Gavop shows you how to buy homeowners insurance in Lake Montezuma, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $109,000 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $115,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $223,500 | $200,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $562 |
| Home and Two Car | -$105 | $513 |
| Home and Three Car | -$148 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yavapai County | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| Lake Montezuma, AZ | $1,500 | $610 | $2,110 | $443 | $1,943 | $167 |
| Strawberry, AZ | $200 | $764 | $964 | $555 | $755 | $209 |
| Payson, AZ | $100 | $642 | $742 | $466 | $566 | $175 |
| Mesa del Caballo, AZ | $1,000 | $612 | $1,612 | $444 | $1,444 | $167 |
| Williamson, AZ | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
| Paulden, AZ | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Parks, AZ | $500 | $823 | $1,323 | $598 | $1,098 | $225 |
| Home Insurance Company Lake Montezuma, AZ | Homeowners Insurance Agency Lake Montezuma, AZ | Address | Popularity Score | Distance from Lake Montezuma (miles) |
|---|---|---|---|---|
| State Farm | Matt Crespin | 714 N Beeline Hwy Unit A, Payson, AZ, 85541-3765 | 38.2 | |
| Farmers | Don Nelms | 70 Tortilla Dr, Sedona, AZ, 86336 | 15.6 | |
| Allstate | Cheryl Stecko | 493 S Main St Ste 2, Camp Verde, AZ, 86322 | 6.0 | |
| State Farm | Eric Santana | 904 S Beeline Hwy Ste A, Payson, AZ, 85541-6124 | 39.0 | |
| Allstate | Craig Fritsinger | 116 S 1st St, Williams, AZ, 86046 | 47.6 | |
| Allstate | Beth Soucie | 1525 N Beaver St, Flagstaff, AZ, 86001 | 40.7 | |
| Farmers | Rick Smith | 2230 E Cedar Ave Ste A, Flagstaff, AZ, 86004 | 41.4 | |
| Travelers | Leavitt Group Of Northern Arizona | 1338 W Forest Meadows St Ste 100, Flagstaff, AZ, 86001 | 38.5 | |
| Farmers | Brian Cox | 1016 W University Ave Ste 222, Flagstaff, AZ, 86001 | 38.5 | |
| Allstate | Bill Kinney | 5200 E Cortland Blvd Ste A21, Flagstaff, AZ, 86004 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,030 | $520 |
| Yavapai County, AZ | $215,000 | $746 | $510 | $1,060 | $550 |
| Lake Montezuma, AZ | $142,900 | $618 | $450 | $860 | $410 |
| Strawberry, AZ | $218,200 | $773 | $530 | $1,070 | $540 |
| Payson, AZ | $218,800 | $649 | $440 | $900 | $460 |
| Mesa del Caballo, AZ | $122,100 | $619 | $450 | $890 | $440 |
| Williamson, AZ | $413,500 | $829 | $590 | $1,170 | $580 |
| Paulden, AZ | $157,000 | $689 | $500 | $970 | $470 |
| Parks, AZ | $271,900 | $833 | $570 | $1,140 | $570 |