Gavop's guide to buying homeowners insurance in Columbia Falls, MT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Columbia Falls, MT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Canopy, Stage Bend, Steeles Dr, Gross Ln, Raven Ln, Monte Vista Dr, Moose Creek Rd, Salmon Cir, Going To the Sun Rd, Bass Ave | $157,000 | $130,000 | $150,000-$175,000 | $143,000 | $130,000 | $150,000-$175,000 |
| Natl Forest Develop Road 60 Rd, Good Creek Rd, Grass Range Pl, Tumbleweed Trl, 6th St N, 2nd St N, River Estates Dr, N Apgar Lakeside Rd, Kokanee Bend Dr, River Junction Rd | $233,000 | $190,000 | $200,000-$250,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Windacres Dr, Steele Dr, Bad Rock Dr, Jackson Hill Trl, Hellman Rd, Eckeberry Dr, Going To the Sun Hwy, Homestake Trl, Roberts Rd, Sperry Dr | $261,500 | $240,000 | $300,000-$350,000 | $227,500 | $190,000 | $200,000-$250,000 |
| Gregg Creek Rd, Old River Bridge Rd, Alpine, N Evers Creek Rd, N Fork Rd, Vista Bonita Dr, Skyline Dr, Hems Rd, Columbia Pines, Cherry St | $141,500 | $130,000 | $150,000-$175,000 | $137,500 | $110,000 | $125,000-$150,000 |
| Highline Blvd, Martini Ln, 3rd St S, River Falls Dr, N Lake McDonald Rd, Eckeberry Dr, Jada Ln, S Fork Dr, McDonald Complex, Painte Horse Dr | $189,000 | $170,000 | $200,000-$250,000 | $118,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $759 |
| Superior Protection Discount | -$88 | $794 |
| Fire & Security Discount | -$88 | $794 |
| Hail Resistant Roof Discount | -$18 | $864 |
| Newly Constructed Home Discount | -$221 | $662 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,553 |
| Home Insurance Company Columbia Falls, MT | Homeowners Insurance Agency Columbia Falls, MT | Address | Popularity Score | Distance from Columbia Falls (miles) |
|---|---|---|---|---|
| Travelers | Northwoods Insurance | 495 Dewey Ave, Eureka, MT, 59917 | 33.1 | |
| Travelers | Mike Grachek Agency Inc | 409 1st Ave E, Kalispell, MT, 59901 | 36.7 | |
| Travelers | Prime Insurance Services Inc | 5875 Us Hwy 93 S Ste B And D, Whitefish, MT, 59937 | 24.3 | |
| State Farm | Tj Wendt | 2129 Us Highway 2 E, Kalispell, MT, 59901-2813 | 35.1 | |
| Travelers | Northwoods Insurance | 495 Dewey Ave , Eureka, MT, 59917 | 33.0 | |
| Liberty Mutual Independent | Bob Herron Insurance | 35 Main St, Kalispell, MT, 59901 | 36.5 | |
| Farmers | Shaine Reece | 40 Four Mile Dr Ste 8, Kalispell, MT, 59901 | 34.5 | |
| Travelers | Hub International Mountain States Limited | 100 Financial Dr Ste 110, Kalispell, MT, 59901 | 36.1 | |
| Travelers | Hub International Mountain States Limited | 100 Financial Dr Ste 110, Kalispell, MT, 59901 | 36.1 | |
| State Farm | Dan Schneller | 974 N Meridian Rd, Kalispell, MT, 59901-3540 | 35.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Flathead County, MT | $246,500 | $1,069 | $810 | $1,400 | $590 |
| Columbia Falls, MT | $194,300 | $882 | $670 | $1,160 | $490 |
| Olney, MT | $78,900 | $653 | $500 | $860 | $360 |
| Whitefish, MT | $335,100 | $963 | $730 | $1,260 | $530 |
| Eureka, MT | $196,400 | $885 | $670 | $1,160 | $490 |
| Kalispell, MT | $214,500 | $1,014 | $770 | $1,330 | $560 |
| Kila, MT | $268,800 | $1,191 | $910 | $1,560 | $650 |
| Lakeside-Somers, MT | $282,700 | $1,219 | $930 | $1,600 | $670 |