Gavop's guide to buying homeowners insurance in Anderson County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $176,000 | $160,000 | $125,000-$150,000 |
| 4 Bedroom | $154,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $413,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $790 |
| Superior Protection Discount | -$86 | $867 |
| Fire & Security Discount | -$105 | $848 |
| Hail Resistant Roof Discount | -$19 | $933 |
| Newly Constructed Home Discount | -$257 | $695 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anderson County | $2,000 | $941 | $2,941 | $684 | $2,684 | $257 |
| Anderson County, TN | $1,500 | $941 | $2,441 | $684 | $2,184 | $257 |
| Oak Ridge, TN | $100 | $860 | $960 | $625 | $725 | $235 |
| Caryville, TN | $700 | $912 | $1,612 | $663 | $1,363 | $249 |
| Scott County, TN | $200 | $676 | $876 | $491 | $691 | $185 |
| Winfield, TN | $700 | $788 | $1,488 | $573 | $1,273 | $215 |
| Siler, KY | $200 | $443 | $643 | $322 | $522 | $121 |
| Stearns-Whitley City, KY | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Fentress County, TN | $100 | $734 | $834 | $534 | $634 | $201 |
| Whitley City, KY | $2,500 | $512 | $3,012 | $372 | $2,872 | $140 |
| McCreary County, KY | $300 | $848 | $1,148 | $616 | $916 | $232 |
| Jamestown, TN | $700 | $720 | $1,420 | $523 | $1,223 | $197 |
| Home Insurance Company Anderson County, TN | Homeowners Insurance Agency Anderson County, TN | Address | Popularity Score | Distance from Anderson County (miles) |
|---|---|---|---|---|
| State Farm | Laura Lynn Riden | 1143 Oak Ridge Tpke Ste 105, Oak Ridge, TN, 37830-6532 | 7.3 | |
| Travelers | Bob Johnson Insurance Inc | 7121 Afton Dr, Knoxville, TN, 37918 | 15.1 | |
| State Farm | Herbie Clark | 601 South Charles Seivers Blvd, Clinton, TN, 37716 | 3.6 | |
| State Farm | Pat Pennington | 153 Warren St, Madisonville, TN, 37354-3001 | 42.2 | |
| Allstate | David Erb | 356 S Charles G Seivers Blvd, Clinton, TN, 37716 | 3.6 | |
| Liberty Mutual Independent | Premier Insurance G. P. | 301 S Gallaher View Rd Ste 118, Knoxville, TN, 37919 | 15.7 | |
| Travelers | Harrington Insurance | 3209 Garden Dr, Knoxville, TN, 37918 | 15.8 | |
| State Farm | Matt Cunningham | 7671 S Northshore Dr, Knoxville, TN, 37919-8099 | 17.7 | |
| Travelers | Concord Insurance Llc | 338 Ebenezer Rd, Knoxville, TN, 37923 | 16.0 | |
| Travelers | Graham & Cook Insurance | 10820 Kingston Pike Ste 100, Knoxville, TN, 37934 | 15.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $740 | $1,430 | $690 |
| Anderson County, TN | $134,100 | $952 | $640 | $1,360 | $720 |
| Anderson County, TN | $134,100 | $952 | $700 | $1,350 | $650 |
| Oak Ridge, TN | $149,000 | $870 | $580 | $1,240 | $660 |
| Caryville, TN | $113,800 | $923 | $640 | $1,320 | $680 |
| Scott County, TN | $86,700 | $684 | $470 | $940 | $470 |
| Winfield, TN | $83,100 | $798 | $550 | $1,130 | $580 |
| Siler, KY | $34,600 | $448 | $300 | $640 | $340 |
| Stearns-Whitley City, KY | $58,000 | $866 | $630 | $1,190 | $560 |
| Fentress County, TN | $103,700 | $743 | $500 | $1,020 | $520 |
| Whitley City, KY | $45,900 | $518 | $350 | $740 | $390 |
| McCreary County, KY | $61,300 | $858 | $610 | $1,180 | $570 |
| Jamestown, TN | $68,700 | $729 | $500 | $1,000 | $500 |