Gavop shows you how to buy homeowners insurance in Western Springs, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Western Springs, IL - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rugeley Rd, Linden Cir, Shady Ln, Osceola Trl, Edgebrook Ct, N Brainard Ave, Linn Ct, Clausen Ave, Catherine Ave, Jann Ct | $348,000 | $300,000 | $350,000-$400,000 | $398,500 | $350,000 | $350,000-$400,000 |
| 41st St, Elmwood Ct, Potawatomie Trl, Brewster Ave, Ernst Ct, Malden Ave, Edgebrook Ln E, Clausen Ave, Buttonwood Ct, Tecumseh Ln | $316,500 | $280,000 | $350,000-$400,000 | $320,000 | $280,000 | $350,000-$400,000 |
| W Old Mill Ln, Carriage Pl, Edgebrook Ln W, Shawnee Trl, Commonwealth Ave, N Park Rd, Deercrest Sq, N Malden Ave, Prospect St, Johnson Ave | $636,000 | $570,000 | $700,000-$800,000 | $457,500 | $390,000 | $400,000-$500,000 |
| Acacia Dr, Acacia Ln, Reid St, Dover Ave, Buttercup Bank, S Franklin Ave, N Edgewood Ave, Big Bear Dr, 51st St, Algonquin Trl | $601,000 | $520,000 | $500,000-$600,000 | $362,500 | $340,000 | $300,000-$350,000 |
| Sioux Trl, 54th Pl, W Brewster Ave, Stirrup Ln, Shabbona Rd, Johnson Ave, 54th St, Lawn Dr, Cascade Dr, N Kensington Ave | $315,000 | $290,000 | $250,000-$300,000 | $372,500 | $350,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $839 |
| Superior Protection Discount | -$93 | $942 |
| Fire & Security Discount | -$83 | $953 |
| Hail Resistant Roof Discount | -$21 | $1,015 |
| Newly Constructed Home Discount | -$280 | $756 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $15,884 |
| Home Insurance Company Western Springs, IL | Homeowners Insurance Agency Western Springs, IL | Address | Popularity Score | Distance from Western Springs (miles) |
|---|---|---|---|---|
| Allstate | Sheila Stennis | 647 Madison St, Oak Park, IL, 60302 | 7.8 | |
| Liberty Mutual | Peter Komperda | 1 East 22nd Street Suite 800, Lombard, IL, 60148 | 6.6 | |
| State Farm | Brian Shamash | 1910 1st St Ste 300, Highland Park, IL, 60035-3146 | 27.1 | |
| Allstate | Kathy Szymczak | 9649 Grand Ave, Franklin Park, IL, 60131 | 9.0 | |
| State Farm | Diane Trennert | 9712 S Roberts Rd, Palos Hills, IL, 60465-1470 | 7.4 | |
| State Farm | Maylen Delgado | 6832 W North Ave Ste 1a, Chicago, IL, 60707-4429 | 9.1 | |
| State Farm | Kevin Collins | 6743 Pershing Rd, Stickney, IL, 60402-4071 | 5.7 | |
| Travelers | Weible & Cahill | 2300 Cabot Dr Ste 100, Lisle, IL, 60532 | 10.2 | |
| Travelers | Golden Age Tax Advisors | 30 S Cass Ave, Westmont, IL, 60559 | 3.9 | |
| Allstate | Jesse Marquez | 9548 Southwest Hwy, Oak Lawn, IL, 60453 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,210 | $620 |
| Cook County, IL | $227,400 | $892 | $610 | $1,230 | $620 |
| Western Springs, IL | $553,300 | $1,035 | $710 | $1,430 | $720 |
| Oakbrook Terrace, IL | $292,400 | $1,031 | $690 | $1,410 | $720 |
| Orland, IL | $259,100 | $821 | $590 | $1,160 | $570 |
| Burnham, IL | $94,700 | $632 | $430 | $870 | $440 |
| Richton Park, IL | $142,900 | $648 | $440 | $910 | $470 |
| Inverness, IL | $621,900 | $1,128 | $810 | $1,550 | $740 |
| Chicago Heights, IL | $98,300 | $625 | $440 | $870 | $430 |
| Bloom, IL | $114,800 | $648 | $440 | $930 | $490 |
| Trout Valley, IL | $378,400 | $1,234 | $840 | $1,740 | $900 |
| Fox, IL | $310,100 | $1,063 | $770 | $1,460 | $690 |
| Saratoga, IL | $238,100 | $794 | $540 | $1,100 | $560 |