Gavop tells you how to get the best homeowners insurance in Chester, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Chester, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ecoff Ave, Kaybridge Rd, Riviera Ct, Salem Oaks Dr, Old Ln, Sweetberry Ct, Willis Rd, Colby Cove Ct, Stebbins St, Ivywood Ct | $310,000 | $290,000 | $300,000-$350,000 | $253,500 | $210,000 | $250,000-$300,000 |
| Banbury Rd, Buxton Dr, Kentwood Forest Dr, Shaun Ct, Abbeydale Dr, Ludgate Ct, Poinsetta Dr, Metro Ct, Coxendale Rd, Bethesda Ct | $275,500 | $250,000 | $300,000-$350,000 | $440,500 | $370,000 | $350,000-$400,000 |
| Gloria Ct, Sand Hills Dr, Timonium Dr, Laughlin Way, Hamilton Dr, Hamlin Ter, Forest Lake Rd, Orlando Ave, Red Leaf Rd, Ramona Ave | $248,000 | $210,000 | $250,000-$300,000 | $278,500 | $240,000 | $200,000-$250,000 |
| Inge Wood Cir, Arbor View Ter, Dodomeade St, Reflections Pt Rd, Kingstream Layne, McAllister Dr, Greenfinch Rd, Warfield Estate Dr, Village Garden Dr, Tuscola Dr | $191,000 | $160,000 | $200,000-$250,000 | $198,000 | $160,000 | $200,000-$250,000 |
| Lakeview Dr, Old Cheshire Ct, Chippoke Ct, Nile Rd, Bethesda Dr, Kentwood Forest Pl, Lawndale St, Proctors Rd, Holly Hill Ct, Laketree Dr | $207,500 | $170,000 | $200,000-$250,000 | $307,000 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $616 |
| Superior Protection Discount | -$67 | $676 |
| Fire & Security Discount | -$74 | $668 |
| Hail Resistant Roof Discount | -$15 | $728 |
| Newly Constructed Home Discount | -$186 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chesterfield County | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Chester, VA | $2,500 | $734 | $3,234 | $533 | $3,033 | $200 |
| Hopewell, VA | $100 | $600 | $700 | $436 | $536 | $164 |
| Montrose, VA | $700 | $591 | $1,291 | $429 | $1,129 | $161 |
| Woodlake, VA | $500 | $798 | $1,298 | $580 | $1,080 | $218 |
| Innsbrook, VA | $2,500 | $866 | $3,366 | $629 | $3,129 | $237 |
| Claremont, VA | $300 | $756 | $1,056 | $549 | $849 | $207 |
| Mangohick, VA | $1,500 | $855 | $2,355 | $621 | $2,121 | $234 |
| Stevensville, VA | $200 | $828 | $1,028 | $602 | $802 | $226 |
| Newtown, VA | $1,500 | $599 | $2,099 | $435 | $1,935 | $164 |
| Mattaponi, VA | $500 | $868 | $1,368 | $631 | $1,131 | $237 |
| Essex County, VA | $2,000 | $683 | $2,683 | $496 | $2,496 | $187 |
| Home Insurance Company Chester, VA | Homeowners Insurance Agency Chester, VA | Address | Popularity Score | Distance from Chester (miles) |
|---|---|---|---|---|
| State Farm | Amy Roberts | 26040 Cox Rd, Petersburg, VA, 23803-6566 | 9.6 | |
| State Farm | William Estes | 7204 Hull Street Road, Richmond, VA, 23235-5804 | 9.7 | |
| Allstate | Gary Robert Lunsford | 10400 Chester Rd Ste 201b, Chester, VA, 23831 | 2.1 | |
| State Farm | Jason Dean | 12135 S Chalkley Rd, Chester, VA, 23831-3755 | 2.6 | |
| Allstate | William Barron | 456 Dimmock Pkwy Ste 3, Colonial Heights, VA, 23834 | 6.9 | |
| State Farm | Jack Daniel | 3511 W Hundred Rd, Chester, VA, 23831-1925 | 0.5 | |
| Travelers | Hales Insurance Agcy Inc | 664 Boulevard, Colonial Heights, VA, 23834 | 7.4 | |
| Erie | Colony Insurance Agency Llc | 291 Mclaws Circle Suite 2, Williamsburg, VA, 23185 | 43.1 | |
| Travelers | The Virginia Insurance Exchange Llc | 707 N Courthouse Rd, North Chesterfield, VA, 23236 | 12.6 | |
| Travelers | Butler Insurance Agency Inc | 7820 Ironbridge Road, N Chesterfield, VA, 23237 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,360 | $680 |
| Chesterfield County, VA | $224,200 | $874 | $640 | $1,250 | $610 |
| Chester, VA | $207,600 | $743 | $500 | $1,020 | $520 |
| Hopewell, VA | $122,400 | $607 | $430 | $860 | $430 |
| Montrose, VA | $120,000 | $598 | $420 | $860 | $440 |
| Woodlake, VA | $264,000 | $807 | $540 | $1,110 | $570 |
| Innsbrook, VA | $329,600 | $876 | $590 | $1,240 | $650 |
| Claremont, VA | $155,200 | $765 | $510 | $1,060 | $550 |
| Mangohick, VA | $197,300 | $865 | $630 | $1,230 | $600 |
| Stevensville, VA | $184,000 | $838 | $590 | $1,200 | $610 |
| Newtown, VA | $111,300 | $606 | $440 | $860 | $420 |
| Mattaponi, VA | $204,900 | $879 | $620 | $1,220 | $600 |
| Essex County, VA | $177,200 | $691 | $500 | $960 | $460 |