Gavop tells you how to get the best homeowners insurance in Athol, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $153,500 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $178,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $263,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $419,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $579 |
| Superior Protection Discount | -$63 | $634 |
| Fire & Security Discount | -$77 | $621 |
| Hail Resistant Roof Discount | -$21 | $676 |
| Newly Constructed Home Discount | -$153 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $1,500 | $1,012 | $2,512 | $735 | $2,235 | $276 |
| Athol, MA | $700 | $689 | $1,389 | $501 | $1,201 | $188 |
| Fitchburg, MA | $2,000 | $868 | $2,868 | $631 | $2,631 | $237 |
| Holden, MA | $300 | $843 | $1,143 | $613 | $913 | $230 |
| North Westminster, VT | $700 | $753 | $1,453 | $547 | $1,247 | $206 |
| Longmeadow, MA | $100 | $923 | $1,023 | $671 | $771 | $252 |
| Townshend, VT | $700 | $765 | $1,465 | $556 | $1,256 | $209 |
| Cordaville, MA | $100 | $2,207 | $2,307 | $1,604 | $1,704 | $603 |
| Uxbridge, MA | $500 | $813 | $1,313 | $591 | $1,091 | $222 |
| Lincoln, MA | $2,500 | $1,032 | $3,532 | $750 | $3,250 | $282 |
| Home Insurance Company Athol, MA | Homeowners Insurance Agency Athol, MA | Address | Popularity Score | Distance from Athol (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Wayside Insurance Agency Inc | 60 Nicholas Road, Framingham, MA, 1701 | 45.5 | |
| Travelers | Francis E Provencher Insurance | 530 Rogers St, Lowell, MA, 1852 | 48.3 | |
| Travelers | A & P Insurance | 107 S Main St, Uxbridge, MA, 1569 | 46.6 | |
| Travelers | Handy - Apple Valley Insurance Agency, Llc | 440 Park Avenue, Worcester, MA, 1610 | 30.3 | |
| Liberty Mutual Independent | Westford Insurance Agency, Inc. | 224 Littleton Rd, Westford, MA, 1886 | 40.8 | |
| Travelers | Gaudette Insurance Agency | 1 Plummers Cor, Whitinsville, MA, 1588 | 43.2 | |
| Travelers | Lehrer & Madden Inc | 10 Union Street, Natick, MA, 1760 | 49.8 | |
| Travelers | Fred C Church Inc | 101 Broadway Rd Unit 21, Dracut, MA, 1826 | 48.1 | |
| Travelers | Kaplansky Insurance Agency Inc | 104 Prospect St, Milford, MA, 1757 | 46.6 | |
| Travelers | A H Rist Ins Agcy Inc | 159 Ave A, Turners Falls, MA, 1376 | 16.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $1,930 | $930 |
| Worcester County, MA | $260,800 | $1,024 | $750 | $1,420 | $670 |
| Athol, MA | $143,800 | $697 | $500 | $980 | $480 |
| Fitchburg, MA | $183,400 | $878 | $640 | $1,260 | $620 |
| Holden, MA | $294,600 | $853 | $620 | $1,190 | $570 |
| North Westminster, VT | $206,700 | $762 | $560 | $1,060 | $500 |
| Longmeadow, MA | $328,000 | $934 | $640 | $1,340 | $700 |
| Townshend, VT | $214,300 | $774 | $530 | $1,080 | $550 |
| Cordaville, MA | $531,200 | $2,234 | $1,590 | $3,190 | $1,600 |
| Uxbridge, MA | $280,800 | $823 | $590 | $1,140 | $550 |
| Lincoln, MA | $837,200 | $1,045 | $700 | $1,470 | $770 |