Gavop's guide to buying homeowners insurance in Exeter, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $122,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $183,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $192,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $413,000 | $370,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$94 | $952 |
| Home and Two Car | -$167 | $879 |
| Home and Three Car | -$251 | $795 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tulare County | $1,500 | $600 | $2,100 | $436 | $1,936 | $164 |
| Exeter, CA | $700 | $1,034 | $1,734 | $751 | $1,451 | $283 |
| Seville, CA | $2,000 | $470 | $2,470 | $342 | $2,342 | $129 |
| Goshen, CA | $200 | $553 | $753 | $402 | $602 | $151 |
| Three Rivers, CA | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Kingsburg, CA | $100 | $651 | $751 | $473 | $573 | $178 |
| Armona, CA | $1,500 | $540 | $2,040 | $393 | $1,893 | $148 |
| Alpaugh, CA | $500 | $453 | $953 | $329 | $829 | $124 |
| Lemoore, CA | $1,500 | $632 | $2,132 | $459 | $1,959 | $173 |
| California Hot Springs, CA | $200 | $659 | $859 | $479 | $679 | $180 |
| Kettleman City, CA | $700 | $473 | $1,173 | $344 | $1,044 | $129 |
| Home Insurance Company Exeter, CA | Homeowners Insurance Agency Exeter, CA | Address | Popularity Score | Distance from Exeter (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lewis & Associates Insurance Brokers Inc | 700 W. Center Street, Visalia, CA, 93291 | 8.7 | |
| Liberty Mutual Independent | Lewis & Associates Insurance Brokers Inc | 700 W Center Ave, Visalia, CA, 93291 | 8.7 | |
| Farmers | Arrow Xiong | 4759 E Olive Ave Ste 102, Fresno, CA, 93702 | 45.2 | |
| Liberty Mutual Independent | Buckman-Mitchell Inc | 500 N Santa Fe St, Visalia, CA, 93292 | 8.1 | |
| Farmers | Sheila Kamps-Frowsing | 750 E Bullard Ave Ste 104, Fresno, CA, 93710 | 49.8 | |
| Farmers | Yesenia Madrid | 334 Shaw Ave Ste 105, Clovis, CA, 93612 | 46.5 | |
| State Farm | Jack Franks | 964 Pollasky Avenue, Clovis, CA, 93612-2269 | 46.8 | |
| State Farm | Ernie Munday | 1112 N 10th Ave, Hanford, CA, 93230-3746 | 27.5 | |
| Farmers | David Briggs | 1735 Minnewawa Ave Ste 101, Clovis, CA, 93612 | 46.7 | |
| Travelers | Turner & Associates | 246 E Honolulu St, Lindsay, CA, 93247 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Tulare County, CA | $180,200 | $607 | $450 | $830 | $380 |
| Exeter, CA | $172,200 | $1,046 | $770 | $1,420 | $650 |
| Seville, CA | $86,000 | $476 | $350 | $650 | $300 |
| Goshen, CA | $133,200 | $560 | $410 | $760 | $350 |
| Three Rivers, CA | $292,100 | $789 | $580 | $1,070 | $490 |
| Kingsburg, CA | $243,200 | $659 | $490 | $900 | $410 |
| Armona, CA | $125,100 | $547 | $400 | $740 | $340 |
| Alpaugh, CA | $77,500 | $458 | $340 | $620 | $280 |
| Lemoore, CA | $205,900 | $639 | $470 | $870 | $400 |
| California Hot Springs, CA | $212,500 | $667 | $490 | $910 | $420 |
| Kettleman City, CA | $87,300 | $479 | $350 | $650 | $300 |