Gavop's guide to buying homeowners insurance in Anderson Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $123,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $101,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $234,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $138,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $676 |
| Superior Protection Discount | -$72 | $724 |
| Fire & Security Discount | -$72 | $724 |
| Hail Resistant Roof Discount | -$16 | $780 |
| Newly Constructed Home Discount | -$191 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harnett County | $1,500 | $795 | $2,295 | $578 | $2,078 | $217 |
| Anderson Creek, NC | $2,500 | $786 | $3,286 | $571 | $3,071 | $215 |
| Grove, NC | $300 | $666 | $966 | $484 | $784 | $182 |
| Grays Creek, NC | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| Oakland, NC | $500 | $1,103 | $1,603 | $801 | $1,301 | $301 |
| Bowmore, NC | $700 | $650 | $1,350 | $472 | $1,172 | $178 |
| Siler City, NC | $100 | $602 | $702 | $437 | $537 | $164 |
| Lumberton, NC | $1,000 | $584 | $1,584 | $425 | $1,425 | $160 |
| Rocky Springs, NC | $1,000 | $379 | $1,379 | $276 | $1,276 | $104 |
| Chapel Hill, NC | $500 | $1,385 | $1,885 | $1,007 | $1,507 | $379 |
| Dobbins Heights, NC | $1,500 | $321 | $1,821 | $233 | $1,733 | $88 |
| Home Insurance Company Anderson Creek, NC | Homeowners Insurance Agency Anderson Creek, NC | Address | Popularity Score | Distance from Anderson Creek (miles) |
|---|---|---|---|---|
| Travelers | Frederick Insurance & Benefits | 8317 Six Forks Rd. Ste 103, Raleigh, NC, 27615 | 45.8 | |
| Allstate | Todd Mendler | 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606 | 35.9 | |
| Allstate | Raymond Collins | 1777 Fordham Blvd Ste 101, Chapel Hill, NC, 27514 | 46.6 | |
| Travelers | Brightway Insurance | 2456 Sw Cary Pkwy, Cary, NC, 27513 | 34.5 | |
| State Farm | Chris Vecchio | 10970 Chapel Hill Rd Ste 106, Morrisville, NC, 27560-6238 | 40.6 | |
| State Farm | Brian Hicks | 6791 Overhills Rd, Spring Lake, NC, 28390-8873 | 1.9 | |
| Allstate | Ben Reece | 104 Nc Highway 54 Ste H, Carrboro, NC, 27510 | 45.3 | |
| Allstate | Tri-Co Inc | 25 E Harnt St Po Box 997, Lillington, NC, 27546 | 11.1 | |
| Allstate | Bonnita Hargis | 1620 Mlk Jr Blvd Ste 104, Raleigh, NC, 27610 | 47.7 | |
| Allstate | John Catalano | 5613 Duraleigh Rd Ste 141, Raleigh, NC, 27612 | 42.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,220 | $590 |
| Harnett County, NC | $144,700 | $805 | $580 | $1,140 | $560 |
| Anderson Creek, NC | $175,800 | $795 | $550 | $1,100 | $550 |
| Grove, NC | $120,500 | $674 | $450 | $950 | $500 |
| Grays Creek, NC | $180,000 | $808 | $560 | $1,120 | $560 |
| Oakland, NC | $229,300 | $1,116 | $810 | $1,540 | $730 |
| Bowmore, NC | $106,700 | $658 | $470 | $910 | $440 |
| Siler City, NC | $106,100 | $609 | $440 | $860 | $420 |
| Lumberton, NC | $102,400 | $591 | $400 | $820 | $420 |
| Rocky Springs, NC | $59,400 | $384 | $260 | $530 | $270 |
| Chapel Hill, NC | $370,700 | $1,402 | $1,000 | $2,010 | $1,010 |
| Dobbins Heights, NC | $50,600 | $325 | $230 | $450 | $220 |