Gavop tells you how to get the best homeowners insurance in Elkton, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $82,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $143,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $114,500 | $110,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $561 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$65 | $587 |
| Hail Resistant Roof Discount | -$13 | $639 |
| Newly Constructed Home Discount | -$189 | $463 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,319 |
| Hail Damage | $4,759 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,386 |
| Home Insurance Company Elkton, KY | Homeowners Insurance Agency Elkton, KY | Address | Popularity Score | Distance from Elkton (miles) |
|---|---|---|---|---|
| State Farm | Amber Vincent | 1603 W Everly Brothers Blvd, Central City, KY, 42330-2710 | 30.9 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 44.2 | |
| State Farm | Amanda Gossett | 597 E 4th St, Russellville, KY, 42276-1855 | 16.0 | |
| Allstate | B. R. Knuckles Insurance Agency | 55 Public Sq, Elkton, KY, 42220 | 1.4 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 41.2 | |
| Travelers | Marklin Insurance Agency Llc | 203 W Washington St, Elkton, KY, 42220 | 1.5 | |
| State Farm | John Mardis | 101 W 5th St, Russellville, KY, 42276-1401 | 15.6 | |
| State Farm | Curt Gammons | 1643 Scottsville Rd Ste 100, Bowling Green, KY, 42104-3244 | 41.8 | |
| State Farm | Charlie Henderson | 2919 Ft Campbell Blvd Ste B, Hopkinsville, KY, 42240-4901 | 17.2 | |
| Allstate | Alicia Sells | 2508 Scottsville Rd Ste 101, Bowling Green, KY, 42104 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,240 | $640 |
| Todd County, KY | $94,800 | $642 | $430 | $900 | $470 |
| Elkton, KY | $97,700 | $652 | $440 | $920 | $480 |
| Guthrie, KY | $101,700 | $793 | $550 | $1,090 | $540 |
| Montgomery County, TN | $153,700 | $976 | $690 | $1,380 | $690 |
| White Plains, KY | $75,100 | $675 | $480 | $930 | $450 |
| Woodburn, KY | $140,000 | $780 | $570 | $1,100 | $530 |
| Walnut Grove, TN | $164,900 | $1,079 | $730 | $1,530 | $800 |
| New Deal, TN | $105,000 | $890 | $610 | $1,240 | $630 |
| Beaver Dam, KY | $94,900 | $643 | $460 | $920 | $460 |
| Halfway, KY | $140,100 | $929 | $660 | $1,310 | $650 |
| Dickson County, TN | $146,300 | $987 | $660 | $1,370 | $710 |
| Slaughters, KY | $67,100 | $635 | $460 | $900 | $440 |