Gavop tells you how to get the best homeowners insurance in Amelia County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $160,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $227,500 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $272,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $383,500 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $586 |
| Superior Protection Discount | -$71 | $636 |
| Fire & Security Discount | -$49 | $657 |
| Hail Resistant Roof Discount | -$21 | $685 |
| Newly Constructed Home Discount | -$162 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Amelia County | $2,500 | $698 | $3,198 | $507 | $3,007 | $191 |
| Amelia County, VA | $1,500 | $698 | $2,198 | $507 | $2,007 | $191 |
| Manchester, VA | $500 | $665 | $1,165 | $483 | $983 | $182 |
| Kenbridge, VA | $1,000 | $605 | $1,605 | $439 | $1,439 | $165 |
| Beaver Creek, VA | $500 | $689 | $1,189 | $500 | $1,000 | $188 |
| Varina, VA | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Columbia, VA | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Lawrenceville, VA | $1,500 | $480 | $1,980 | $349 | $1,849 | $131 |
| Charlotte County, VA | $300 | $901 | $1,201 | $655 | $955 | $246 |
| Hanover, VA | $1,500 | $1,040 | $2,540 | $756 | $2,256 | $284 |
| Palmyra, VA | $200 | $784 | $984 | $570 | $770 | $214 |
| Scottsville, VA | $1,000 | $780 | $1,780 | $567 | $1,567 | $213 |
| Home Insurance Company Amelia County, VA | Homeowners Insurance Agency Amelia County, VA | Address | Popularity Score | Distance from Amelia County (miles) |
|---|---|---|---|---|
| Allstate | Christopher Goodin | 1800 Southcreek One Ste E, Powhatan, VA, 23139 | 16.3 | |
| State Farm | Walt Harris | 3468 Lauderdale Drive, Richmond, VA, 23233-7529 | 28.9 | |
| Travelers | Blankenship Insurance Services Llc | 13510 E. Boundary Road Suite 203, Midlothian, VA, 23112 | 20.0 | |
| Erie | Sada Insurance Agency Inc. | 13615 Genito Road Suite 2d, Midlothian, VA, 23112 | 19.8 | |
| Allstate | Southside Insurers | 114 E Atlantic Street, South Hill, VA, 23970 | 42.6 | |
| State Farm | Ken Loving | 125 Thompson St, Ashland, VA, 23005-1511 | 40.0 | |
| Allstate | Tabetha Campbell-Thompson | 7012 Woodlake Commons Loop, Midlothian, VA, 23112 | 16.8 | |
| State Farm | Cindy Shumaker | 6061 Harbour Park Drive, Midlothian, VA, 23112-2160 | 19.0 | |
| State Farm | Chris Smith | 4946 Millridge Pkwy E, Midlothian, VA, 23112-4859 | 19.7 | |
| Liberty Mutual Independent | Tabb Brockenbrough & Ragland | 4905 Dickens Rd Ste 200, Richmond, VA, 23230 | 32.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,310 | $660 |
| Amelia County, VA | $185,100 | $706 | $500 | $1,000 | $500 |
| Amelia County, VA | $185,100 | $706 | $480 | $970 | $490 |
| Manchester, VA | $168,100 | $673 | $460 | $930 | $470 |
| Kenbridge, VA | $112,700 | $612 | $410 | $840 | $430 |
| Beaver Creek, VA | $134,100 | $697 | $490 | $970 | $480 |
| Varina, VA | $164,400 | $664 | $480 | $920 | $440 |
| Columbia, VA | $213,400 | $893 | $650 | $1,220 | $570 |
| Lawrenceville, VA | $87,100 | $486 | $350 | $680 | $330 |
| Charlotte County, VA | $107,500 | $912 | $660 | $1,290 | $630 |
| Hanover, VA | $335,900 | $1,053 | $750 | $1,460 | $710 |
| Palmyra, VA | $250,400 | $794 | $580 | $1,130 | $550 |
| Scottsville, VA | $246,000 | $790 | $530 | $1,100 | $570 |