Gavop shows you how to buy homeowners insurance in Turner, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $162,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $182,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $284,000 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $194,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $557 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$55 | $632 |
| Hail Resistant Roof Discount | -$21 | $667 |
| Newly Constructed Home Discount | -$172 | $515 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,218 |
| Home Insurance Company Turner, ME | Homeowners Insurance Agency Turner, ME | Address | Popularity Score | Distance from Turner (miles) |
|---|---|---|---|---|
| Travelers | Noyes Hall & Allen Insurance | 170 Ocean St, South Portland, ME, 4106 | 43.4 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 42.6 | |
| State Farm | Michelle Raber | 696 Us Route 1, Scarborough, ME, 04074-9741 | 49.0 | |
| Allstate | Jane R Bell | 36 Main St, Gorham, ME, 4038 | 41.5 | |
| State Farm | Chris Grimes | 20 Bath Rd, Brunswick, ME, 04011-2604 | 28.6 | |
| State Farm | Luanne Cameron | 111 Ossipee Trl E Ste 1149, Standish, ME, 04084-6421 | 39.7 | |
| State Farm | Mike Sprague | 472b Main Street Unit 9, Damariscotta, ME, 4543 | 39.8 | |
| Travelers | Cross Insurance | 5 Chandler Dr, Bath, ME, 4530 | 32.3 | |
| Nationwide | Casey Brougham Agency | 513 Sabattus Stfl 1, Lewiston, ME, 4240 | 11.7 | |
| Travelers | Richmond Insurance Agency D/B/A Gosline-Murchie Agency | 94 Main St, Richmond, ME, 4357 | 25.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $520 | $1,020 | $500 |
| Androscoggin County, ME | $152,000 | $664 | $460 | $940 | $480 |
| Turner, ME | $179,600 | $687 | $470 | $960 | $490 |
| Minot, ME | $185,300 | $749 | $530 | $1,040 | $510 |
| Jay, ME | $132,500 | $641 | $460 | $900 | $440 |
| Gilead, ME | $153,100 | $687 | $490 | $950 | $460 |
| Starks, ME | $84,600 | $504 | $370 | $700 | $330 |
| Arrowsic, ME | $337,100 | $1,021 | $700 | $1,450 | $750 |
| Portland, ME | $261,100 | $846 | $580 | $1,200 | $620 |
| New Portland, ME | $117,700 | $604 | $440 | $830 | $390 |
| Porter, ME | $140,300 | $659 | $470 | $940 | $470 |
| Friendship, ME | $168,300 | $718 | $510 | $1,000 | $490 |