Gavop shows you how to buy homeowners insurance in Calistoga, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $132,500 | $120,000 | $100,000-$125,000 |
| 2 Bedroom | $310,500 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $479,500 | $450,000 | $350,000-$400,000 |
| 4 Bedroom | $652,500 | $560,000 | $600,000-$700,000 |
| 5 Bedroom | $1,050,500 | $980,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $820 |
| Superior Protection Discount | -$89 | $899 |
| Fire & Security Discount | -$89 | $899 |
| Hail Resistant Roof Discount | -$30 | $959 |
| Newly Constructed Home Discount | -$208 | $781 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Calistoga, CA | Homeowners Insurance Agency Calistoga, CA | Address | Popularity Score | Distance from Calistoga (miles) |
|---|---|---|---|---|
| Travelers | North Bay Insurance Brokers Inc | 25 Mcdonell St, Sonoma, CA, 95476 | 24.3 | |
| Farmers | Rafael Gutierrez | 141 Stony Cir Ste 185, Santa Rosa, CA, 95401 | 18.2 | |
| Allstate | Alissa Gutierres | 3237 Alhambra Ave Ste 3, Martinez, CA, 94553 | 48.9 | |
| Travelers | Larry Tencer Insurance Agency | 191 Lynch Creek Way Ste 203, Petaluma, CA, 94954 | 27.4 | |
| State Farm | David Recoder | 1333 San Pablo Ave, Pinole, CA, 94564-2431 | 45.4 | |
| Farmers | Michael Rosetti | 835 Piner Rd, Santa Rosa, CA, 95403 | 16.1 | |
| State Farm | Mark Bucklew | 2489 San Pablo Ave, Pinole, CA, 94564-1706 | 45.5 | |
| State Farm | Kris Kelson | 50 Greenfield Ave, San Anselmo, CA, 94960-2415 | 45.7 | |
| Travelers | Minto & Wilkie Insurance | 1235 Fourth St, San Rafael, CA, 94901 | 45.9 | |
| Farmers | Siamak Bagheri | 420 Appian Way, El Sobrante, CA, 94803 | 47.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Napa County, CA | $560,500 | $1,484 | $1,100 | $2,020 | $920 |
| Calistoga, CA | $596,500 | $988 | $730 | $1,340 | $610 |
| Hidden Valley Lake, CA | $257,000 | $678 | $500 | $920 | $420 |
| Windsor, CA | $504,500 | $969 | $720 | $1,320 | $600 |
| Boyes Hot Springs, CA | $495,200 | $1,007 | $750 | $1,370 | $620 |
| Clearlake, CA | $96,600 | $1,046 | $770 | $1,420 | $650 |
| Petaluma, CA | $509,000 | $1,373 | $1,020 | $1,870 | $850 |
| Northwest Marin, CA | $861,800 | $2,295 | $1,700 | $3,120 | $1,420 |
| Santa Venetia, CA | $706,800 | $1,979 | $1,460 | $2,690 | $1,230 |
| Corte Madera, CA | $1,144,800 | $944 | $700 | $1,280 | $580 |
| East Richmond Heights, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |