Gavop's guide to buying homeowners insurance in Traverse County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Traverse County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 80, 10th St S, Co Hwy 16, Ash Ave, 6th St S, US Hwy 75, Co Rd 56, Co Rd 95, Co Rd 88, 770 Ave | $92,000 | $80,000 | $75,000-$100,000 | $85,000 | $70,000 | $75,000-$100,000 |
| 650th St, 710th Ave, 790th St, Co Rd 72, 3rd St S, Lincoln St E, 630th Ave, 730th Ave, Logan St N, Rosies Dr | $68,000 | $50,000 | $50,000-$75,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Co Rd 63, 660th Ave, Co Hwy 105, 620th St, W Broadway, 2nd Ave N, 16th St S, Shady Circle Dr, 540th St, 7th St | $78,500 | $70,000 | $50,000-$75,000 | $77,000 | $70,000 | $75,000-$100,000 |
| 14th St, 2nd Ave S, 550th St, E Main St, 570th Ave, 530th St, Oak St S, Walnut St S, Ash St S, 780th St | $72,000 | $60,000 | $75,000-$100,000 | $72,500 | $70,000 | $50,000-$75,000 |
| 11th St, Oak St SE, 700th Ave, Broadway, 7th Ave N, Co Hwy 11, 340th Ave, 14th St N, Co Hwy 9, Halls Dr | $82,500 | $70,000 | $75,000-$100,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $561 |
| Home and Two Car | -$99 | $518 |
| Home and Three Car | -$154 | $462 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Traverse County | $1,500 | $609 | $2,109 | $443 | $1,943 | $166 |
| Traverse County, MN | $2,500 | $609 | $3,109 | $443 | $2,943 | $166 |
| White Rock, SD | $100 | $1,041 | $1,141 | $757 | $857 | $285 |
| Brandrup, MN | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Claire City, SD | $500 | $636 | $1,136 | $462 | $962 | $174 |
| Brandenburg, ND | $1,000 | $1,009 | $2,009 | $733 | $1,733 | $276 |
| Hodges, MN | $400 | $1,485 | $1,885 | $1,079 | $1,479 | $406 |
| Hancock, MN | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Urness, MN | $500 | $1,184 | $1,684 | $860 | $1,360 | $323 |
| New Prairie, MN | $2,000 | $1,285 | $3,285 | $934 | $2,934 | $351 |
| Moe, MN | $500 | $1,396 | $1,896 | $1,015 | $1,515 | $382 |
| Homestead, ND | $2,500 | $1,099 | $3,599 | $798 | $3,298 | $300 |
| Home Insurance Company Traverse County, MN | Homeowners Insurance Agency Traverse County, MN | Address | Popularity Score | Distance from Traverse County (miles) |
|---|---|---|---|---|
| Travelers | Mullen Insurance Agency | 220 W Cavour, Fergus Falls, MN, 56537 | 40.4 | |
| Travelers | Rentz Agency Inc | 517 Atlantic Ave, Morris, MN, 56267 | 30.6 | |
| State Farm | Paul Letendre | 714 Atlantic Ave Ste 6, Morris, MN, 56267-1191 | 30.7 | |
| Allstate | Rohde Insurance Services | 1213 N Union Ave, Fergus Falls, MN, 56537 | 41.0 | |
| Travelers | Amp Insurance | 920 Pebble Lake Rd, Fergus Falls, MN, 56357 | 40.2 | |
| State Farm | Chris Buckingham | 400 N Main St, Starbuck, MN, 56381-0018 | 46.9 | |
| State Farm | Nate Vandervelde | 143 N Miles St, Appleton, MN, 56208-1378 | 45.1 | |
| State Farm | Mike Gail | 1602 Broadway, Wheaton, MN, 56296-1053 | 2.8 | |
| State Farm | Brenda Fischer | 29 Central Ave N, Elbow Lake, MN, 56531 | 28.5 | |
| State Farm | Jan Scriver | 123 2nd St Nw, Ortonville, MN, 56278 | 32.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,700 | $900 |
| Traverse County, MN | $79,800 | $617 | $410 | $850 | $440 |
| Traverse County, MN | $79,800 | $617 | $440 | $850 | $410 |
| White Rock, SD | $175,000 | $1,054 | $760 | $1,440 | $680 |
| Brandrup, MN | $102,100 | $793 | $580 | $1,130 | $550 |
| Claire City, SD | $55,000 | $644 | $430 | $910 | $480 |
| Brandenburg, ND | $138,400 | $1,021 | $690 | $1,420 | $730 |
| Hodges, MN | $308,100 | $1,503 | $1,010 | $2,070 | $1,060 |
| Hancock, MN | $77,300 | $648 | $470 | $900 | $430 |
| Urness, MN | $201,700 | $1,198 | $800 | $1,690 | $890 |
| New Prairie, MN | $237,000 | $1,301 | $950 | $1,800 | $850 |
| Moe, MN | $277,200 | $1,413 | $1,000 | $1,950 | $950 |
| Homestead, ND | $163,600 | $1,112 | $760 | $1,520 | $760 |