Gavop tells you how to get the best homeowners insurance in Deaf Smith County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $108,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $124,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $129,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $273,500 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $884 |
| Superior Protection Discount | -$94 | $946 |
| Fire & Security Discount | -$94 | $946 |
| Hail Resistant Roof Discount | -$31 | $1,008 |
| Newly Constructed Home Discount | -$270 | $769 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Deaf Smith County | $1,500 | $1,027 | $2,527 | $746 | $2,246 | $281 |
| Deaf Smith County, TX | $2,500 | $1,027 | $3,527 | $746 | $3,246 | $281 |
| Dimmitt, TX | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| Parmer County, TX | $1,500 | $1,021 | $2,521 | $742 | $2,242 | $279 |
| Adrian, TX | $400 | $1,380 | $1,780 | $1,003 | $1,403 | $377 |
| Randall County, TX | $700 | $1,382 | $2,082 | $1,004 | $1,704 | $378 |
| Canyon, TX | $500 | $945 | $1,445 | $687 | $1,187 | $258 |
| Timbercreek Canyon, TX | $1,000 | $1,995 | $2,995 | $1,450 | $2,450 | $545 |
| Farwell, TX | $400 | $1,518 | $1,918 | $1,103 | $1,503 | $415 |
| Texico, NM | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Curry County, NM | $400 | $771 | $1,171 | $561 | $961 | $211 |
| Earth, TX | $1,000 | $1,389 | $2,389 | $1,010 | $2,010 | $380 |
| Home Insurance Company Deaf Smith County, TX | Homeowners Insurance Agency Deaf Smith County, TX | Address | Popularity Score | Distance from Deaf Smith County (miles) |
|---|---|---|---|---|
| Farmers | Lacie White | 2001 4th Ave Ste 5, Canyon, TX, 79015 | 39.0 | |
| Farmers | Lupe Laird | 1201 S Polk St Spc 100, Amarillo, TX, 79101 | 47.2 | |
| Farmers | Jessica Hunnicutt | 4600 W I 40 Ste 303, Amarillo, TX, 79106 | 44.3 | |
| State Farm | Don Tipps | 2700 S Western St Ste 1500, Amarillo, TX, 79109-1547 | 44.4 | |
| Allstate | Matt Moles | 2815 S Georgia St, Amarillo, TX, 79109 | 45.2 | |
| State Farm | Shavon Sisson | 615 S 25 Mile Ave, Hereford, TX, 79045-5005 | 14.2 | |
| Farmers | Adele Bryan | 5408 Bell St Ste 304b, Amarillo, TX, 79109 | 42.5 | |
| State Farm | Russ Glaze | 5001 Lexington Sq, Amarillo, TX, 79119-6576 | 40.9 | |
| State Farm | Rhonda Kimbrough | 3314 Olsen Blvd, Amarillo, TX, 79109-3015 | 44.7 | |
| State Farm | Shannon Brooks | 2001 S Washington St, Amarillo, TX, 79109-2414 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Deaf Smith County, TX | $88,000 | $1,039 | $690 | $1,600 | $910 |
| Deaf Smith County, TX | $88,000 | $1,039 | $690 | $1,600 | $910 |
| Dimmitt, TX | $83,800 | $1,024 | $680 | $1,580 | $900 |
| Parmer County, TX | $86,200 | $1,033 | $680 | $1,590 | $910 |
| Adrian, TX | $75,700 | $1,397 | $920 | $2,150 | $1,230 |
| Randall County, TX | $157,600 | $1,399 | $920 | $2,150 | $1,230 |
| Canyon, TX | $168,100 | $957 | $630 | $1,470 | $840 |
| Timbercreek Canyon, TX | $279,700 | $2,019 | $1,330 | $3,110 | $1,780 |
| Farwell, TX | $103,700 | $1,536 | $1,010 | $2,370 | $1,360 |
| Texico, NM | $75,700 | $674 | $470 | $960 | $490 |
| Curry County, NM | $131,200 | $781 | $530 | $1,070 | $540 |
| Earth, TX | $77,400 | $1,406 | $930 | $2,170 | $1,240 |