Gavop tells you how to get the best homeowners insurance in Liberty, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Liberty, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 4010, Lake Chaarlotte Rd, Marblehead St, Hwy 146 S, Reese St, Little John Ln, Magnolia, Co Rd 6472, FM 770S, Bowie St | $125,000 | $120,000 | $125,000-$150,000 | $101,500 | $90,000 | $75,000-$100,000 |
| River Rd, Fregia Rd, Duff Rd, Co Rd 4534, E Lawrence St, Elm Ln, Co Rd 6510, Woodard, Louviere St, Aaron St | $142,500 | $120,000 | $125,000-$150,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Shanks Ave, Scout St, Martin St, Nebraska Rd, Cr 2042, Martin L King St N, Co Rd 2017, R 6401, Co Rd 4322, Wiggins Ln | $126,500 | $110,000 | $125,000-$150,000 | $112,000 | $90,000 | $75,000-$100,000 |
| Lillard Ln, Friend St, Co Rd 453, Co Rd 182, Martin Dr, Ave F, Lone Oak, Co Rd 4263, S Martin Luther King Dr, Co Rd 6392 | $90,500 | $70,000 | $75,000-$100,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Co Rd 2043, E Woodhollow Rd, E Waring St, Co Rd 2003, Hollywood Ave, Co Rd 2432, Entzminger St, Newman St, Jessica St, Lauren | $112,000 | $100,000 | $100,000-$125,000 | $117,000 | $100,000 | $125,000-$150,000 |
| Milam St, Post Oak, Co Rd 6494, County Line Rd, Briargrove St, Co Rd 441, Presnull, Commerce St, Cr 6767, Woodland Hill | $164,500 | $140,000 | $125,000-$150,000 | $134,500 | $110,000 | $150,000-$175,000 |
| Cr 2050, Spr Forrest Dr, Cook, Pvt Rd 138, Co Rd 4536, Carter St, Nueces Rd, State Spur 227, Cr 133, Larson St | $69,500 | $60,000 | $50,000-$75,000 | $56,500 | $50,000 | $50,000-$75,000 |
| Co Rd 6479, W Oak, John St, Cr 6500, Co Rd 1052, Ashly St, Co Rd 2419, Co Rd 4016, Co Rd 4711, Cr 133N | $153,500 | $140,000 | $125,000-$150,000 | $74,000 | $70,000 | $50,000-$75,000 |
| Co Rd 6330, Co Rd 4002, Oak, Ross St, River Bend Rd, Cr 2059, Co Rd 4265, W Lawrence St, Rd 451, Glass St | $99,500 | $90,000 | $100,000-$125,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Pine St, Co Rd 6490, San Jacinto St, Co Rd 6498, W Cormier St, FM 770 N, Atascosita Trl, Gants Rd, W Lake Rd, Mountain Pass | $132,000 | $120,000 | $100,000-$125,000 | $117,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $824 |
| Superior Protection Discount | -$90 | $914 |
| Fire & Security Discount | -$100 | $904 |
| Hail Resistant Roof Discount | -$20 | $984 |
| Newly Constructed Home Discount | -$281 | $723 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Liberty County | $2,000 | $1,322 | $3,322 | $961 | $2,961 | $361 |
| Liberty, TX | $1,000 | $992 | $1,992 | $721 | $1,721 | $271 |
| Hardin-Rye, TX | $200 | $1,572 | $1,772 | $1,142 | $1,342 | $430 |
| Highlands, TX | $1,000 | $1,046 | $2,046 | $760 | $1,760 | $286 |
| Saratoga-Batson, TX | $300 | $1,235 | $1,535 | $898 | $1,198 | $338 |
| Channelview, TX | $1,000 | $1,376 | $2,376 | $1,000 | $2,000 | $376 |
| Cloverleaf, TX | $400 | $1,045 | $1,445 | $759 | $1,159 | $285 |
| Spring, TX | $2,000 | $1,465 | $3,465 | $1,064 | $3,064 | $400 |
| Woodloch, TX | $100 | $1,650 | $1,750 | $1,199 | $1,299 | $451 |
| Southside Place, TX | $1,000 | $1,212 | $2,212 | $881 | $1,881 | $331 |
| Hilshire Village, TX | $500 | $831 | $1,331 | $604 | $1,104 | $227 |
| Santa Fe, TX | $700 | $977 | $1,677 | $710 | $1,410 | $267 |
| Home Insurance Company Liberty, TX | Homeowners Insurance Agency Liberty, TX | Address | Popularity Score | Distance from Liberty (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Baty & Associates Llc | 9575 Katy Fwy Ste 450, Houston, TX, 77024 | 48.1 | |
| State Farm | Trey White | 104 S Lhs Dr Ste D, Lumberton, TX, 77657-8696 | 37.0 | |
| State Farm | Johnny White | 549 N Fm 270 Rd Ste 100, League City, TX, 77573-3237 | 40.4 | |
| Farmers | Daniel Medina | 7921 Park Place Blvd, Houston, TX, 77087 | 38.8 | |
| Liberty Mutual Independent | Zuber Insurance Agency Inc | 4635 Southwest Fwy Ste 700, Houston, TX, 77027 | 45.7 | |
| Farmers | Rob Schmerler | 6575 West Loop S Ste 185, Bellaire, TX, 77401 | 46.7 | |
| State Farm | Cody Mccown | 3600 Fm 1488 Rd Ste 150, The Woodlands, TX, 77384-3867 | 45.5 | |
| Farmers | Chung Lin | 6776 Southwest Fwy Ste 280, Houston, TX, 77074 | 48.7 | |
| Liberty Mutual Independent | Hotchkiss Insurance Agency Llc | 13430 Northwest Hwy Ste 600, Houston, TX, 77040 | 45.3 | |
| Allstate | Sean Mertz | 5311 Fm 1960 Rd E Ste F, Humble, TX, 77346 | 24.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Liberty County, TX | $93,200 | $1,338 | $880 | $2,060 | $1,180 |
| Liberty, TX | $96,400 | $1,004 | $660 | $1,550 | $890 |
| Hardin-Rye, TX | $116,900 | $1,591 | $1,050 | $2,450 | $1,400 |
| Highlands, TX | $100,700 | $1,059 | $700 | $1,630 | $930 |
| Saratoga-Batson, TX | $51,800 | $1,250 | $830 | $1,930 | $1,100 |
| Channelview, TX | $106,600 | $1,393 | $920 | $2,150 | $1,230 |
| Cloverleaf, TX | $100,200 | $1,057 | $700 | $1,630 | $930 |
| Spring, TX | $132,200 | $1,482 | $980 | $2,280 | $1,300 |
| Woodloch, TX | $139,000 | $1,670 | $1,100 | $2,570 | $1,470 |
| Southside Place, TX | $1,184,600 | $1,227 | $810 | $1,890 | $1,080 |
| Hilshire Village, TX | $850,000 | $841 | $550 | $1,290 | $740 |
| Santa Fe, TX | $159,800 | $988 | $650 | $1,520 | $870 |