Gavop's guide to buying homeowners insurance in Claverack, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Claverack, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Summit View Ln, Decker Rd, Angus Ln, Stone Mill Rd, Kittle Rd, Old Barrington Rd, Snydertown Rd, Ark St, Donnely Rd, Johnson Ln | $258,000 | $230,000 | $250,000-$300,000 | $121,500 | $110,000 | $100,000-$125,000 |
| Coons Rd, Roxbury Rd, Van Wyck Ln, Over Shot Mill Rd, Band Dr, School House Rd, Meltz Ln, Catskill View Rd, Shasta Dr, Christman Rd | $264,000 | $220,000 | $250,000-$300,000 | $191,500 | $180,000 | $200,000-$250,000 |
| Humane Society Rd, Summitt Vw, Gahbauer Rd, Yorker Dr, Carlson Rd, Prach Rd, Catskill Ct, Creek 12, Summit Exd, Stickles Rd | $247,500 | $220,000 | $200,000-$250,000 | $203,000 | $180,000 | $175,000-$200,000 |
| Co Rd 18, Garden St, Park St, Mobile Ln, Thomas Rd, Thielman Rd, Old Ln Exn, Bryant Rd, Bauer Rd, Kraft Ln | $139,500 | $120,000 | $150,000-$175,000 | $107,000 | $90,000 | $125,000-$150,000 |
| State Rte 217, Lockwood Rd, Churchtown Rd, Starkes Pl, Preusser Rd, Co Rte 27, West St, Swiss Farms Rd, Pleasant View Dr, Homestead Ln | $251,000 | $210,000 | $200,000-$250,000 | $157,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $548 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$52 | $600 |
| Hail Resistant Roof Discount | -$13 | $639 |
| Newly Constructed Home Discount | -$143 | $508 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
| Home Insurance Company Claverack, NY | Homeowners Insurance Agency Claverack, NY | Address | Popularity Score | Distance from Claverack (miles) |
|---|---|---|---|---|
| Travelers | Porto Agency | 332 Main St, Catskill, NY, 12414 | 9.0 | |
| Allstate | Fingar Insurance | 1 Livingston Pkwy, Hudson, NY, 12534 | 4.9 | |
| Liberty Mutual Independent | Kaplan Insurance Agency Inc | 12 Barrister' S Row, Wappingers Falls, NY, 12590 | 46.1 | |
| Liberty Mutual Independent | Masterson Insurance Agency Inc | 3107 Route 22, Patterson, NY, 12563 | 48.7 | |
| Allstate | Tim Berryhill | 1789 Western Ave, Albany, NY, 12203 | 33.7 | |
| Allstate | Nancy Schneider-Viglotti | 2591 South Ave, Wappingers Falls, NY, 12590 | 44.7 | |
| Liberty Mutual Independent | Kraus-Ritter Insurance | 1081 Main St Suite J, Fishkill, NY, 12524 | 48.5 | |
| Travelers | Brinckerhoff & Neuville Inc | 1134 Main St, Fishkill, NY, 12524 | 48.4 | |
| Allstate | Kirk Sinkins | 98 Everett Rd, Albany, NY, 12205 | 33.0 | |
| Travelers | Ralph V Ellis Insurance Agency | 85 Civic Ctr Plz Ste 102, Poughkeepsie, NY, 12601 | 37.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,620 | $780 |
| Columbia County, NY | $224,600 | $828 | $600 | $1,150 | $550 |
| Claverack, NY | $202,200 | $652 | $440 | $910 | $470 |
| Sheffield, MA | $286,400 | $1,175 | $860 | $1,630 | $770 |
| Sharon, CT | $408,500 | $1,666 | $1,220 | $2,380 | $1,160 |
| Hurley, NY | $235,000 | $752 | $550 | $1,060 | $510 |
| Hyde Park, NY | $219,800 | $703 | $510 | $1,010 | $500 |
| Pleasant Valley, NY | $244,600 | $785 | $530 | $1,090 | $560 |
| Rensselaer County, NY | $183,400 | $698 | $480 | $990 | $510 |
| Peru, MA | $185,800 | $920 | $650 | $1,280 | $630 |
| New Paltz, NY | $304,000 | $869 | $630 | $1,210 | $580 |
| Adams, MA | $152,000 | $712 | $520 | $1,000 | $480 |
| Duanesburg, NY | $209,200 | $671 | $460 | $950 | $490 |