Gavop shows you how to buy homeowners insurance in Worth County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $85,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $141,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $99,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $546 |
| Superior Protection Discount | -$64 | $578 |
| Fire & Security Discount | -$51 | $591 |
| Hail Resistant Roof Discount | -$13 | $630 |
| Newly Constructed Home Discount | -$135 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worth County | $2,500 | $635 | $3,135 | $461 | $2,961 | $174 |
| Worth County, IA | $2,500 | $635 | $3,135 | $461 | $2,961 | $174 |
| Albert Lea, MN | $500 | $689 | $1,189 | $501 | $1,001 | $188 |
| Freeborn, MN | $400 | $987 | $1,387 | $717 | $1,117 | $270 |
| Aredale, IA | $100 | $327 | $427 | $238 | $338 | $89 |
| Kanawha, IA | $2,500 | $450 | $2,950 | $327 | $2,827 | $123 |
| Wilton, MN | $200 | $1,024 | $1,224 | $744 | $944 | $280 |
| Lura, MN | $1,500 | $952 | $2,452 | $692 | $2,192 | $260 |
| Meriden, MN | $400 | $1,078 | $1,478 | $783 | $1,183 | $295 |
| Jo Daviess, MN | $2,000 | $942 | $2,942 | $684 | $2,684 | $257 |
| Home Insurance Company Worth County, IA | Homeowners Insurance Agency Worth County, IA | Address | Popularity Score | Distance from Worth County (miles) |
|---|---|---|---|---|
| Travelers | First Gabrielson Agency | 113-115 River Ave N, Belmond, IA, 50421 | 40.9 | |
| Allstate | Brian Randall | 222 1st St Nw, Mason City, IA, 50401 | 15.4 | |
| State Farm | Tom Rouse | 717 Kelly Mall # A, Charles City, IA, 50616-2225 | 35.7 | |
| Travelers | Mason City All Risk Insurance Inc | 1415 S Monroe Ave Mason City, Mason City, IA, 50401 | 16.4 | |
| State Farm | Kim Ruter | 512 Main Ave, Clear Lake, IA, 50428-1829 | 17.6 | |
| State Farm | Tim Ihlenfeldt | 502 S Jersey Ave, Mason City, IA, 50401-4022 | 15.9 | |
| State Farm | Clint Thomas | 2790 4th St Sw, Mason City, IA, 50401-1527 | 15.5 | |
| State Farm | Jeremy Rogstad | 88 8th St N, Northwood, IA, 50459-1446 | 5.1 | |
| State Farm | Kristy Marquis | 15 E State St, Mason City, IA, 50401-3317 | 15.5 | |
| Travelers | Edwards-Brandt & Assoc Inc | 2007 4th Sw, Mason City, IA, 50402 | 15.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,140 | $530 |
| Worth County, IA | $98,000 | $643 | $440 | $880 | $440 |
| Worth County, IA | $98,000 | $643 | $470 | $890 | $420 |
| Albert Lea, MN | $94,400 | $698 | $470 | $1,000 | $530 |
| Freeborn, MN | $145,800 | $999 | $690 | $1,420 | $730 |
| Aredale, IA | $28,800 | $331 | $230 | $460 | $230 |
| Kanawha, IA | $49,200 | $455 | $310 | $650 | $340 |
| Wilton, MN | $155,000 | $1,036 | $740 | $1,460 | $720 |
| Lura, MN | $137,500 | $964 | $660 | $1,370 | $710 |
| Meriden, MN | $169,600 | $1,091 | $770 | $1,550 | $780 |
| Jo Daviess, MN | $135,000 | $953 | $660 | $1,340 | $680 |