Gavop's guide to buying homeowners insurance in Idabel, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Idabel, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NE Main St, E Main St, Cedar St, SW Noble Ave, NW Fairview St, Herron St, Forest Grove Rd, NW 4th St, SW Hugo Ave, Garfield | $109,500 | $100,000 | $75,000-$100,000 | $133,500 | $110,000 | $125,000-$150,000 |
| NW 14th St, SW Harrison St, SE F Ave, Cardinal Dr, Woods St, W Main St, SW Hays St, N4625, NE Martin Luther King Ave, Delta Ct | $120,000 | $100,000 | $100,000-$125,000 | $59,500 | $50,000 | $50,000-$75,000 |
| S Country Club Dr, SE H Ave, NW Dixie Ave, Evergreen Dr, E2165, SW Choctaw Ave, Borriss Ave, Noble St, Birch St, SE Madison St | $119,500 | $100,000 | $125,000-$150,000 | $60,500 | $50,000 | $50,000-$75,000 |
| E Lincoln Rd, Elicia Ct, NW 5th St, N4605, Seminole St, Rozy Ln, Russell Rd, NW Bois de Arc, Brookwood St, Meadowlark Ln | $116,500 | $100,000 | $100,000-$125,000 | $86,500 | $80,000 | $75,000-$100,000 |
| SW Adams St, N Central Ave, NE A Ave, Johnson St, SW Jamaica Ave, NE J Ave, SW Main St, NW Fairview Ave, NW Indian Ave, N4610 | $82,500 | $70,000 | $75,000-$100,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $658 |
| Superior Protection Discount | -$80 | $722 |
| Fire & Security Discount | -$72 | $730 |
| Hail Resistant Roof Discount | -$24 | $778 |
| Newly Constructed Home Discount | -$217 | $585 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,806 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,556 |
| Home Insurance Company Idabel, OK | Homeowners Insurance Agency Idabel, OK | Address | Popularity Score | Distance from Idabel (miles) |
|---|---|---|---|---|
| Farmers | Ron Neal | 28 N Broadway St, Broken Bow, OK, 74728 | 13.1 | |
| State Farm | Bob Terry | 902 Ne Lincoln Rd, Idabel, OK, 74745-7346 | 4.8 | |
| State Farm | Kevin Cory | 802 E Jackson St, Hugo, OK, 74743-4222 | 39.1 | |
| Farmers | Dana Rabon | 1114 E Jackson St Ste B, Hugo, OK, 74743 | 38.9 | |
| Travelers | Weeks Insurance Agencies Inc | 14 N Central Ave, Idabel, OK, 74745 | 2.7 | |
| Travelers | Mussett Brothers Ins | 1312 Se Washington St, Idabel, OK, 74745 | 3.2 | |
| Allstate | George Taylor | 118 N Broadway St, Hugo, OK, 74743 | 39.6 | |
| Travelers | Mussett Brothers Ins | 1312 Se Washington Ste A, Idabel, OK, 74745 | 3.2 | |
| Allstate | Archey Warren Dunn | 112 W 3rd St, Broken Bow, OK, 74728 | 13.3 | |
| State Farm | Doe Clinton | 610 S Park Dr, Broken Bow, OK, 74728-5332 | 12.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,010 | $2,110 | $1,100 |
| McCurtain County, OK | $78,000 | $1,020 | $690 | $1,420 | $730 |
| Idabel, OK | $81,600 | $802 | $550 | $1,110 | $560 |
| Valliant, OK | $69,600 | $1,022 | $750 | $1,440 | $690 |
| Annona, TX | $49,800 | $1,237 | $820 | $1,900 | $1,080 |
| Wright City, OK | $60,400 | $937 | $680 | $1,340 | $660 |
| Bogata, TX | $68,700 | $1,357 | $900 | $2,090 | $1,190 |
| Mineral, AR | $75,400 | $877 | $610 | $1,200 | $590 |
| Talco, TX | $62,600 | $1,320 | $870 | $2,030 | $1,160 |
| Wilton, AR | $41,800 | $695 | $510 | $980 | $470 |
| Hooks, TX | $79,300 | $1,007 | $660 | $1,550 | $890 |
| Finley-Rattan, OK | $87,900 | $1,183 | $820 | $1,680 | $860 |
| White, AR | $84,600 | $924 | $640 | $1,270 | $630 |