Gavop shows you how to buy homeowners insurance in Missouri, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Missouri, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Prairie Creek Dr, W Pipes Ln, N O'Neal Rd, Teakwood Dr, Rte J, W Ravens Rd, Addison Dr, Chapel Hill Rd, Sunflower St, Snow Peak Ct | $112,000 | $100,000 | $100,000-$125,000 | $112,000 | $100,000 | $100,000-$125,000 |
| Ivy Way, Christian Fellowship Rd, Grand Ave, Kathy Dr, Laramie Ct, W Brookview Ct, Aster Ct, Roby Farm Rd, Orange St, Interstate 70 Dr SW | $253,500 | $230,000 | $250,000-$300,000 | $195,000 | $160,000 | $150,000-$175,000 |
| Sunset Dr, W Druid Ln, Sinclair Rd, Bradshaw Ave, Honeysuckle Dr, Santiago Dr, Weaver Dr, Gladden Ln, Keystone Ct, Compton Rd | $212,000 | $200,000 | $200,000-$250,000 | $103,000 | $90,000 | $100,000-$125,000 |
| W London Dr, St Joseph St, Tatlow Dr, Kathryn, Crestmere Ave, Essex Ct, Skye Wynd, Jackson St, N Bolli Rd, Gateview Ct | $252,000 | $240,000 | $250,000-$300,000 | $137,500 | $120,000 | $100,000-$125,000 |
| Panorama Ln, Knollwood Ct, W Worley St, Fallriver Dr, E Sandker Ln, Dustin, University Village, Foxboro Ct, Highlands Pkwy, Illinois Ave | $239,000 | $200,000 | $200,000-$250,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Oak Cliff Dr, Lynnwood Ct, Fir Pl, S Coats Ln, Burnam Rd, Conway Ct, Sunnyridge Ln W, Weston Dr, Chambray Rd, N Hawthorne Dr | $145,500 | $130,000 | $150,000-$175,000 | $139,500 | $120,000 | $100,000-$125,000 |
| Bernadette Dr, Garrison Pl, Eastlake Dr, Blue Hollow Dr, Kodiak Ct, W Fenton Rd, Schwabe Ln, N Frederick Ct, Mountain Top Ct, Wingham Dr | $217,500 | $180,000 | $250,000-$300,000 | $144,500 | $130,000 | $125,000-$150,000 |
| Red River Dr, W Michael Ct, Sanford Ave, Hillside Dr, Shellbark Ct, Dalcross Dr, Sarr, Redwood Rd, Parkwood Ct, Broadhead St | $100,000 | $80,000 | $75,000-$100,000 | $124,500 | $120,000 | $100,000-$125,000 |
| Whitburn Dr, W Drake Ln, St Christopher, Longwell Dr, Connery Ct, Rollingwood Dr, Seymour Rd, N Bell Rd, Vandiver Dr, Chancellor Cir | $194,500 | $180,000 | $200,000-$250,000 | $142,500 | $130,000 | $125,000-$150,000 |
| Birch Bank Ct, W Rte K, Ridgeway Pl, Rogers St, N Creasy Springs Rd, Ridgemont Ct, Marylee Dr, Silvey St, Sandy Ct, Panther Dr | $203,000 | $190,000 | $175,000-$200,000 | $147,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $725 |
| Superior Protection Discount | -$77 | $776 |
| Fire & Security Discount | -$77 | $776 |
| Hail Resistant Roof Discount | -$26 | $827 |
| Newly Constructed Home Discount | -$247 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boone County | $700 | $1,070 | $1,770 | $778 | $1,478 | $293 |
| Missouri, MO | $1,000 | $842 | $1,842 | $612 | $1,612 | $230 |
| McCredie, MO | $300 | $1,116 | $1,416 | $811 | $1,111 | $305 |
| Chariton, MO | $700 | $986 | $1,686 | $717 | $1,417 | $269 |
| Randolph County, MO | $200 | $767 | $967 | $557 | $757 | $210 |
| Taos, MO | $1,000 | $1,100 | $2,100 | $799 | $1,799 | $301 |
| Salt Springs, MO | $100 | $924 | $1,024 | $671 | $771 | $252 |
| Mill Creek, MO | $2,500 | $952 | $3,452 | $692 | $3,192 | $260 |
| Otterville, MO | $300 | $877 | $1,177 | $638 | $938 | $240 |
| Salt Fork, MO | $1,000 | $1,139 | $2,139 | $828 | $1,828 | $311 |
| Saline County, MO | $500 | $775 | $1,275 | $563 | $1,063 | $212 |
| Stoutsville, MO | $2,500 | $1,103 | $3,603 | $801 | $3,301 | $301 |
| Home Insurance Company Missouri, MO | Homeowners Insurance Agency Missouri, MO | Address | Popularity Score | Distance from Missouri (miles) |
|---|---|---|---|---|
| State Farm | Dj Hinds | 3600 Interstate 70 Dr Se Ste C, Columbia, MO, 65201-6583 | 4.6 | |
| Travelers | Concord Financial Alliance | 2407 W Ash St, Columbia, MO, 65203 | 0.3 | |
| State Farm | Jennifer Wesselman | 1424 W Ashley Rd Ste B, Boonville, MO, 65233-2159 | 21.4 | |
| State Farm | Meera Patel White | 2500 W Ash St, Columbia, MO, 65203-4608 | 0.4 | |
| Travelers | Concord Financial Alliance | 2407 W Ash St, Columbia, MO, 65203 | 0.4 | |
| Travelers | Dysart Agency | 117 N Lafayette, Marshall, MO, 65340 | 46.0 | |
| State Farm | Dale Parker | 503 E Nifong Blvd Ste A1, Columbia, MO, 65201-3792 | 3.7 | |
| Travelers | Scott Agency Inc | 408 N Sturgeon St, Montgomery City, MO, 63361 | 46.5 | |
| State Farm | Justin Hahn | 1305 Grindstone Pkwy Ste 109, Columbia, MO, 65201-3752 | 3.9 | |
| State Farm | Lisa Cravens | 1725 Paris Road, Columbia, MO, 65201-5571 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,540 | $760 |
| Boone County, MO | $177,800 | $1,083 | $730 | $1,540 | $810 |
| Missouri, MO | $192,800 | $852 | $590 | $1,180 | $590 |
| McCredie, MO | $163,400 | $1,130 | $780 | $1,600 | $820 |
| Chariton, MO | $115,800 | $998 | $690 | $1,410 | $720 |
| Randolph County, MO | $93,800 | $776 | $540 | $1,070 | $530 |
| Taos, MO | $156,700 | $1,113 | $810 | $1,590 | $780 |
| Salt Springs, MO | $96,800 | $935 | $660 | $1,300 | $640 |
| Mill Creek, MO | $105,300 | $964 | $650 | $1,360 | $710 |
| Otterville, MO | $84,100 | $888 | $590 | $1,220 | $630 |
| Salt Fork, MO | $173,000 | $1,153 | $830 | $1,590 | $760 |
| Saline County, MO | $96,700 | $785 | $530 | $1,080 | $550 |
| Stoutsville, MO | $157,500 | $1,116 | $770 | $1,570 | $800 |