Gavop's guide to buying homeowners insurance in Calhoun County, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Calhoun County, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hamilton Rd, 21 Mile Rd, 23rd St S, Oak, Wa Wee Nork Dr, Charlemagne Blvd, Stringham Rd, North Ln, 14 Mile Rd, Bedford Rd N | $82,500 | $70,000 | $75,000-$100,000 | $76,000 | $70,000 | $50,000-$75,000 |
| Pepperidge Ln, E Broadwell St, N la Vista Blvd, Canright St, N Berrien St, Cohasset Ave, 16 Mile Rd, Forest Ct, N Superior St, 11 1/2 Mile Rd | $101,500 | $90,000 | $100,000-$125,000 | $63,500 | $60,000 | $50,000-$75,000 |
| Circle Dr, S Kendall St, Westover St, Evergreen Rd, Canterbury Park, Edison Ave, Rook Ct, New England Ave, Susan Dr, W Leigh St | $113,000 | $90,000 | $100,000-$125,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Denso Rd, 12 1/2 Mile Rd, Sonoma Rd, Sawgrass Cir, Kings Ct, Morley St, Robins Ln, Keefer Dr, Apperson Rd, Eastway Dr S | $212,000 | $190,000 | $200,000-$250,000 | $160,500 | $140,000 | $175,000-$200,000 |
| N Marshall Ave, Industrial Blvd, River Rd, Sheridan Ct, C-Drive N, S 23rd St, Kedzie Ct, Military St, S 28th St, Fox Ave | $103,500 | $90,000 | $100,000-$125,000 | $98,000 | $80,000 | $75,000-$100,000 |
| Willow St, Thorne St, W Allen St, Bard St, N Linden St, Niepoth St, W North St, Ottawa Trl, S 20th St, Taylor Ave | $126,000 | $120,000 | $100,000-$125,000 | $78,000 | $70,000 | $75,000-$100,000 |
| S Hamilton St, 25 1/2 Mile Rd, River Oaks Blvd, Perry Rd, 18 1/2 Mile Rd, N Ingham St, Indian Rd, Geneva Ave, Violet Ln, S 21st St | $82,500 | $80,000 | $75,000-$100,000 | $83,000 | $80,000 | $75,000-$100,000 |
| Winding Wood Way, S Ave A, Oak Ln, Grand Castle Ter, Meadowview Dr, Iroquois Ave, Oak Hill Dr, Country Club Blvd, Bignell St, Division St N | $185,500 | $160,000 | $200,000-$250,000 | $142,000 | $120,000 | $125,000-$150,000 |
| 17th St, Guest St, Brookfield Ct, Bellevue Rd, Dream Dr, Helmer Rd N, Cleveland St, Holly Dr, Main St, Mc Allister Rd | $164,500 | $140,000 | $150,000-$175,000 | $89,500 | $80,000 | $100,000-$125,000 |
| First St, Jericho Rd, N Elizabeth St, Hidden Forest Rd, E Elm St, W Chestnut St, US Hwy 27, N 22nd St, Parrott Dr, Laredo Ave | $146,500 | $120,000 | $125,000-$150,000 | $122,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $570 |
| Superior Protection Discount | -$63 | $640 |
| Fire & Security Discount | -$63 | $640 |
| Hail Resistant Roof Discount | -$14 | $689 |
| Newly Constructed Home Discount | -$141 | $563 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calhoun County | $2,500 | $695 | $3,195 | $505 | $3,005 | $190 |
| Calhoun County, MI | $1,500 | $695 | $2,195 | $505 | $2,005 | $190 |
| Carmel, MI | $200 | $797 | $997 | $579 | $779 | $218 |
| Allen, MI | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Tompkins, MI | $300 | $765 | $1,065 | $556 | $856 | $209 |
| Leslie, MI | $1,500 | $782 | $2,282 | $568 | $2,068 | $214 |
| Irving, MI | $200 | $800 | $1,000 | $582 | $782 | $219 |
| Otsego, MI | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Northwest, OH | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Ionia County, MI | $1,000 | $716 | $1,716 | $520 | $1,520 | $196 |
| Lowell charter, MI | $500 | $665 | $1,165 | $483 | $983 | $182 |
| Edon, OH | $2,000 | $542 | $2,542 | $394 | $2,394 | $148 |
| Home Insurance Company Calhoun County, MI | Homeowners Insurance Agency Calhoun County, MI | Address | Popularity Score | Distance from Calhoun County (miles) |
|---|---|---|---|---|
| State Farm | Trinesha Goebel | 708 S Cedar St, Mason, MI, 48854-1585 | 36.7 | |
| Liberty Mutual Independent | The Craft Agency Inc | 2533 Spring Arbor Rd, Jackson, MI, 49203 | 29.1 | |
| State Farm | Kevin Winter | 954 W Monroe St, Jackson, MI, 49202-2065 | 30.1 | |
| State Farm | Jim Hanlin | 806 Coolidge Rd, East Lansing, MI, 48823-2413 | 43.2 | |
| State Farm | Dan Demartin | 2515 E Jolly Rd, Lansing, MI, 48910-8544 | 39.6 | |
| State Farm | Paul Clark | 2861 Capital Ave Sw Ste A, Battle Creek, MI, 49015-6107 | 9.6 | |
| Liberty Mutual Independent | Capital Insurance Services Corporation | 4299 Five Oaks Dr, Lansing, MI, 48911 | 39.5 | |
| State Farm | Michael Mitchell | 1268 E Grand River Rd Ste 2, Williamston, MI, 48895-8300 | 47.3 | |
| State Farm | Brandon Warner | 2504 Spring Arbor Rd, Jackson, MI, 49203-3602 | 29.1 | |
| State Farm | Jeff Kiessling | 676 Capital Ave Sw, Battle Creek, MI, 49015-5030 | 10.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,060 | $540 |
| Calhoun County, MI | $102,600 | $703 | $470 | $1,010 | $540 |
| Calhoun County, MI | $102,600 | $703 | $490 | $1,000 | $510 |
| Carmel, MI | $159,800 | $807 | $560 | $1,150 | $590 |
| Allen, MI | $97,600 | $717 | $490 | $1,010 | $520 |
| Tompkins, MI | $135,500 | $774 | $570 | $1,070 | $500 |
| Leslie, MI | $147,700 | $791 | $540 | $1,090 | $550 |
| Irving, MI | $162,700 | $810 | $580 | $1,150 | $570 |
| Otsego, MI | $129,700 | $643 | $460 | $890 | $430 |
| Northwest, OH | $88,100 | $590 | $400 | $840 | $440 |
| Ionia County, MI | $117,000 | $725 | $530 | $1,000 | $470 |
| Lowell charter, MI | $155,300 | $673 | $490 | $950 | $460 |
| Edon, OH | $75,400 | $549 | $380 | $750 | $370 |