Gavop shows you how to buy homeowners insurance in Fort Valley, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $122,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $181,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $105,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $565 |
| Superior Protection Discount | -$59 | $597 |
| Fire & Security Discount | -$66 | $591 |
| Hail Resistant Roof Discount | -$20 | $637 |
| Newly Constructed Home Discount | -$184 | $473 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Peach County | $2,000 | $730 | $2,730 | $531 | $2,531 | $200 |
| Fort Valley, GA | $1,500 | $649 | $2,149 | $471 | $1,971 | $177 |
| Montezuma, GA | $100 | $810 | $910 | $589 | $689 | $221 |
| Lizella, GA | $1,500 | $832 | $2,332 | $605 | $2,105 | $227 |
| Hawkinsville, GA | $500 | $732 | $1,232 | $532 | $1,032 | $200 |
| Macon East, GA | $700 | $558 | $1,258 | $406 | $1,106 | $153 |
| Dooly County, GA | $500 | $592 | $1,092 | $430 | $930 | $162 |
| Salem, GA | $1,500 | $596 | $2,096 | $433 | $1,933 | $163 |
| Yatesville, GA | $100 | $632 | $732 | $460 | $560 | $173 |
| The Rock, GA | $2,500 | $926 | $3,426 | $673 | $3,173 | $253 |
| Talbotton, GA | $100 | $469 | $569 | $341 | $441 | $128 |
| McIntyre, GA | $700 | $395 | $1,095 | $287 | $987 | $108 |
| Home Insurance Company Fort Valley, GA | Homeowners Insurance Agency Fort Valley, GA | Address | Popularity Score | Distance from Fort Valley (miles) |
|---|---|---|---|---|
| State Farm | Phillip Bell | 943 Thomaston St, Barnesville, GA, 30204-1731 | 38.8 | |
| Allstate | Matt Rogers | 4537 Forsyth Rd Ste F, Macon, GA, 31210 | 24.9 | |
| Travelers | Greenway Insurance Agency | 1612 Watson Blvd Warner Robins, Warner Robins, GA, 31093 | 14.9 | |
| State Farm | Alan Parker | 4909 Forsyth Rd, Macon, GA, 31210-4401 | 25.0 | |
| State Farm | Robert Fallin | 1070 Highway 19 N, Thomaston, GA, 30286-2229 | 38.1 | |
| State Farm | Andy Thomas | 255 Carl Vinson Pkwy, Warner Robins, GA, 31088-5815 | 12.5 | |
| State Farm | Paul Sheets | 4130 Gray Hwy, Gray, GA, 31032-6100 | 35.7 | |
| State Farm | Bobby Hartley | 5402 New Forsyth Rd Ste D, Macon, GA, 31210-0882 | 28.6 | |
| Allstate | Jane Pennington | 57 S Lee St, Forsyth, GA, 31029 | 34.4 | |
| State Farm | Mike Martinek | 4108 Hartley Bridge Rd, Macon, GA, 31216-5638 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,390 | $700 |
| Peach County, GA | $126,000 | $739 | $500 | $1,030 | $530 |
| Fort Valley, GA | $93,100 | $657 | $440 | $910 | $470 |
| Montezuma, GA | $76,300 | $820 | $580 | $1,160 | $580 |
| Lizella, GA | $156,000 | $843 | $600 | $1,200 | $600 |
| Hawkinsville, GA | $126,500 | $741 | $500 | $1,020 | $520 |
| Macon East, GA | $71,500 | $565 | $380 | $770 | $390 |
| Dooly County, GA | $83,200 | $599 | $410 | $820 | $410 |
| Salem, GA | $77,000 | $603 | $410 | $860 | $450 |
| Yatesville, GA | $82,600 | $640 | $460 | $920 | $460 |
| The Rock, GA | $138,900 | $937 | $630 | $1,330 | $700 |
| Talbotton, GA | $59,300 | $475 | $330 | $650 | $320 |
| McIntyre, GA | $50,000 | $400 | $280 | $570 | $290 |