Gavop shows you how to buy homeowners insurance in Roosevelt County, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $161,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $177,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $543 |
| Superior Protection Discount | -$65 | $581 |
| Fire & Security Discount | -$58 | $588 |
| Hail Resistant Roof Discount | -$13 | $633 |
| Newly Constructed Home Discount | -$155 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Roosevelt County | $2,500 | $638 | $3,138 | $464 | $2,964 | $174 |
| Roosevelt County, NM | $700 | $638 | $1,338 | $464 | $1,164 | $174 |
| Elida, NM | $300 | $804 | $1,104 | $584 | $884 | $220 |
| Floyd, NM | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Melrose, NM | $100 | $689 | $789 | $500 | $600 | $188 |
| Clovis, NM | $700 | $775 | $1,475 | $563 | $1,263 | $212 |
| Bailey County, TX | $200 | $950 | $1,150 | $691 | $891 | $260 |
| South Sand Hills, TX | $2,000 | $1,275 | $3,275 | $926 | $2,926 | $348 |
| Northeast Chaves, NM | $200 | $844 | $1,044 | $613 | $813 | $231 |
| Muleshoe, TX | $2,000 | $953 | $2,953 | $692 | $2,692 | $260 |
| Morton, TX | $300 | $1,099 | $1,399 | $798 | $1,098 | $300 |
| Farwell-Bovina, TX | $700 | $1,546 | $2,246 | $1,124 | $1,824 | $423 |
| Home Insurance Company Roosevelt County, NM | Homeowners Insurance Agency Roosevelt County, NM | Address | Popularity Score | Distance from Roosevelt County (miles) |
|---|---|---|---|---|
| Allstate | Nick Wiegel | 501 Commerce Way, Clovis, NM, 88101 | 31.7 | |
| Farmers | Matt Matlock | 3213 N Prince St, Clovis, NM, 88101 | 32.7 | |
| State Farm | David Bonner | 310 S Main Ave, Portales, NM, 88130-6218 | 14.1 | |
| State Farm | Dennis Baker | 807 Lexington Rd, Clovis, NM, 88101-4466 | 32.1 | |
| State Farm | Doug Saul | 2120 Ross St, Clovis, NM, 88101-3713 | 32.0 | |
| State Farm | Mike Morris | 116 E 11th St, Clovis, NM, 88101-5966 | 31.1 | |
| State Farm | Don Abernathy | 2025 N Prince St, Clovis, NM, 88101-4858 | 31.9 | |
| Travelers | Hunton Insurance Inc | 122 South Avenue A, Portales, NM, 88130 | 14.0 | |
| Travelers | Hunton Insurance Inc | 122 South Ave A, Portales, NM, 88130 | 13.5 | |
| Travelers | Kws Independent Ins Services Inc | 2400 N Main St Ste G, Clovis, NM, 88101 | 31.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $620 | $1,200 | $580 |
| Roosevelt County, NM | $114,300 | $646 | $460 | $910 | $450 |
| Roosevelt County, NM | $114,300 | $646 | $440 | $890 | $450 |
| Elida, NM | $135,500 | $814 | $590 | $1,120 | $530 |
| Floyd, NM | $76,700 | $677 | $490 | $950 | $460 |
| Melrose, NM | $84,500 | $697 | $510 | $980 | $470 |
| Clovis, NM | $132,800 | $785 | $540 | $1,110 | $570 |
| Bailey County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| South Sand Hills, TX | $57,900 | $1,290 | $850 | $1,990 | $1,140 |
| Northeast Chaves, NM | $155,600 | $854 | $590 | $1,200 | $610 |
| Muleshoe, TX | $68,500 | $964 | $640 | $1,480 | $840 |
| Morton, TX | $32,800 | $1,112 | $730 | $1,710 | $980 |
| Farwell-Bovina, TX | $110,600 | $1,565 | $1,030 | $2,410 | $1,380 |