Gavop tells you how to get the best homeowners insurance in Latah County, ID by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $232,500 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $308,000 | $270,000 | $350,000-$400,000 |
| 4 Bedroom | $286,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $452,500 | $420,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $543 |
| Superior Protection Discount | -$58 | $588 |
| Fire & Security Discount | -$45 | $601 |
| Hail Resistant Roof Discount | -$13 | $633 |
| Newly Constructed Home Discount | -$142 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Latah County | $1,000 | $638 | $1,638 | $464 | $1,464 | $174 |
| Latah County, ID | $700 | $638 | $1,338 | $464 | $1,164 | $174 |
| Leland, ID | $200 | $588 | $788 | $427 | $627 | $161 |
| Genesee, ID | $2,500 | $618 | $3,118 | $449 | $2,949 | $169 |
| Oakesdale, WA | $200 | $568 | $768 | $413 | $613 | $155 |
| Plummer, ID | $2,000 | $556 | $2,556 | $404 | $2,404 | $152 |
| Parkline, ID | $500 | $551 | $1,051 | $401 | $901 | $151 |
| Worley, ID | $2,000 | $696 | $2,696 | $505 | $2,505 | $190 |
| Clarkston, WA | $500 | $598 | $1,098 | $435 | $935 | $163 |
| Rockford Bay, ID | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
| Kamiah, ID | $400 | $496 | $896 | $360 | $760 | $136 |
| Home Insurance Company Latah County, ID | Homeowners Insurance Agency Latah County, ID | Address | Popularity Score | Distance from Latah County (miles) |
|---|---|---|---|---|
| State Farm | Steve Forge | 1442 Idaho St, Lewiston, ID, 83501-2559 | 30.9 | |
| Travelers | Troy Insurance | 625 8th St, Lewiston, ID, 83501 | 31.2 | |
| State Farm | Rebecca Knudson | 1920 19th Ave, Lewiston, ID, 83501-4069 | 31.7 | |
| Farmers | Eric Sprenger | 114 E 5th St Ste 1, Moscow, ID, 83843 | 14.2 | |
| Allstate | Walrath Insurance | 163 Johnson Ave, Orofino, ID, 83544 | 32.7 | |
| Liberty Mutual Independent | Kuespert Insurance Agency Inc | 127 S Washington St Ste 4, Moscow, ID, 83843 | 14.1 | |
| State Farm | Jamie Knudson | 318 S Main St, Moscow, ID, 83843-2914 | 14.2 | |
| Travelers | Troy Insurance | 1822 18th Ave, Lewiston, ID, 83501 | 31.6 | |
| Farmers | Michael Beuke | 1522 Main St, Lewiston, ID, 83501 | 30.7 | |
| Travelers | Aaa Insurance Agency | 802 Bryden Ave, Lewiston, ID, 83501 | 32.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $460 | $870 | $410 |
| Latah County, ID | $207,200 | $646 | $470 | $910 | $440 |
| Latah County, ID | $207,200 | $646 | $430 | $900 | $470 |
| Leland, ID | $155,600 | $595 | $430 | $830 | $400 |
| Genesee, ID | $176,200 | $626 | $460 | $880 | $420 |
| Oakesdale, WA | $125,700 | $575 | $410 | $790 | $380 |
| Plummer, ID | $137,500 | $563 | $410 | $790 | $380 |
| Parkline, ID | $135,000 | $558 | $400 | $770 | $370 |
| Worley, ID | $240,000 | $704 | $510 | $1,010 | $500 |
| Clarkston, WA | $166,700 | $605 | $440 | $840 | $400 |
| Rockford Bay, ID | $371,600 | $960 | $680 | $1,360 | $680 |
| Kamiah, ID | $109,800 | $502 | $340 | $710 | $370 |