hunt County, TX | $105,000 | $1,387 | $920 | $2,140 | $1,220 |
| Finley-Rattan, OK | $87,900 | $1,183 | $800 | $1,680 | $880 |
| Pushmataha County, OK | $73,400 | $887 | $610 | $1,230 | $620 |