Gavop tells you how to get the best homeowners insurance in Des Peres, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $321,000 | $260,000 | $350,000-$400,000 |
| 3 Bedroom | $454,500 | $370,000 | $400,000-$500,000 |
| 4 Bedroom | $622,000 | $520,000 | $500,000-$600,000 |
| 5 Bedroom | $826,000 | $670,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $820 |
| Superior Protection Discount | -$91 | $921 |
| Fire & Security Discount | -$111 | $901 |
| Hail Resistant Roof Discount | -$20 | $992 |
| Newly Constructed Home Discount | -$202 | $810 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $2,500 | $1,077 | $3,577 | $783 | $3,283 | $294 |
| Des Peres, MO | $700 | $1,000 | $1,700 | $727 | $1,427 | $273 |
| Hanley Hills, MO | $100 | $766 | $866 | $556 | $656 | $209 |
| Dardenne Prairie, MO | $2,000 | $975 | $2,975 | $709 | $2,709 | $266 |
| Cedar Hill, MO | $200 | $1,036 | $1,236 | $753 | $953 | $283 |
| Boone, MO | $1,000 | $931 | $1,931 | $676 | $1,676 | $254 |
| Horine, MO | $500 | $910 | $1,410 | $661 | $1,161 | $249 |
| Josephville, MO | $2,000 | $1,380 | $3,380 | $1,003 | $3,003 | $377 |
| Freeburg, IL | $100 | $683 | $783 | $496 | $596 | $187 |
| Hillyard, IL | $2,000 | $556 | $2,556 | $404 | $2,404 | $152 |
| Johannisburg, IL | $200 | $731 | $931 | $531 | $731 | $200 |
| White City, IL | $2,500 | $568 | $3,068 | $413 | $2,913 | $155 |
| Home Insurance Company Des Peres, MO | Homeowners Insurance Agency Des Peres, MO | Address | Popularity Score | Distance from Des Peres (miles) |
|---|---|---|---|---|
| State Farm | Ben Rister | 14145 Clayton Rd, Chesterfield, MO, 63017-8355 | 4.1 | |
| Allstate | Wallace Neal | 15406 Manchester Rd, Ellisville, MO, 63011 | 6.2 | |
| Travelers | Crestwood Insurance Agency | 9800 Watson Rd Suite 4, St Louis, MO, 63126 | 4.3 | |
| Travelers | The Insurance Center | 2187 Pardoroyal Dr, St Louis, MO, 63131 | 1.0 | |
| State Farm | Dimitri Owens | 3533 Dunn Rd Ste 202, Florissant, MO, 63033-6761 | 15.4 | |
| State Farm | Joe Freund | 9120 Watson Road, Crestwood, MO, 63126-2238 | 4.9 | |
| State Farm | Matt Husband | 301 Saint Francois St, Florissant, MO, 63031-5042 | 15.1 | |
| Liberty Mutual Independent | Insurance Consultants Inc | 1064 So Woods Mill Road, Chesterfield, MO, 63017 | 4.0 | |
| State Farm | Mike Burger | 14370 Olive Blvd, Chesterfield, MO, 63017-2149 | 6.9 | |
| State Farm | Mike Balota | 4 The Pines Ct Ste B, Creve Coeur, MO, 63141-6093 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,530 | $790 |
| St. Louis County, MO | $181,100 | $1,090 | $730 | $1,500 | $770 |
| Des Peres, MO | $404,900 | $1,012 | $720 | $1,410 | $690 |
| Hanley Hills, MO | $57,400 | $775 | $530 | $1,070 | $540 |
| Dardenne Prairie, MO | $277,100 | $987 | $720 | $1,370 | $650 |
| Cedar Hill, MO | $132,600 | $1,049 | $760 | $1,440 | $680 |
| Boone, MO | $250,200 | $942 | $630 | $1,290 | $660 |
| Horine, MO | $92,900 | $921 | $620 | $1,320 | $700 |
| Josephville, MO | $280,900 | $1,397 | $990 | $1,980 | $990 |
| Freeburg, IL | $165,800 | $691 | $500 | $970 | $470 |
| Hillyard, IL | $76,300 | $563 | $410 | $790 | $380 |
| Johannisburg, IL | $130,300 | $740 | $500 | $1,020 | $520 |
| White City, IL | $79,400 | $575 | $420 | $810 | $390 |