Gavop's guide to buying homeowners insurance in East Palatka, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $210,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $161,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $189,500 | $160,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $765 |
| Home and Two Car | -$143 | $698 |
| Home and Three Car | -$193 | $648 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $700 | $910 | $1,610 | $661 | $1,361 | $249 |
| East Palatka, FL | $700 | $831 | $1,531 | $604 | $1,304 | $227 |
| Crescent City, FL | $100 | $745 | $845 | $542 | $642 | $204 |
| St. Johns County, FL | $2,000 | $1,481 | $3,481 | $1,076 | $3,076 | $405 |
| St. Augustine South, FL | $400 | $1,584 | $1,984 | $1,151 | $1,551 | $433 |
| Flagler County, FL | $700 | $1,484 | $2,184 | $1,079 | $1,779 | $406 |
| East Marion, FL | $100 | $781 | $881 | $567 | $667 | $213 |
| De Leon Springs, FL | $1,000 | $1,182 | $2,182 | $859 | $1,859 | $323 |
| North Peninsula, FL | $500 | $936 | $1,436 | $680 | $1,180 | $256 |
| Oakleaf Plantation, FL | $2,500 | $978 | $3,478 | $710 | $3,210 | $267 |
| Micanopy, FL | $300 | $1,792 | $2,092 | $1,302 | $1,602 | $490 |
| Atlantic Beach, FL | $2,500 | $922 | $3,422 | $670 | $3,170 | $252 |
| Home Insurance Company East Palatka, FL | Homeowners Insurance Agency East Palatka, FL | Address | Popularity Score | Distance from East Palatka (miles) |
|---|---|---|---|---|
| Liberty Mutual | Melanie Markham | 11112 San Jose Boulevard Suite 32, Jacksonville, FL, 32223 | 36.7 | |
| State Farm | Edith Aldrich | 1721 Reid St, Palatka, FL, 32177-3235 | 4.8 | |
| Travelers | Professional Insurance Associates Inc | 1326 S Ridgewood Ave Ste 4, Daytona Beach, FL, 32114 | 46.0 | |
| State Farm | Cam Anderson | 4555 San Juan Ave, Jacksonville, FL, 32210-2050 | 44.9 | |
| State Farm | Bob Gibbs | 5495 Fort Caroline Rd, Jacksonville, FL, 32277-1777 | 49.6 | |
| Allstate | Rodney Hames | 4420 Us 1 S Ste 1, Saint Augustine, FL, 32086 | 18.7 | |
| State Farm | Homer St Clair | 7305 Merrill Rd, Jacksonville, FL, 32277-3726 | 48.8 | |
| State Farm | Parvez Sahotra | 3267 Hodges Blvd Ste 14, Jacksonville, FL, 32224-6063 | 44.7 | |
| Travelers | Conser Insurance Inc | 21 Old Kings Rd N Ste B102, Palm Coast, FL, 32137 | 21.8 | |
| Travelers | Brightway Insurance Inc | 3733 W University Blvd Ste 100, Jacksonville, FL, 32217 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Putnam County, FL | $82,800 | $921 | $720 | $1,230 | $510 |
| East Palatka, FL | $115,700 | $841 | $660 | $1,130 | $470 |
| Crescent City, FL | $73,800 | $754 | $590 | $1,010 | $420 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| St. Augustine South, FL | $178,400 | $1,603 | $1,250 | $2,150 | $900 |
| Flagler County, FL | $188,400 | $1,502 | $1,170 | $2,010 | $840 |
| East Marion, FL | $58,000 | $790 | $620 | $1,060 | $440 |
| De Leon Springs, FL | $117,700 | $1,196 | $930 | $1,600 | $670 |
| North Peninsula, FL | $187,100 | $947 | $740 | $1,270 | $530 |
| Oakleaf Plantation, FL | $198,500 | $990 | $770 | $1,330 | $560 |
| Micanopy, FL | $210,600 | $1,814 | $1,410 | $2,430 | $1,020 |
| Atlantic Beach, FL | $348,900 | $933 | $730 | $1,250 | $520 |