Gavop's guide to buying homeowners insurance in Francisville, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $120,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $181,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $323,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $186,000 | $170,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $823 |
| Home and Two Car | -$152 | $742 |
| Home and Three Car | -$206 | $689 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boone County | $1,000 | $963 | $1,963 | $700 | $1,700 | $263 |
| Francisville, KY | $1,500 | $884 | $2,384 | $642 | $2,142 | $241 |
| Bridgetown, OH | $400 | $617 | $1,017 | $448 | $848 | $168 |
| Erlanger, KY | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Lincoln Heights, OH | $100 | $562 | $662 | $409 | $509 | $154 |
| Dillsboro, IN | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Melbourne, KY | $100 | $859 | $959 | $624 | $724 | $235 |
| Cotton, IN | $1,000 | $742 | $1,742 | $539 | $1,539 | $203 |
| New Richmond, OH | $100 | $739 | $839 | $537 | $637 | $202 |
| Napoleon, IN | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| Tate, OH | $300 | $649 | $949 | $471 | $771 | $177 |
| Buford, OH | $2,000 | $562 | $2,562 | $409 | $2,409 | $154 |
| Home Insurance Company Francisville, KY | Homeowners Insurance Agency Francisville, KY | Address | Popularity Score | Distance from Francisville (miles) |
|---|---|---|---|---|
| Erie | Mansfield Insurance Agency Inc. | 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048 | 2.9 | |
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 9.6 | |
| Travelers | Garner Insurance Agency | 7430 Us 42 Ste 207, Florence, KY, 41042 | 9.2 | |
| Travelers | Dambrosio & Elders Agency Llc | 8121 Us 42, Florence, KY, 41042 | 9.6 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 3.2 | |
| Allstate | Hans Philippo | 7138 Price Pike, Florence, KY, 41042 | 8.9 | |
| Allstate | Rand Insurance Agency | 120 Park Ln, Carrollton, KY, 41008 | 37.1 | |
| State Farm | Glenn Terry | 5249 Taylor Mill Rd, Taylor Mill, KY, 41015-2127 | 13.9 | |
| State Farm | Larry Snowden | 3126 Dixie Hwy Ste 1, Erlanger, KY, 41018-1866 | 9.5 | |
| Allstate | Jeffrey Baker | 6785 Houston Rd Ste 200, Florence, KY, 41042 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,270 | $650 |
| Boone County, KY | $183,700 | $975 | $660 | $1,390 | $730 |
| Francisville, KY | $277,100 | $894 | $610 | $1,230 | $620 |
| Bridgetown, OH | $117,900 | $624 | $460 | $890 | $430 |
| Erlanger, KY | $123,200 | $733 | $530 | $1,000 | $470 |
| Lincoln Heights, OH | $81,500 | $569 | $380 | $780 | $400 |
| Dillsboro, IN | $111,500 | $789 | $540 | $1,090 | $550 |
| Melbourne, KY | $121,900 | $869 | $600 | $1,240 | $640 |
| Cotton, IN | $100,400 | $751 | $520 | $1,040 | $520 |
| New Richmond, OH | $152,300 | $748 | $550 | $1,050 | $500 |
| Napoleon, IN | $95,500 | $733 | $500 | $1,030 | $530 |
| Tate, OH | $132,400 | $657 | $470 | $940 | $470 |
| Buford, OH | $81,500 | $569 | $420 | $810 | $390 |