Gavop shows you how to buy homeowners insurance in Winn, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Winn, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 5th St, Huey Melton Rd, Turpentine Rd, Browning Rd, Elm St, Lang Rd, N King St, School House Rd, Hwy 1230, Shady Acres | $121,500 | $110,000 | $100,000-$125,000 | $72,500 | $60,000 | $75,000-$100,000 |
| Herring Rd, Crawford St, Parish Rd 750, Walt Smith Rd, Parish Rd 810-7, Parish Rd 991, Ridgeview Rd, N Faith Dr, Garner Rd, Boyett Rd | $157,500 | $140,000 | $125,000-$150,000 | $75,500 | $60,000 | $50,000-$75,000 |
| Hubbard Rd, Buddy Bates Exd, John Bolds Rd, Couch Rd, Parish Rd 11104, Cleo Austin Rd, Sam Melton Rd, Holmes Cem Rd, Bessie Ave, Crossroads Church Rd | $76,000 | $70,000 | $75,000-$100,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Parish Rd 635, Parish Rd 1206, Cole Rd, N Pineville St, Country Club Rd, Lucky Rd, Parish Rd 1147, Yankee Springs Rd, Pecan Dr, State Rte 3136 | $93,500 | $90,000 | $100,000-$125,000 | $67,000 | $60,000 | $50,000-$75,000 |
| State Rte 1237, Parish Rd 245, Parish Rd 1163, Front St, Thomas St, Parish Rd 734, Collier Rd, Anderson St, Parish Rd 829, State Rte 1231-2 | $107,000 | $100,000 | $125,000-$150,000 | $89,500 | $80,000 | $50,000-$75,000 |
| Long Rd, Lee St Exd, Bell Loop, Buffalo Dr, W Boundary Ave, Parish Rd 1210-2, Thorton Rd, Wear St, Mirror Lake Rd, Willard Taylor Rd | $91,500 | $80,000 | $75,000-$100,000 | $57,000 | $50,000 | $25,000-$50,000 |
| E Culver Rd, Bobby Meyers Rd, Gunn Rd, Parish Rd 621, Hawson Loop, W North St, John A Kelly Rd, Little Mail Rt Rd, Broad St, Howard Loop | $146,500 | $120,000 | $150,000-$175,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Jim Tom Mays Rd, Short Hatten Rd, Pompey St, Parish Rd 656, Parish Rd 66, N Church St, Claiborne Ave, Gaars Mill Rd, Parish Rd 1199, Gaddis Rd | $69,500 | $60,000 | $75,000-$100,000 | $46,000 | $40,000 | $25,000-$50,000 |
| Coolman Rd, Mallory, Parish Rd 1106, E North St, Durhamam Rd, Sheridan Ln, Dogwood Dr, Slaughter Rd, Ridgewood Dr, Parish Rd 1291 | $91,500 | $90,000 | $100,000-$125,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Pine St, Mill Creek Rd, Simons Swamp Rd, Boy Dee Rd, Doc Parker Rd, Anyan Rd, Big Creek Rd, Lonehill Church Rd, Parish Rd 31, M A Estes Rd | $86,000 | $80,000 | $75,000-$100,000 | $67,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $650 |
| Superior Protection Discount | -$69 | $696 |
| Fire & Security Discount | -$84 | $680 |
| Hail Resistant Roof Discount | -$15 | $749 |
| Newly Constructed Home Discount | -$191 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Winn Parish | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| Winn, LA | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| Georgetown, LA | $500 | $800 | $1,300 | $582 | $1,082 | $219 |
| North Hodge, LA | $1,000 | $713 | $1,713 | $518 | $1,518 | $195 |
| Pollock, LA | $500 | $1,220 | $1,720 | $887 | $1,387 | $333 |
| Midway, LA | $2,500 | $1,790 | $4,290 | $1,301 | $3,801 | $489 |
| Columbia, LA | $200 | $842 | $1,042 | $612 | $812 | $230 |
| Ball, LA | $1,000 | $1,536 | $2,536 | $1,116 | $2,116 | $420 |
| Hall Summit, LA | $300 | $958 | $1,258 | $696 | $996 | $262 |
| Pineville, LA | $1,000 | $986 | $1,986 | $717 | $1,717 | $270 |
| Mount Lebanon, LA | $300 | $1,945 | $2,245 | $1,414 | $1,714 | $532 |
| Vienna, LA | $700 | $2,051 | $2,751 | $1,491 | $2,191 | $561 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Winn Parish, LA | $72,700 | $764 | $540 | $1,100 | $560 |
| Winn, LA | $72,700 | $764 | $540 | $1,100 | $560 |
| Georgetown, LA | $65,000 | $810 | $570 | $1,170 | $600 |
| North Hodge, LA | $58,600 | $722 | $510 | $1,040 | $530 |
| Pollock, LA | $101,100 | $1,235 | $860 | $1,780 | $920 |
| Midway, LA | $178,100 | $1,812 | $1,270 | $2,610 | $1,340 |
| Columbia, LA | $68,200 | $852 | $600 | $1,230 | $630 |
| Ball, LA | $137,200 | $1,555 | $1,090 | $2,240 | $1,150 |
| Hall Summit, LA | $77,500 | $970 | $680 | $1,400 | $720 |
| Pineville, LA | $142,600 | $998 | $700 | $1,440 | $740 |
| Mount Lebanon, LA | $215,000 | $1,969 | $1,380 | $2,840 | $1,460 |
| Vienna, LA | $252,700 | $2,076 | $1,450 | $2,990 | $1,540 |