Gavop tells you how to get the best homeowners insurance in Rutherfordton, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Rutherfordton, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wilson St, Willow Tree Ln, Gabriel St, State Rd 1201, Chalkline Rd, Crestview St, S Main St, Sunset St, Blackberry Cove, Birch Hutchins Rd | $151,000 | $130,000 | $175,000-$200,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Williston Dr, Cove Rd, Dallas St, State Rd 1006, Green St, Grays Creek Church Rd, Ranchway Dr, N Woodland Ave, Burwell St, Stonecutter St | $97,500 | $90,000 | $100,000-$125,000 | $85,000 | $70,000 | $75,000-$100,000 |
| C Fowler Rd, Hayden St, Broad River Run, Colonial Dr, State Rd 1506, Creek Wood Trl, Deer Creek Dr, Rocky Mountain Dr, Sapphire Dr, Bessie Pearl Dr | $158,000 | $130,000 | $150,000-$175,000 | $127,500 | $110,000 | $150,000-$175,000 |
| E Church St, Ryan St, Gilmer Edwards Rd, Elliott Rd, Hearthstone Dr, Desoda Ridge, State Rd 1004, Martin Rd, Aqua Dr, Fairway Dr | $156,000 | $150,000 | $175,000-$200,000 | $127,000 | $110,000 | $100,000-$125,000 |
| Hidden Knoll, Windy Ridge Dr, Westbrook Dr, Opal Hill, West St, Long St, Coopers Gap Rd, Parker Rd, Mary Hines Rd, Collett St | $99,500 | $90,000 | $100,000-$125,000 | $89,500 | $70,000 | $75,000-$100,000 |
| Harris St, Cherry Knoll Dr, Home Stead Ln, Hamilton Park, Hill Rd, State Rd 1510, Elm St, State Rd 1166, Woodland Cir, State Rd 1534 | $224,000 | $210,000 | $175,000-$200,000 | $159,000 | $140,000 | $150,000-$175,000 |
| Thompson Lake Rd, Illinois St, Redwood Ln, Pinkwood Dr, Chisholm Trl, Wendover Ln, Edwards St Exd, Gilkey School Rd, Daniel Rd, State Rd 1565 | $112,000 | $100,000 | $100,000-$125,000 | $66,000 | $60,000 | $75,000-$100,000 |
| Sunbelt Ct, Hutchings Pl, State Rd 1335, Pumkin Patch, Forest Hills Dr, Grose St, Prince St, State Rd 1585, State Rd 2196, State Rd 1334 | $139,500 | $120,000 | $125,000-$150,000 | $81,500 | $80,000 | $75,000-$100,000 |
| Seitz Dr Exd, Bills Creek Rd, State Rd 1337, Crutchfield Rd, E Main St, Strawberry Hollow, Missouri St, Boland Dr, State Rd 1325, White Oak Dr | $106,000 | $90,000 | $100,000-$125,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Clark Rd, River Ridge Pkwy, N Fargo Ln, Pasture Trl, Hollins St, Shady Ln, Benton Ln, Walton Way, Oakhill Dr, Sundance Dr | $129,000 | $120,000 | $100,000-$125,000 | $69,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $563 |
| Superior Protection Discount | -$59 | $596 |
| Fire & Security Discount | -$46 | $609 |
| Hail Resistant Roof Discount | -$13 | $642 |
| Newly Constructed Home Discount | -$151 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rutherford County | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Rutherfordton, NC | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Duncans Creek, NC | $300 | $1,031 | $1,331 | $750 | $1,050 | $282 |
| Lake Lure, NC | $1,500 | $1,400 | $2,900 | $1,017 | $2,517 | $383 |
| Polkville, NC | $200 | $732 | $932 | $532 | $732 | $200 |
| Edneyville, NC | $2,000 | $962 | $2,962 | $699 | $2,699 | $263 |
| Grover, NC | $500 | $629 | $1,129 | $457 | $957 | $172 |
| Grassy Creek, NC | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Travelers Rest, SC | $300 | $821 | $1,121 | $596 | $896 | $224 |
| Lincoln County, NC | $700 | $848 | $1,548 | $616 | $1,316 | $232 |
| City View, SC | $200 | $492 | $692 | $358 | $558 | $134 |
| Avery County, NC | $2,500 | $669 | $3,169 | $486 | $2,986 | $183 |
| Home Insurance Company Rutherfordton, NC | Homeowners Insurance Agency Rutherfordton, NC | Address | Popularity Score | Distance from Rutherfordton (miles) |
|---|---|---|---|---|
| Travelers | Lincoln Insurance Agency Inc | 510 East Main Street, Lincolnton, NC, 28092 | 40.2 | |
| Erie | Johnson Insurance Group Inc. | 1905 E Garrison Blvd, Gastonia, NC, 28054 | 45.9 | |
| Nationwide | Jason Herman Insurance Agency Llc | 103 3rd St Se, Conover, NC, 28613 | 47.3 | |
| Travelers | L & L Insurance Agency | 365 N New Hope Rd Ste 2, Gastonia, NC, 28054 | 45.7 | |
| Travelers | Pegram & Noyes | 4317 A Wilkinson Blvd, Gastonia, NC, 28056 | 48.4 | |
| Travelers | Parsons Insurance Group Inc | 2204 W Franklin Blvd, Gastonia, NC, 28052 | 41.8 | |
| State Farm | Jake Morse | 416 Charlotte Rd, Rutherfordton, NC, 28139-2918 | 0.3 | |
| State Farm | Billye Roland | 1912 E Main St, Lincolnton, NC, 28092-3917 | 41.6 | |
| Allstate | Lindsay Nelson | 2903 Audrey Dr, Gastonia, NC, 28054 | 46.8 | |
| Nationwide | Hughes Insurance Group Llc | 901 Smokey Park Hwy Unit 65, Candler, NC, 28715 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,260 | $660 |
| Rutherford County, NC | $109,000 | $649 | $430 | $910 | $480 |
| Rutherfordton, NC | $116,100 | $655 | $480 | $900 | $420 |
| Duncans Creek, NC | $205,300 | $1,044 | $750 | $1,470 | $720 |
| Lake Lure, NC | $331,700 | $1,417 | $960 | $1,960 | $1,000 |
| Polkville, NC | $124,000 | $741 | $530 | $1,040 | $510 |
| Edneyville, NC | $183,700 | $974 | $710 | $1,390 | $680 |
| Grover, NC | $102,600 | $637 | $450 | $910 | $460 |
| Grassy Creek, NC | $146,600 | $704 | $490 | $1,010 | $520 |
| Travelers Rest, SC | $148,700 | $831 | $570 | $1,150 | $580 |
| Lincoln County, NC | $158,700 | $858 | $610 | $1,210 | $600 |
| City View, SC | $73,800 | $498 | $360 | $710 | $350 |
| Avery County, NC | $138,800 | $677 | $470 | $950 | $480 |