Gavop tells you how to get the best homeowners insurance in Calaveras County, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Calaveras County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Payette Ct, Oak St, Selkirk Ranch Rd, Miwuk Ct, Rolling Meadow Dr, Concho St, Bollea Rd, Osage Cir, Rabbit's Foot Rd, Copello Dr | $270,000 | $230,000 | $250,000-$300,000 | $124,500 | $120,000 | $100,000-$125,000 |
| Anderson St, Skunk Ranch Rd, Horseshoe Ln, Flanders Dr, Scott Rd, Marshall Ave, Almond Dr, Stanislaus Dr, Burns Rd, San Ramon Dr | $213,500 | $190,000 | $200,000-$250,000 | $137,000 | $130,000 | $125,000-$150,000 |
| Smith Rd, Old Rd, Barde Rd, Meadow Ln, Red Fox Rd, Rayjen Ln, Meadow Glen Rd, Indian Hill Rd, Pleasant Oaks Rd, Yuma Ct | $230,500 | $190,000 | $250,000-$300,000 | $128,500 | $110,000 | $150,000-$175,000 |
| Mokel Way, Gold Creek Dr, Morgan Rd, E St Charles St, Oliveira Ct, Forest Rte 4N03, Pine Needle Dr, Vista Dr, Paolini Rd, Skull Springs Rd | $167,500 | $150,000 | $175,000-$200,000 | $137,500 | $130,000 | $125,000-$150,000 |
| Ricky Rd, Pine St, Deer Run Way, St Andrews Rd, Angels Rd, Folendorf Rd, Shelton Rd, Lili Valley Cir, Kirk Rd, Montero Rd | $187,500 | $150,000 | $175,000-$200,000 | $174,000 | $150,000 | $200,000-$250,000 |
| Boro Ct, Redman Rd, Oak Ridge Rd, Anna Lee Way, Marilyn Way, Woodside Rd, Lode Ct, Co Rd J14, Pine Bark Dr, Bonanza Mine Way | $315,000 | $300,000 | $300,000-$350,000 | $162,500 | $130,000 | $125,000-$150,000 |
| Leaf Ct, Roach Dr, Pine Ridge Ln, Acorn St, Barger Ct, McCauley Rd, Garabaldi St, Incline Way, Fullen Rd, Wendell Rd | $161,000 | $140,000 | $150,000-$175,000 | $135,500 | $110,000 | $125,000-$150,000 |
| Sultana Rd, Andreas Vista Dr, Council Ct, Stinson View Rd, Broglio Way, Bellview St, Sheep Ranch Rd, White Oak Ranch Rd, Douglas Dr, Reed Way | $285,500 | $230,000 | $250,000-$300,000 | $136,500 | $120,000 | $125,000-$150,000 |
| Milton Rd, Alpine Ave, Tauna Ln, del Paso Ln, Mary Belle Way, Camanche Pkwy S, Annalee Dr, Willow St, Spur St, Bush St | $270,500 | $220,000 | $250,000-$300,000 | $241,000 | $200,000 | $250,000-$300,000 |
| Swiss Ranch Rd, Dennis Ct, Beatrice Dr, Live Oak Dr, Tryon Ct, Lakemont Dr, Coachman Way, Whiteowl Dr, Winton Rd, Hunter St | $217,500 | $190,000 | $175,000-$200,000 | $206,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $601 |
| Superior Protection Discount | -$66 | $667 |
| Fire & Security Discount | -$59 | $675 |
| Hail Resistant Roof Discount | -$15 | $719 |
| Newly Constructed Home Discount | -$169 | $565 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calaveras County | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Calaveras County, CA | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Mokelumne Hill, CA | $400 | $721 | $1,121 | $524 | $924 | $197 |
| Phoenix Lake, CA | $2,000 | $954 | $2,954 | $694 | $2,694 | $261 |
| East Oakdale, CA | $100 | $1,603 | $1,703 | $1,165 | $1,265 | $438 |
| Empire, CA | $100 | $535 | $635 | $388 | $488 | $146 |
| Lincoln Village, CA | $2,000 | $677 | $2,677 | $492 | $2,492 | $185 |
| Sacramento County, CA | $300 | $771 | $1,071 | $560 | $860 | $211 |
| Salida, CA | $2,500 | $697 | $3,197 | $507 | $3,007 | $191 |
| West Modesto, CA | $500 | $545 | $1,045 | $396 | $896 | $149 |
| Lathrop, CA | $2,500 | $656 | $3,156 | $476 | $2,976 | $179 |
| Home Insurance Company Calaveras County, CA | Homeowners Insurance Agency Calaveras County, CA | Address | Popularity Score | Distance from Calaveras County (miles) |
|---|---|---|---|---|
| Allstate | Jeff Beck | 8355 Elk Grove Blvd Ste 400, Elk Grove, CA, 95758 | 48.1 | |
| Liberty Mutual Independent | Inszone Insurance Services Inc | 2701 Citrus Rd Ste C, Rancho Cordova, CA, 95742 | 48.0 | |
| Allstate | David Ngo | 3848 Mchenry Ave Ste 320, Modesto, CA, 95356 | 41.3 | |
| State Farm | Pam Aberle | 1355 Lakewood Mall, Lodi, CA, 95242-2961 | 39.9 | |
| State Farm | Brent Petersen | 4401 Hazel Ave Ste 115, Fair Oaks, CA, 95628-6693 | 48.2 | |
| Farmers | Abdul Shah | 9240 Laguna Springs Dr Ste 101, Elk Grove, CA, 95758 | 48.5 | |
| Farmers | Yesenia Gonzalez | 1036 W Robinhood Dr Ste 106, Stockton, CA, 95207 | 43.3 | |
| State Farm | Richard Navarro | 2937 Veneman Ave Ste A101, Modesto, CA, 95356-0639 | 43.4 | |
| Farmers | Tannia Solis | 205 W Hatch Rd Ste 3, Modesto, CA, 95351 | 46.3 | |
| State Farm | Dirk Vermeulen | 145 N 2nd Ave Ste 2, Oakdale, CA, 95361-3064 | 32.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Calaveras County, CA | $273,400 | $733 | $540 | $1,000 | $460 |
| Calaveras County, CA | $273,400 | $733 | $540 | $1,000 | $460 |
| Mokelumne Hill, CA | $257,400 | $730 | $540 | $990 | $450 |
| Phoenix Lake, CA | $364,500 | $966 | $710 | $1,310 | $600 |
| East Oakdale, CA | $548,900 | $1,622 | $1,200 | $2,210 | $1,010 |
| Empire, CA | $121,000 | $541 | $400 | $740 | $340 |
| Lincoln Village, CA | $225,700 | $685 | $510 | $930 | $420 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Salida, CA | $275,200 | $706 | $520 | $960 | $440 |
| West Modesto, CA | $127,900 | $552 | $410 | $750 | $340 |
| Lathrop, CA | $292,900 | $664 | $490 | $900 | $410 |