Gavop tells you how to get the best homeowners insurance in Townsend, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $107,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $185,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $194,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $420,500 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $742,500 | $600,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $659 |
| Superior Protection Discount | -$71 | $723 |
| Fire & Security Discount | -$79 | $715 |
| Hail Resistant Roof Discount | -$16 | $778 |
| Newly Constructed Home Discount | -$199 | $596 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
| Home Insurance Company Townsend, MA | Homeowners Insurance Agency Townsend, MA | Address | Popularity Score | Distance from Townsend (miles) |
|---|---|---|---|---|
| Travelers | Parent Prakop & Assoc Ins Agy | 733 Washington Street, Stoughton, MA, 2072 | 48.6 | |
| Travelers | Handy - Apple Valley Insurance Agency, Llc | 440 Park Ave, Worcester, MA, 1610 | 28.8 | |
| Liberty Mutual Independent | Brown & Brown Of Nh Inc | 3 Hollis Street, Pepperell, MA, 1463 | 6.4 | |
| Travelers | D Francis Murphy Insurance Agency Inc | 201 Main St, Groton, MA, 1450 | 8.1 | |
| Travelers | Employers Insurance Group | 281 Main St, Fitchburg, MA, 1420 | 7.2 | |
| Travelers | Flanagan Insurance Agency Inc | 922 Waltham St , Lexington, MA, 2421 | 29.9 | |
| Travelers | Brown & Brown Of New Hampshire Inc | 3 Hollis St, Pepperell, MA, 1463 | 6.4 | |
| Travelers | Fred C Church Inc | 175 Littleton Rd, Westford, MA, 1886 | 16.2 | |
| Liberty Mutual Independent | Mtm Insurance Associates Llc | 1320 Osgood St, North Andover, MA, 1845 | 30.8 | |
| Travelers | Sabatino Insurance Agency Inc | 564 Broadway, Everett, MA, 2149 | 38.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $2,000 | $1,030 |
| Middlesex County, MA | $453,300 | $1,311 | $880 | $1,800 | $920 |
| Townsend, MA | $266,700 | $794 | $580 | $1,100 | $520 |
| Concord, MA | $781,500 | $1,029 | $690 | $1,460 | $770 |
| Oakham, MA | $278,200 | $1,150 | $770 | $1,580 | $810 |
| Framingham, MA | $371,200 | $1,342 | $970 | $1,850 | $880 |
| North Andover, MA | $457,800 | $1,075 | $770 | $1,540 | $770 |
| Hardwick, MA | $221,600 | $1,001 | $720 | $1,430 | $710 |
| West Brookfield, MA | $241,700 | $1,051 | $770 | $1,440 | $670 |
| Melrose, MA | $463,300 | $1,095 | $740 | $1,510 | $770 |
| Medfield, MA | $633,500 | $1,038 | $710 | $1,470 | $760 |
| Newburyport, MA | $479,100 | $1,157 | $840 | $1,610 | $770 |
| West Brattleboro, VT | $182,900 | $722 | $530 | $1,000 | $470 |