Gavop shows you how to buy homeowners insurance in Dalhart, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Dalhart, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Osceola Ave, W 9th St, Michigan St, Prairie Grass Trl, Edward St, Minnie Mack Ln, Ben Tom Rd, Conlen Ave, W 10th St, Smith Ln | $134,500 | $110,000 | $125,000-$150,000 | $107,500 | $100,000 | $100,000-$125,000 |
| Quail Dr, Mackey Rd, FM 1727, Artho Rd, FM 807, E 11th St, Decker Rd, James St, 2nd St, Summerour Ln | $76,500 | $70,000 | $50,000-$75,000 | $96,000 | $80,000 | $100,000-$125,000 |
| Blair St, W Lincoln St, State Hwy 102, Bryant Rd, Hurber Rd, Day Ln, US Hwy 54, Cammack St, Ranch Rd 3110, Taylor St | $118,000 | $100,000 | $125,000-$150,000 | $112,000 | $90,000 | $75,000-$100,000 |
| Circle Dr, French Rd, Dallam St, Main St, N Norman Ave, Kendrick Ave, Colorado St, Cherry Ave, Lamberger Ln, Ash Ave | $136,500 | $130,000 | $100,000-$125,000 | $96,000 | $80,000 | $75,000-$100,000 |
| Farris Rd, W 3rd St, Liberal St, Truck Line Rd, E High Lonesome Rd, Tascosa St, New York St, Noble Rd, Ranch Rd 3489, Debbie Rd | $143,500 | $120,000 | $125,000-$150,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $815 |
| Superior Protection Discount | -$91 | $916 |
| Fire & Security Discount | -$111 | $896 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$201 | $805 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallam County | $700 | $986 | $1,686 | $717 | $1,417 | $270 |
| Dalhart, TX | $2,500 | $994 | $3,494 | $723 | $3,223 | $272 |
| Hartley, TX | $100 | $1,529 | $1,629 | $1,111 | $1,211 | $418 |
| Channing, TX | $2,000 | $1,330 | $3,330 | $966 | $2,966 | $363 |
| Texline, TX | $100 | $1,441 | $1,541 | $1,048 | $1,148 | $394 |
| Dumas, TX | $2,000 | $969 | $2,969 | $704 | $2,704 | $265 |
| Sherman County, TX | $100 | $1,023 | $1,123 | $743 | $843 | $279 |
| Felt, OK | $2,500 | $829 | $3,329 | $602 | $3,102 | $227 |
| Texhoma, TX | $100 | $1,437 | $1,537 | $1,044 | $1,144 | $393 |
| Clayton, NM | $2,000 | $667 | $2,667 | $485 | $2,485 | $182 |
| Clayton South, NM | $300 | $684 | $984 | $497 | $797 | $187 |
| Home Insurance Company Dalhart, TX | Homeowners Insurance Agency Dalhart, TX | Address | Popularity Score | Distance from Dalhart (miles) |
|---|---|---|---|---|
| State Farm | Kyle Grimsley | 601 E 7th St, Dalhart, TX, 79022-3728 | 0.3 | |
| State Farm | Sue Holt | 1545 S Dumas Ave, Dumas, TX, 79029-5517 | 33.4 | |
| State Farm | Brett Stegall | 610 E 1st St, Dumas, TX, 79029-3216 | 33.4 | |
| Travelers | Insurance Associate | 709 Denver, Dalhart, TX, 79022 | 0.6 | |
| Farmers | Ricky Taylor | 701 S Bliss Ave, Dumas, TX, 79029 | 33.2 | |
| Travelers | Crop Insurance Solutions Llc | 205 N Ave , Dumas, TX, 79029 | 32.9 | |
| Travelers | Crop Insurance Solutions Llc | 205 N Dumas Ave, Dumas, TX, 79029 | 32.9 | |
| Farmers | Joanie Ivy | Po Box 1167, Stratford, TX, 79084 | 31.2 | |
| State Farm | Sue Holt | 1545 S. Dumas Ave, Dumas, TX, 79029 | 33.4 | |
| Travelers | Stidham Insurance Agcy | 200 E First St, Dumas, TX, 79029 | 33.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Dallam County, TX | $77,000 | $998 | $660 | $1,540 | $880 |
| Dalhart, TX | $97,200 | $1,006 | $660 | $1,550 | $890 |
| Hartley, TX | $106,500 | $1,548 | $1,020 | $2,380 | $1,360 |
| Channing, TX | $66,900 | $1,346 | $890 | $2,070 | $1,180 |
| Texline, TX | $87,500 | $1,459 | $960 | $2,250 | $1,290 |
| Dumas, TX | $110,900 | $980 | $650 | $1,510 | $860 |
| Sherman County, TX | $86,800 | $1,035 | $680 | $1,590 | $910 |
| Felt, OK | $50,000 | $839 | $600 | $1,180 | $580 |
| Texhoma, TX | $86,400 | $1,454 | $960 | $2,240 | $1,280 |
| Clayton, NM | $76,100 | $675 | $490 | $970 | $480 |
| Clayton South, NM | $82,600 | $692 | $510 | $980 | $470 |