Gavop's guide to buying homeowners insurance in Jackson County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $97,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $99,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $134,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $165,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $683 |
| Superior Protection Discount | -$71 | $723 |
| Fire & Security Discount | -$56 | $739 |
| Hail Resistant Roof Discount | -$16 | $778 |
| Newly Constructed Home Discount | -$175 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $785 | $1,785 | $570 | $1,570 | $214 |
| Jackson County, OH | $700 | $785 | $1,485 | $570 | $1,270 | $214 |
| Piketon, OH | $400 | $609 | $1,009 | $442 | $842 | $166 |
| West Portsmouth, OH | $1,000 | $538 | $1,538 | $391 | $1,391 | $147 |
| Lawrence County, OH | $100 | $602 | $702 | $437 | $537 | $164 |
| Sunfish, OH | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| Greenup, KY | $400 | $649 | $1,049 | $472 | $872 | $177 |
| Buchtel, OH | $2,000 | $552 | $2,552 | $401 | $2,401 | $151 |
| Chesapeake, OH | $400 | $572 | $972 | $416 | $816 | $156 |
| Carthage, OH | $2,500 | $645 | $3,145 | $469 | $2,969 | $176 |
| Garrison, KY | $400 | $644 | $1,044 | $468 | $868 | $176 |
| Circleville, OH | $2,500 | $617 | $3,117 | $449 | $2,949 | $169 |
| Home Insurance Company Jackson County, OH | Homeowners Insurance Agency Jackson County, OH | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Saunders Insurance Agency | 437 2nd Ave, Gallipolis, OH, 45631 | 26.2 | |
| Erie | Gustin Insurance Agency Inc. | 110 W 2nd Street, Chillicothe, OH, 45601 | 29.8 | |
| State Farm | Jim Fox | 121 W 6th Ave, Lancaster, OH, 43130-2587 | 48.7 | |
| Liberty Mutual Independent | Sheward Insurance Agency | 738 E Main St, Jackson, OH, 45640 | 2.2 | |
| State Farm | Chuck Winderl | 501 Richland Ave, Athens, OH, 45701-3704 | 34.1 | |
| Nationwide | Christopher B Febes | 171 E Sixth Ave Ste A, Lancaster, OH, 43130-2504 | 48.7 | |
| Nationwide | Virgil E Hamilton | 504 Mccarty Lane Ste 2, Jackson, OH, 45640-7019 | 1.4 | |
| State Farm | Kip Nungester | 150 W Main St, Circleville, OH, 43113-1620 | 44.4 | |
| State Farm | Doug Turnbull | 537 N Court St, Circleville, OH, 43113-1201 | 44.6 | |
| Erie | Putnam White Lewis Insurance Agency Inc. | 2751 W Fair Avenue, Lancaster, OH, 43130 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Jackson County, OH | $93,900 | $794 | $580 | $1,100 | $520 |
| Jackson County, OH | $93,900 | $794 | $560 | $1,140 | $580 |
| Piketon, OH | $97,000 | $616 | $440 | $840 | $400 |
| West Portsmouth, OH | $74,100 | $545 | $400 | $770 | $370 |
| Lawrence County, OH | $101,500 | $609 | $420 | $870 | $450 |
| Sunfish, OH | $107,600 | $645 | $450 | $900 | $450 |
| Greenup, KY | $99,000 | $657 | $450 | $930 | $480 |
| Buchtel, OH | $78,300 | $559 | $400 | $790 | $390 |
| Chesapeake, OH | $84,800 | $579 | $420 | $830 | $410 |
| Carthage, OH | $110,600 | $653 | $470 | $890 | $420 |
| Garrison, KY | $70,500 | $652 | $470 | $910 | $440 |
| Circleville, OH | $118,200 | $625 | $430 | $890 | $460 |