Gavop tells you how to get the best homeowners insurance in Phillips County, AR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $80,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $155,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $189,500 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $588 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$56 | $645 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$203 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Phillips County | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Phillips County, AR | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Point Deluce, AR | $2,000 | $1,228 | $3,228 | $892 | $2,892 | $336 |
| Fleener, AR | $200 | $894 | $1,094 | $650 | $850 | $244 |
| Mill Bayou, AR | $2,000 | $872 | $2,872 | $634 | $2,634 | $238 |
| Roc Roe, AR | $500 | $802 | $1,302 | $583 | $1,083 | $219 |
| De Valls Bluff, AR | $2,000 | $749 | $2,749 | $544 | $2,544 | $205 |
| Watson, AR | $300 | $658 | $958 | $478 | $778 | $180 |
| Home Insurance Company Phillips County, AR | Homeowners Insurance Agency Phillips County, AR | Address | Popularity Score | Distance from Phillips County (miles) |
|---|---|---|---|---|
| Allstate | The Jacobs Company | 922 S Main St, Stuttgart, AR, 72160 | 40.5 | |
| State Farm | Cedric Williams | 1022 N Washington St, Forrest City, AR, 72335-2857 | 41.0 | |
| State Farm | Anna Grizzle | 337 W Cypress St, Brinkley, AR, 72021-2734 | 37.5 | |
| State Farm | Don Warren | 614 Oakland Ave, Helena, AR, 72342-1504 | 15.1 | |
| Farmers | Howard Miller | 524 E Broadway St, Forrest City, AR, 72335 | 40.4 | |
| Farmers | Kevin Smith | 420 Porter St, Helena, AR, 72342 | 16.5 | |
| Farmers | Joann Smith | 420 Porter St, Helena, AR, 72342 | 16.5 | |
| State Farm | Mike Lawyer | 803 N Washington St, Forrest City, AR, 72335-2823 | 40.8 | |
| State Farm | David Horton | 202 W Cross St, Dewitt, AR, 72042-1912 | 29.3 | |
| State Farm | Duane Davis | 620 S Main St, Stuttgart, AR, 72160-4804 | 40.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,490 | $720 |
| Phillips County, AR | $67,100 | $701 | $480 | $960 | $480 |
| Phillips County, AR | $67,100 | $701 | $480 | $990 | $510 |
| Point Deluce, AR | $153,600 | $1,243 | $890 | $1,750 | $860 |
| Fleener, AR | $80,700 | $905 | $660 | $1,290 | $630 |
| Mill Bayou, AR | $76,400 | $883 | $640 | $1,260 | $620 |
| Roc Roe, AR | $63,000 | $812 | $550 | $1,130 | $580 |
| De Valls Bluff, AR | $53,000 | $758 | $520 | $1,050 | $530 |
| Watson, AR | $36,700 | $666 | $470 | $930 | $460 |