How Can I Make My Harris, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Harris, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Harris, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $58,500 $50,000 $50,000-$75,000
2 Bedroom $153,000 $120,000 $150,000-$175,000
3 Bedroom $176,000 $150,000 $200,000-$250,000
4 Bedroom $194,500 $180,000 $175,000-$200,000
5 Bedroom $210,500 $190,000 $200,000-$250,000

Choose the Best Harris, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $290
Unemployed 750-799 Credit Score <$25,000 1 Pet, Non-Smoker $250
Retired 500-549 Credit Score $25 to 50,000 2 Pets, Non-Smoker $310

Choose the Right Deductible for your Harris, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $400 $780 $1,180 $660 $1,060 $120
Franklin County, NC $1,500 $510 $1,010 $410 $1,910 $-900
Harris, NC $700 $730 $1,230 $630 $1,330 $-100
Wake County, NC $500 $1,020 $1,520 $870 $1,370 $150
St. Marys, NC $1,000 $840 $1,340 $690 $1,690 $-350
Cedar Fork, NC $200 $1,390 $1,590 $1,210 $1,410 $180
Wilson, NC $1,500 $670 $1,170 $550 $2,050 $-880
Great Swamp, NC $200 $450 $650 $390 $590 $60
Sixpound, NC $2,000 $590 $1,090 $490 $2,490 $-1,400
Enfield, NC $500 $280 $780 $220 $720 $60
Chapel Hill, NC $1,500 $1,170 $1,670 $1,010 $2,510 $-840
Roanoke Rapids, NC $200 $400 $600 $320 $520 $80
Mecklenburg County, VA $2,000 $630 $1,130 $530 $2,530 $-1,400

Identify Top Home Insurance Agents near Harris, NC | Back to Top

Home Insurance Company Harris, NC Homeowners Insurance Agency Harris, NC Address Popularity Score Distance from Harris (miles)
Nationwide Craig Insurance Group Inc 1125 W Nc Highway 54 Ste 204, Durham, NC, 27707
35.1
Travelers Durfey-Hoover-Bowden Insurance 3741 Benson Drive, Raleigh, NC, 27609
19.0
State Farm Mike Mckeown 350 S White St, Wake Forest, NC, 27587-3013
9.6
State Farm Sam Djeniah 4229 Louisburg Rd Ste 117, Raleigh, NC, 27604-4345
16.8
State Farm David Hunter 260 New Fidelity Ct, Garner, NC, 27529-2896
25.1
State Farm Christi Spencer 3625 Rogers Rd Ste 103, Wake Forest, NC, 27587-7634
9.7
Allstate Peter Birkner 133 E Main St Ste 200, Youngsville, NC, 27596
8.0
State Farm Wesley Wilder 100 W Main St Ste C, Youngsville, NC, 27596-9101
8.1
Allstate Robert Fleming 504 S Main St, Rolesville, NC, 27571
8.8
Travelers Michael A Brown 262 Southtown Cir Ste A, Rolesville, NC, 27571
9.0

Compare Rates for Harris, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $720 $510 $1,020 $510
Franklin County, NC $124,800 $650 $460 $920 $460
Harris, NC $141,500 $780 $540 $1,100 $560
Wake County, NC $230,400 $1,220 $880 $1,740 $860
St. Marys, NC $150,200 $660 $450 $910 $460
Cedar Fork, NC $319,000 $1,280 $920 $1,780 $860
Wilson, NC $133,600 $760 $520 $1,040 $520
Great Swamp, NC $100,800 $510 $340 $720 $380
Sixpound, NC $127,300 $590 $410 $810 $400
Enfield, NC $71,300 $340 $250 $490 $240
Chapel Hill, NC $361,300 $1,700 $1,240 $2,430 $1,190
Roanoke Rapids, NC $98,200 $430 $310 $610 $300
Mecklenburg County, VA $124,000 $610 $440 $870 $430